Medford LLC v. U.S. Bank, N.A. and Nathan F. Smith

CourtDistrict Court, D. Oregon
DecidedDecember 22, 2025
Docket1:24-cv-02021
StatusUnknown

This text of Medford LLC v. U.S. Bank, N.A. and Nathan F. Smith (Medford LLC v. U.S. Bank, N.A. and Nathan F. Smith) is published on Counsel Stack Legal Research, covering District Court, D. Oregon primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Medford LLC v. U.S. Bank, N.A. and Nathan F. Smith, (D. Or. 2025).

Opinion

IN THE UNITED STATES DISTRICT COURT

FOR THE DISTRICT OF OREGON

MEDFORD DIVISION

MEDFORD LLC, Case No. 1:24-cv-02021-CL

Plaintiff, OPINION AND ORDER

v.

U.S. BANK, N.A. and NATHAN F. SMITH,

Defendants.

MCSHANE, Judge:

Plaintiff Medford LLC moves for a Temporary Restraining Order (“TRO”) to prevent “imminent eviction” while Plaintiff seeks to void foreclosure and quiet title to real property in Medford, Oregon. Mot. TRO 2, ECF No. 22; Mem. Mot. TRO 1, ECF 22-1. Because Plaintiff fails to establish likelihood of success on the merits, its Emergency Motion for Temporary Restraining Order, ECF No. 22, is DENIED. BACKGROUND

In April of 2007, Thomas and Montalee Owens executed a promissory note and Trust Deed to receive a loan from Washington Mutual Bank, FA, which encumbered the real property at issue.1 Larsen Decl. Exs. A–B, ECF No. 24.2 The Owens defaulted on their loan in 2010. Id. at Ex. F 8.

1 3547 Roxy Ann Heights Dr., Medford, OR 97504. 2 Defendant asks the Court to take judicial notice of publicly recorded documents related to the subject property and certain bankruptcy records. Def. Opp. Mot. TRO 3 n.1; see also Fed. R. Evid. 201(b); Harris v. Cnty. of Orange, 682 F.3d 1126, 1132 (9th Cir. 2012). However, “the rules of evidence do not apply strictly to preliminary injunction proceedings.” Herb Reed Enters., LLC v. Fla. Ent. Mgmt., Inc., 736 F.3d 1239, 1250 n.5 (9th Cir. 2013). Sitting in equity, this Court considers the entire record in evaluating Plaintiff’s Motion. See Johnson v. Couturier, 572 F.3d 1067, 1083 (9th Cir. 2009) (holding that the district court did not abuse its discretion in relying on exhibits, affidavits, After they defaulted, the Owens quit claimed the property to Big Blue Capital Partners LLC (“Big Blue”) in 2011. Id. at Ex. G. In short order, Big Blue executed a quitclaim deed to its member Jerry Reeves. Id. at Ex. H. Finally, in 2017, Mr. Reeves executed a “Bargain and Sale Deed” of the property to Medford LLC, the instant Plaintiff. Id. at Ex. I. Meanwhile, the loan was conveyed to Defendant U.S. Bank NA, Successor Trustee,

reflected by an Assignment recorded on September 14, 2015. Larsen Decl. Exs. E, F 1. In July of 2024, nine years after the Assignment was recorded and nearly fourteen years after the Owens defaulted, the Trustee Corps recorded a Notice of Default and Election to Sell. Id. at Ex. F. Big Blue, Jerry Reeves, and Medford LLC received notice of the default and sale. Id. at 3–4. Nearly two weeks before the Trustee Sale, Plaintiff filed this action challenging both the Notice of Sale and the impending sale itself. Compl., ECF No. 1-1. Plaintiff sought to invalidate the foreclosure and quiet title to the property, but did not move for an injunction. Id. The sale proceeded on November 22, 2024 and the Trust purchased the property. Id. at Ex. J. Ultimately, the Court dismissed Plaintiff’s Complaint without prejudice because Mr. Reeves was representing

