Mercantile Mutual Insurance v. Chase

1 E.D. Smith 115
CourtNew York Court of Common Pleas
DecidedDecember 15, 1850
StatusPublished

This text of 1 E.D. Smith 115 (Mercantile Mutual Insurance v. Chase) is published on Counsel Stack Legal Research, covering New York Court of Common Pleas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Mercantile Mutual Insurance v. Chase, 1 E.D. Smith 115 (N.Y. Super. Ct. 1850).

Opinion

By the Court. Woodruff, J.

The plaintiffs in this case were insurers of the goods of Hamlin & Day and others, against loss by fire, and the goods having been destroyed at Albany, by a very extensive conflagration in August, 1848, while the goods were on their passage from New York to the western states, the owners abandoned to the plaintiffs and received the amount of the insurance. The plaintiffs thereupon, claiming by subrogation to the rights of the assured, brought this action against the defendants as common carriers, to recover the value of the goods lost, and had a verdict at the special term, upon which, after consideration of the case reserved, the court gave judgment for the plaintiffs.

Upon various exceptions to the rulings of the judge on the trial, to his charge to the jury, and to the final decision on the case reserved, the case now comes before us on bill of exceptions, by appeal from the special term.

[121]*121The carnage of the goods in question was undertaken by the defendants, under special contracts in writing, executed by themselves and the owners of the goods, in which, by the terms of the contracts, they agree to forward the goods of the said Hamlin & Day from New York to Chicago,” and other goods to other places, designated in the several contracts; and the defendants insisted on the trial, and now insist, that by such undertaking, in connection with the fact that they directed the goods to he delivered to boats belonging to other parties—not being themselves proprietors of any boats or vessels—the defendants became and were “forwarders,” and not “carriers,” and were, therefore, not liable, unless guilty of negligence.

The use of the term “forward,” in the contracts, is controlled by the nature and extent of their actual undertaking, and did not make them forwarders in the technical sense of that term; an agreement “to forward from New York to Chicago all the goods Hamlin & Day might have to be transported,” embraced carriage. It became the duty of the defendants to deliver the goods in Chicago; whether they used the term “ carry,” or “transport,” or “forward,” the goods from New York to Chicago, is wholly immaterial. Their duty embraced every thing necessary to be done to accomplish a delivery of the goods at the place designated, and the compensation reserved in the contract was accepted as an equivalent for the whole service. Whether they used their own boats or vessels in the service, or made their own private arrangements with other owners of boats, to perform the actual transportation, did not affect their relation to the owners of the goods, with whom they had agreed to receive and deliver them.

On the other hand, the plaintiffs insist, that as each package of goods was delivered to be carried, the owners received a general receipt, containing no reservation or exception of any risks, and, therefore, whatever were the terms or the legal effect of the special contracts, they are to be deemed waived by the subsequent receipts, which contained no reference thereto, and that such receipts preclude the defendants from alleging that the goods were received upon any special conditions.

[122]*122By a memorandum upon the- contracts themselves, the goods were to be sent by the owners “ on board. Swiftsure line of tow boats, foot Broad st.” In obedience to this direction, the owners sent their goods to that line, and as the goods were from time to time delivered, the person attending to the receipt of goods there, signed receipts or memoranda in general terms, acknowledging that the goods were received on board in good order, but in no manner expressing the undertaking of the defendants in relation thereto.

So far from altering or.contradicting the special contracts, these receipts are in harmony, with and sustain them. By the special contracts the owners were to deliver. their goods on board the Swiftsure line, and these receipts were proper vouchers to show that they had done so. No new contract was thereby created ; it was upon such delivery that the duty of the defendants under their special contracts commenced.

Besides, if there .was any inconsistency- between the receipts and the special contracts, the contracts must govern in this case, because there was no. evidence whatever that the Swiftsure line, or any of its agents had authority from the defendants to receive goods for them upon any other terms than those contained in the contracts.

The facts in this case therefore, are as follows : The defendants, under the name of the Western Transportation Company, were carriers for hire, receiving goods and undertaking to forward them to western places and states, through and beyond the state of New York, under special bills of "lading, signed by their agent, or under special contracts with the owners or shippers, (the nature of which'I will consider hereafter,) both containing special exceptions, in . form, relieving them from any liability for losses arising from “ dangers of the sea, lakes and rivers, fire, breakage of looking glasses, ”&c.; and while so engaged, to wit, on the 10th day of August, 1848, they entered into a written contract, with Hamlin & Day, by which they agreed to forward all the goods of Hamlin & Day from New York to Chicago, Illinois, for a period therein mentioned, and [123]*123for prices therein expressed, and with a specific exception declaring the above mentioned perils to be at the risk of the owners of the goods. And upon these conditions Hamlin & Day agreed to. deliver to the defendants, to be forwarded, all the goods they might have to be transported until the expiration of the period fixed by the contract.

The other owners of goods, the loss of which is the subject for which recovery is sought in this action, delivered then’ goods in pursuance of contracts of the same date, and containing precisely the same conditions, and it is therefore conceded that the liability of the defendants is alike in respect to the loss of all the goods in question.

Under the facts above stated it may be plausibly urged, that inasmuch as there is no evidence whatever that the defendants ever, in any instance, became camera of goods upon any other terms than those expressed in the special contracts and special bills of lading .above mentioned, they are not, and never were, common carriers. That the character of their business never corresponded with the description of a common carrier as defined by law. That they are at most special carriers in respect to all the goods which they have ever transported or received, or offered to receive. That they have never advertised for goods on any other footing, nor held themselves out to the public as common carriers, nor offered “to carry the goods of all persons indifferently.” (Gisbonne v. Hurst, 1 Salk. R. 249.) And that they, therefore, do not, and have not ever exercised an employment. as carriers for hire in any other sense than a restricted one, the rights and-obligations of which are defined in special terms by the agreements under which their duties are performed. That in this view they are in the exercise of a primate and not a public employment, rendering their services—not generally to all who may have goods to be transported—but only, to such individuals as may specially employ them, in preference to the numerous public carriers whose conveyances are open to all. That not having assumed to carry on the business of carriage generally,

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Cite This Page — Counsel Stack

Bluebook (online)
1 E.D. Smith 115, Counsel Stack Legal Research, https://law.counselstack.com/opinion/mercantile-mutual-insurance-v-chase-nyctcompl-1850.