Merchants Fire Assur. Corp. of New York v. Zion's Securities Corp.

163 P.2d 319, 109 Utah 13, 1945 Utah LEXIS 155
Utah Supreme Court·Decided November 21, 1945·No. No. 6864.·Published·Cited by 7 cases

Opinions

WADE, Justice.

Appeal by Zion’s Securities Corporation, defendant and appellant herein, from a judgment in favor of the Merchants Fire Assurance Corporation of New York, plaintiff and respondent herein.

Respondent had insured and paid for the loss of an automobile belonging to the estate of R. S. Armes and had brought this suit against the appellant herein, as the owner of the Temple Square Hotel, to recover the amount it had been compelled to pay the estate under the provisions of the policy it had issued its insured.

The facts as developed by the evidence on the trial of the case disclosed that Mrs. R. S. Armes, administratrix of the estate of R. S. Armes, respondent’s insured, had with a party of three other women driven.the insured car from Filer, Idaho, to Salt Lake City, Utah. At about 1:15 a. m. on September 2, 1944, the party arrived at the Temple Square Hotel and parked the car in the loading platform in front of the hotel on South Temple Street, whereupon Miss Owen, one of the women in the party entered the hotel to inquire if reservations for which the party had wired had been made. Upon being given an affirmative reply, she registered the entire party and asked if the hotel had a garage in which the car could be stored, or would they have to take it elsewhere. She was told by the room clerk that the hotel had facilities for storing the car and that it would be taken care of and the claim check placed in the key box. (This was contradicted by the room clerk, but the *15 court as trier of the facts found this to be true.) The room clerk then called a bellboy to go to the car and assist the party to bring their bags into the rooms assigned them. After the bags were brought in the bellboy inquired of Mrs. Armes if she had the keys to the car with her. She replied she had left them in the car. The next morning the ladies went sightseeing and shopping and did not return to the hotel until about 4 p. m. at which time the room clerk was asked for the claim check for the car. The clerk looked in their box for it but upon not finding it there said:

“There has been one lying around here all morning. It has probably been thrown away by now.”

She also informed them that when they were ready for it, the hotel would call the garage for the car.

Upon returning to her room, Mrs. Armes was informed by the police that her car had been wrecked. It subsequently developed that the bellboy had taken and wrecked the car.

Respondent, as insurer, paid the administratrix the value of the car, upon doing which, under the provisions of the policy, it became subrogated to the rights of the insured to all claims against third persons for loss or damage to the automobile.

Appellants claim that the court erred in granting respondent a judgment because no bailment of the car had been proven. It contends that because the keys to the car were not given to the room clerk, that it never obtained exclusive possession of the car, but instead the car was parked on a public street and the keys negligently left in it so that anyone could take possession of it. We find no merit to this contention. The car was not stolen by anyone not connected with the hotel. It was taken by the bellboy, one of its employees. The car was parked' in a place designated as a “loading platform” in front of the hotel.

In Fisher V. Bonneville Hotel Co., 55 Utah 588, 188 P. 856, 12 A. L. R. 255, this court held that an innkeeper is *16 liable as an insurer for the property committed to his care, unless the loss is occasioned by the act of God, by the public enemy or the owner’s own negligence. Sec. 39-0-1, U. C. A. 1943, limits this liability with reference to certain types of personal property, but is not applicable to the facts of this case.

The question which confronts this court is whether the hotel by its acts and representation took the automobile into its care and under its charge so that it could be considered ‘infra hospitium.”

The goods of a guest to be “infra hospitium” and render the innkeeper liable for its loss need not always be within the walls of the inn. See Maloney v. Bacon, 33 Mo. App. 501. It is sufficient if the goods are placed where the hotel by its acts has directed the goods to be placed. The court found that the automobile was parked in the “loading platform” in front of the hotel and that the clerk had instructed the guest to leave it there and the hotel would take care of it. This, in our opinion, was tantamount to the innkeeper placing the car there. Beale on Innkeepers and Hotels, Sec. 154, states the rule thus:

“If the innkeeper, himself, without the direction of the guest, puts property of the guest which has been given to him, in a place outside the inn, or even entirely separate from it, the innkeeper is liable for it. * * *”

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Merchants Fire Assur. Corp. of New York v. Zion's Securities Corp., 163 P.2d 319, 109 Utah 13, 1945 Utah LEXIS 155 (Utah 1945).

163 P.2d 319 (Merchants Fire Assur. Corp. of New York v. Zion's Securities Corp.) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

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