Melissa Wilcox v. Matthew A. Gingrich

CourtIndiana Court of Appeals
DecidedJanuary 30, 2026
Docket25A-PL-01157
StatusPublished
AuthorJudge May

This text of Melissa Wilcox v. Matthew A. Gingrich (Melissa Wilcox v. Matthew A. Gingrich) is published on Counsel Stack Legal Research, covering Indiana Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Melissa Wilcox v. Matthew A. Gingrich, (Ind. Ct. App. 2026).

Opinion

IN THE

Court of Appeals of Indiana FILED Steve Wilcox and Melissa Wilcox, Jan 30 2026, 10:30 am

Appellants-Plaintiffs CLERK Indiana Supreme Court Court of Appeals and Tax Court

v.

Matthew A. Gingrinch and Grateful Home Exteriors, LLC, Appellees-Defendants

January 30, 2026 Court of Appeals Case No. 25A-PL-1157 Appeal from the Morgan Superior Court The Honorable Sara Dungan, Judge Trial Court Cause No. 55D03-2310-PL-1842

Opinion by Judge May Judges Altice and Foley concur.

May, Judge.

Court of Appeals of Indiana | Opinion 25A-PL-1157 | January 30, 2026 Page 1 of 19 [1] Steve and Melissa Wilcox appeal from the trial court’s judgment following a

jury trial on their claims for breach of contract, violations of the Indiana Home

Improvement Contracts Act (“HICA”), and fraud against Grateful Home

Exteriors, LLC and Matthew Gingrich. The Wilcoxes raise several issues on

appeal regarding jury instructions, the sufficiency of evidence supporting the

jury’s verdicts, damages calculations, and cumulative error. However, the

Wilcoxes’ arguments are waived due to their significant noncompliance with

Indiana Appellate Rule 46. We accordingly affirm.

Facts and Procedural History [2] The Wilcoxes own property on Sichting Road in Martinsville, Indiana. The

property includes a pole barn structure that the Wilcoxes used as a retreat and

for entertaining friends. In March 2023, the Wilcoxes met Matthew Gingrich,

principal of Grateful Home Exteriors, LLC, and discussed converting the pole

barn into a more functional residential dwelling by expanding it and improving

the interior.

[3] On or about March 31, 2023, the parties entered a construction contract under

which Grateful Home Exteriors would perform various improvements to the

structure. The initial contract price was approximately $164,000. The contract

contemplated a fifty percent down payment with progress payments thereafter.

[4] On March 31, 2023, the Wilcoxes paid Grateful Home Exteriors $90,000 as a

down payment. This exceeded the fifty percent contemplated in the contract.

Court of Appeals of Indiana | Opinion 25A-PL-1157 | January 30, 2026 Page 2 of 19 Work began in June 2023. On July 17, 2023, the Wilcoxes made an additional

payment of $50,000.

[5] On July 31, 2023, the parties discussed updating the contract to reflect an

expanded scope of work. The updated contract price was $223,196.67. The

expanded work included additional plumbing for two bathrooms, a kitchen,

washer and dryer connections, garage floor drain, exterior spigots, and a French

drain, which would all be connected to the septic system. The framing work

was expanded to include interior framing and windows. However, the

Wilcoxes never signed the July 31 updated contract.

[6] Throughout the project, Steve Wilcox was present at the property almost daily,

often staying overnight in a camper on the premises. He repeatedly requested

information regarding scheduling, budgets, change orders, specifications, and

permitting from Gingrich, project manager Chris York, and subcontractor

William O’Neal. Steve Wilcox received no substantive responses to these

requests. Grateful Home Exteriors did not obtain required building or septic

permits until after work stopped, despite repeated reminders. Work on the

project ceased in late summer or early fall 2023 when the relationship between

the parties deteriorated. At the time work stopped, significant portions of the

contracted work remained incomplete, including the septic system installation,

portions of the plumbing and electrical work, concrete work for the kitchen

addition, and other items.

Court of Appeals of Indiana | Opinion 25A-PL-1157 | January 30, 2026 Page 3 of 19 [7] In October 2023, the Wilcoxes filed a complaint in Morgan Superior Court No.

3 alleging three counts: (1) breach of contract against Grateful Home Exteriors,

LLC; (2) violations of HICA against Grateful Home Exteriors, LLC; and (3)

fraud against Matthew Gingrich individually. Defendants answered and filed a

counterclaim, which they later withdrew.

[8] The matter proceeded to a two-day jury trial. Defendants offered no

independent expert testimony or documentary evidence in rebuttal, relying

solely on the testimony of subcontractor William O’Neal, whose work was the

subject of the deficiencies alleged. The Wilcoxes presented evidence regarding

what work had been completed and what remained undone when Grateful

Home Exteriors left the project. William O’Neal, the primary subcontractor

who performed framing, plumbing, and other work, provided a September 2023

estimate to complete the unfinished work. This estimate included items from

the original scope of work that had not yet been completed, such as the septic

system installation ($22,000), French drain installation ($2,400), concrete work

for the kitchen addition ($8,500), completion of electrical rough-in work, and

other items.

[9] The Wilcoxes also presented expert testimony from Dan Katz and construction

professional Brad Bales regarding deficiencies in the workmanship and the costs

to remedy them. Bales testified that corrections and repairs to the work

performed would cost $61,700. The Wilcoxes contended they paid Grateful

Home Exteriors $140,000 in total but that significant work remained

incomplete or was performed defectively.

Court of Appeals of Indiana | Opinion 25A-PL-1157 | January 30, 2026 Page 4 of 19 [10] Central to the Wilcoxes’ fraud claim was evidence regarding misrepresentation

of subcontractor costs. The Wilcoxes presented two different documents

bearing William O’Neal’s company letterhead with different pricing for the

same scope of work. O’Neal testified at trial that he had never before seen one

of the documents, did not prepare it, and had no knowledge of its contents,

even though it appeared on his letterhead. Gingrich testified that he and

O’Neal together created the revised document. The Wilcoxes alleged that

Gingrich fabricated or altered O’Neal’s bid to conceal the cost of project

manager Chris York and to inflate the amount subject to Gingrich’s ten percent

contractor fee.

[11] On April 10, 2025, the jury returned a verdict in favor of the Wilcoxes on

Count I (breach of contract) and awarding damages in the amount of

$67,825.44 against Grateful Home Exteriors, LLC. The jury found in favor of

Defendants on Count II (HICA violations) and Count III (fraud). The trial

court entered judgment on the jury verdict.

Discussion and Decision [12] The Wilcoxes raise five issues on appeal regarding jury instructions on HICA,

the jury’s verdict on fraud, damages calculations, cumulative error, and

attorney’s fees. They request reversal of the judgments on HICA and fraud

claims, and recalculation of damages on the breach of contract claim.

However, the Wilcoxes’ briefing fails to comply with Appellate Rule 46.

Court of Appeals of Indiana | Opinion 25A-PL-1157 | January 30, 2026 Page 5 of 19 [13] The purpose of our appellate rules – especially Appellate Rule 46 governing the

content of briefs – “is to aid and expedite review and to relieve the appellate

court of the burden of searching the record and briefing the case.” Miller v. Patel,

212 N.E.3d 639, 657 (Ind. 2023) (emphasis added) (quoting Dridi v. Cole Kline

LLC, 172 N.E.3d 361, 364 (Ind. Ct. App. 2021)). A party’s analysis of an issue

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