Meppelink v. Wilmington Savings Fund Society FSB

District Court, W.D. Washington·Decided July 1, 2020·No. 3:19-cv-05655·Unknown

Opinion

UNITED STATES DISTRICT COURT AT TACOMA AYNA AMANDA MEPPELINK, CASE NO. C19-5655RJB Plaintiff, ORDER ON MOTION FOR ENTRY v. OF JUDGMENT AND OTHER WILMINGTON SAVINGS FUND SOCIETY FSB, d/b/a CHRISTIANA TRUST, a trustee for PRETIUM MORTGAGE CREDIT MANAGEMENT; SELENE FINANCE LP; and Defendants. THIS MATTER comes before the Court on Wilmington Savings Fund Society FSB, d/b/a/ Christiana Trust’s (“Wilmington”) Motion for Entry of Final Judgment and Decree of Foreclosure (Dkt. 61), Wilmington’s Motion for Attorneys’ Fees (Dkt. 62 and refiled in redacted form at 65) Wilmington’s Motion for Bill of Costs (Dkt. 63 and refiled in redacted form at 65), the Plaintiff’s Motion to Compel Discovery (Dkt. 75) and the Plaintiff’s motion for reconsideration (Dkt. 78) to the extent she makes such a motion. The Court has reviewed the pleadings filed regarding the motions and the remaining record. Originally filed in Kitsap County, Washington Superior Court, this case arises from a mortgage and deed of trust on property commonly known as 11700 Carriage Place SE, Olalla, Washington. Dkt. 1-3. Plaintiff is proceeding pro se. Defendant and Counterclaimant Wilmington Savings Fund Society, FSB, d/b/a Christiana Trust, a trustee for Pretium Mortgage Acquisition Trust’s (“Wilmington”) Request for Judicial Notice (Dkt. 49-4) and Motion for Summary Judgment as to Judicial Foreclosure Counterclaim Only (Dkt. 49) was granted on March 10, 2020. Dkt. 54. The facts and procedural history are in that March 10, 2020 Order

(Dkt. 54, at 1-6) and are adopted here. That Order held that this Court has jurisdiction over the case, Wilmington is the holder of the note and entitled to enforce the note and foreclose on the deed of trust under Washington law, the Plaintiff’s loan is in default, Wilmington has accelerated the note, and that Wilmington may proceed with the judicial foreclosure. Id. On April 2, 2020, default judgment, in favor of Wilmington, was entered against Counter-Defendants Hidden Acres Homeowners Association and “Unknown Occupants of the Premises” other than the Plaintiff, Ms. Meppelink. Dkt. 56. There are several motions now pending. In its motion for Motion for Entry of Final Judgment and Decree of Foreclosure (Dkt. 61), Wilmington acknowledges that this is a partial

judgment and is on their counterclaim only. Wilmington argues that there is no just reason to delay entry of the final judgment on its counterclaim under Fed. R. Civ. P. 54(b). Dkt. 61. It moves for entry of a final monetary judgment against Meppelink in the amount of $433,310.60, (plus an additional $40.23 per day in unpaid interest from May 29, 2020), as the amount owing under the note and deed of trust. Id. Wilmington moves the Court to “grant the final decree of foreclosure against Meppelink and permit the sale of the subject property to satisfy the monetary judgment.” Id. It also moves the Court for an order for “localization of the final judgment for enforcement in state court.” Id. In her Response to the motion for entry of judgment (filed May 25, 2020), the Plaintiff argues that it is not proper to grant Wilmington’s motion because it did not submit findings of fact and conclusions of law, Wilmington’s request to have the judgment executed in state court validates her opposition to the removal of the case to federal court, and she argues that the “cause of action [in her Amended Complaint] that references federal law is state law.” Dkt. 66. The

Plaintiff expresses concern that if the case is returned to state court “prior to the federal discovery cut off dates . . . [she] will have been deprived of her day in court to contest the actions of Wilmington.” Id. She is concerned that entry of a judgment in Wilmington’s favor would cut off all further access to information she requested in discovery. Id. She maintains that “Wilmington is asking this Court to enter a final judgment, including requests for attorney fees and court costs, in advance of having to provide discovery disclosures regarding those calculations to the Plaintiff.” Id. She also opposes entry of judgment in favor of Wilmington reasserting the same grounds she raised in opposing the motion for summary judgment. Id. The Plaintiff’s Amended Complaint is difficult to understand. To the extent she Plaintiff

has asserted claims for violations of Washington’s Consumer Protection Act (“CPA”), violations of Washington’s Deeds of Trust Act, RCW 61.24, et. seq. (“DTA”) and violations of the Real Estate Settlement and Procedures Act, 12 U.S.C. § 2601, et. seq. (“RESPA”) or any other claim, on June 3, 2020, the parties were given an opportunity to provide further briefing to the Court on whether granting Wilmington’s requested relief (entry of judgment on its counterclaim for judicial foreclosure) would implicate the relief available on Plaintiff’s remaining claims and Wilmington’s motion for entry of judgment was renoted. Dkt. 74. The parties’ responses were due by June 19, 2020. Id. On June 8, 2020 at 7:14 a.m., the Plaintiff filed a Motion to Compel Discovery. Dkt. 75. In this motion, the Plaintiff states that she served Wilmington with discovery requests on May 4, 2020 and asserted that it has not responded to her requests. Id. She argues that counsel for Wilmington agreed to provide the requests by Friday, June 5, 2020 and did not do so. Id. She states that her email on Saturday, June 6, 2020 was not answered so she filed this motion to

compel on Monday, June 8, 2020 at 7:14 a.m., the last day discovery related motions were due. Id. The Plaintiff states that the meet and confer requirements were met on May 20, 2020 and June 5, 2020. Id. On June 8, 2020 at 3:49 p.m., Wilmington responded to the Plaintiff’s discovery requests and sent her over 3,800 documents. Dkt. 82, at 3-4. After noting that under the Fed. R. Civ. P. 6 its responses weren’t due until June 8, 2020, Wilmington requested that the Plaintiff withdraw her motion to compel. Id. It advised her that it may seek attorneys’ fees as a sanction for her failure to do so. Id. Wilmington attempted to schedule a meet and confer, but the parties did not meet and confer. Id.

In the Plaintiff’s June 19, 2020 response to the Court’s June 3, 2020 request for more briefing on whether entry of the judgment would implicate relief on Plaintiff’s claims, she argues that a partial judgment should not be entered because of the likelihood of piecemeal appeals. Dkt. 78. She again expresses concern that her discovery has not yet been answered. Id. She does not know whether granting Wilmington’s requested relief for entry of a judgment now would implicate her claims because “Defendant has not provided a proper response to [her] discovery.” Id. She argues that the Court review the summary judgment order “for possible reversal,” and that the case should be remanded. Id. The Plaintiff’s arguments regarding the decision granting the motion for summary judgment in favor of Wilmington on its counterclaim and on the Court’s decision denying her motion to remand the case should be considered a motion for reconsideration on those orders. On June 22, 2020, Wilmington filed a response to the Plaintiff’s motion to compel discovery. Dkt. 81. It notes that under Fed. R. Civ. P. 6, its response to the discovery was not due until June 8, 2020, the day it was sent. Id. It argues that the Plaintiff failed to meet and

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