Medford LLC pro se and Oregon law requires business entities to be represented by licensed attorneys. Order, ECF No. 12. After multiple extensions of time to obtain counsel, Plaintiff secured licensed representation and filed a First Amended Complaint. See ECF Nos. 16–21. This brings the Court to Plaintiff’s Motion for a TRO. On October 28, 2025, a Notice of Restitution was posted at the property on behalf of Defendants. Reeves Decl. ¶ 4, ECF No. 21-1. The Notice stated that Plaintiff and any other occupants must vacate the property by midnight on November 4, 2025. Id. at ¶ 5; see also Residential Eviction Gen. J., ECF No. 21-2. Plaintiff asks this Court to enjoin eviction and preserve the status quo—Plaintiff’s occupation of the property—

declarations, and factual allegations submitted by all parties when granting a preliminary injunction). until “the validity of the foreclosure and the parties’ respective rights can be adjudicated.” Reeves Decl. ¶ 20. LEGAL STANDARD

Injunctive relief is an “extraordinary remedy never awarded as of right.” Garcia v. Google, Inc., 786 F.3d 733, 740 (9th Cir. 2015) (quoting Winter v. Nat. Res. Def. Council, 555 U.S. 7, 24 (2008)). “To warrant injunctive relief, Plaintiffs must establish [1] that they are ‘likely to succeed on the merits,’ [2] that they are ‘likely to suffer irreparable harm in the absence of preliminary relief, [3] that the balance of equities tips in [their] favor, and [4] that an injunction is in the public interest.’” LA All. for Hum. Rts. v. Cnty. of L.A., 14 F.4th 947, 956 (9th Cir. 2021) (quoting Winter, 555 U.S. at 20) . Plaintiffs must satisfy Winter’s four-factor test to obtain a TRO as well as other forms of injunctive relief. Stuhlbarg Int’l Sales Co., Inc. v. John D. Brush and Co., Inc., 240 F.3d 832, 839 n.7 (9th Cir. 2001) (because the court’s analysis is “substantially identical for the injunction and the TRO,” it does not address the TRO separately). DISCUSSION I. Plaintiff cannot show likelihood of success on the merits

Plaintiff cannot show a likelihood of success on the merits. Because Plaintiff lacks standing to challenge the non-judicial foreclosure, Plaintiff is not likely to reach the merits stage, let alone succeed. Plaintiff lacks standing because his claims allege violations of someone else’s rights. Plaintiff is not a party to the promissory note or the Trust Deed. See First Am. Compl. ¶¶ 10–16. Plaintiff Medford LLC purchased the subject property from its member Jerry Reeves through a Bargain and Sale Deed in 2017. Larsen Decl. Ex. I. At that point, the property was already encumbered by the first-priority lien created by the Trust Deed in 2007. Id. at Ex. F. Plaintiff argues that “the trustee’s sale was conducted without a lawful beneficiary and is void or voidable under the Oregon Trust Deed Act.” First. Am. Compl. ¶ 19. Yet Plaintiff does not allege that Medford LLC assumed the Owens’ payment obligations under the promissory note. This poses a familiar problem for Plaintiff. Plaintiff has filed several actions in this District based on nearly identical facts.3 In each case, as here, a third party took out a loan for real property and subsequently defaulted. See, e.g.,

Big Blue IV, 2012 WL 2367434, at *1; RenX Grp., LLC, 2015 WL 6445044, at *2. Sometime after, Plaintiff purchased the property via a quitclaim or “Bargain and Sale Deed.” Id. In each case, the Trustee issued a Notice of Default and Election to Sell. See, e.g., Big Blue I, 2012 WL 1605784, at *1. In these prior actions, Plaintiff sought to challenge the validity of the non-judicial foreclosure sale, but was not involved in the lending process and was not obligated to pay on the loan. See, e.g., Big Blue III, 2012 WL 2049455, at *2. None of these prior suits bore fruit. Big Blue I, Big Blue II, and Big Blue III were dismissed for lack of standing. RenX Grp., LLC, 2015 WL 6445044, at *3. Unlike the first three, Big Blue IV was dismissed for failure to state a claim. Id. After the Big Blue line of cases was a bust, Big Blue

changed its name to RenX Group, LLC. Id. Then, RenX Grp., LLC was also dismissed for lack of standing. Id.

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Medford LLC v. U.S. Bank, N.A. and Nathan F. Smith, Counsel Stack Legal Research, https://law.counselstack.com/opinion/medford-llc-v-us-bank-na-and-nathan-f-smith-ord-2025.