Mechanics Sav. Bank v. Town of Richmond

CourtSuperior Court of Maine
DecidedMay 27, 2014
DocketSAGcv-12-028
StatusUnpublished

This text of Mechanics Sav. Bank v. Town of Richmond (Mechanics Sav. Bank v. Town of Richmond) is published on Counsel Stack Legal Research, covering Superior Court of Maine primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Mechanics Sav. Bank v. Town of Richmond, (Me. Super. Ct. 2014).

Opinion

I 1\1 TERf n NnV ? I) 1014

Sct(;r- 5vrt~CV-{~-C?~~ STATE OF MAINE SUPERIOR COURT

Sagadahoc, ss Docket No. RE-12-~CC, (B~,Mt,) G{ '2,-';f ('1.()1 U MEC~CSSAVINGSBANK

Plaintiff

v. TOWN OF RICHMOND and MALAMUTE INVESTMENT MANAGEMENT, INC.

Defendants

and

HOWARD HOFFMAN

Party-in-Interest

DECISION AND JUDGMENT

Before the court is plaintiff Mechanics Savings Bank's [Mechanics] motion

for summary judgment. Mechanics' properly supported facts are deemed

admitted because defendants have been precluded from filing opposing facts.

(See 3/27/14 Order.) The court elects to decide the Motion without oral

argument See: MJ~,; €iv~ P.. 7(b)(.7~;

Background

This case is about who owns the property at 19 Frog Lane in Richmond,

Maine. Defendant Malamute Investment Management, Inc. ("Malamute")

conveyed the property to Celia Winslow in 2006. (Supp. S.M.F. <][ 2.) Party-in-

Interest Howard Hoffman is the sole shareholder and owner of Malamute and is

also married to Celia Winslow. (Supp. S.M.F. <][ 3.) On December 27, 2006,

Winslow granted a mortgage to plaintiff Mechanics. (Supp. S.M.F. <][ 5.) The mortgage accurately described the property but failed to include the Frog Lane

street number assigned to the property. (Supp. S.M.F.

future taxing errors that gave rise to this case.

Celia Winslow defaulted on her mortgage and Mechanics commenced

foreclosure proceedings on April 8, 2008. (Supp. S.M.F.

a judgment of foreclosure, but the judgment incorrectly identified the address of

the property as 3 Frog Lane instead of 19 Frog Lane. (Supp. S.M.F.

Mechanics then obtained title to the property as high bidder at the foreclosure

auction. (Supp. S.M.F.

accompanying Maine Real Estate Transfer Tax Form failed to properly identify

the property. (Supp. S.M.F.

named Mechanics as the owner of Lot 4.1 instead of Lot 4.2 on its tax map. (Supp.

S.M.F.

The Town of Richmond received notice of the foreclosure, but continued

to assess Malamute for the property at 19 Frog Lane. 1 (Supp. S.M.F.

When the taxes went unpaid from 2008-2.011, the Town of Richmond sent the

statutorily required tax lien notices to Malamute instead of Mechanics. (Supp.

S.M.F.

to Mechanics, which Mechanics believed was the property that it owned. (Supp.

S.M.F.

(Supp. S.M.F.

Lane, despite knowing that neither Malamute nor Winslow owned the property.

(Supp. S.M.F.

Malamute for the property after Hoffman paid the arrears. (Supp. S.M.F.

2 Only after Hoffman paid the taxes did Mechanics discover the error. (Supp.

S.M.F. ':II 28.) The Town of Richmond now recognizes Mechanics as the owner of

the property at 19 Frog Lane. (Supp. S.M.F. ':II 36.)

Procedural History

Mechanics filed its complaint on October 26, 2012. It seeks declaratory

judgment pursuant to 14 M.R.S. § 5953 that it owns the property located at 19

Frog Lane in Richmond, Maine. Following a discovery dispute between the

parties, the court sanctioned defendants for failing to appear for properly noticed

depositi~ns and violating a court order. The court ordered that defendants could

not file opposing statements of material fact but allowed them to file opposing

legal memoranda.

Discussion

1. Standard of Review

"Summary judgment is appropriate when there is no genuine issue of

material fact that is in dispute and, at trial, the parties would be entitled to

judgment as a matter of law." Fitzgerald v. Hutchins, 2009 ME 115, ':II 9, 983 A.2d

382. "An issue is genuine if there is sufficient evidence supporting the claimed

factual dispute to require a choice between the differing versions; an issue is

material if it could potentially affect the outcome of the matter." Brown Dev. Corp.

v. Hemond, 2008 ME 146, ':[ 10, 956 A.2d 104.

2. Tax Lien Foreclosure

Mechanics argues that the Town of Richmond's tax lien foreclosure was

invalid because the Town did not send notice of the liens and impending

foreclosure to the record owner as required by statute. Malamute argues that

because Mechanics did not record its foreclosure deed until March 22, 2011, it

3 was not the record owner and therefore not entitled to receive notice of the tax

liens and impending foreclosure.

Under Maine's tax lien statute,

At the time of the recording of the tax lien certificate in the registry of deeds, in all cases the tax collector shall file with the municipal treasurer a true copy of the tax lien certificate and shall hand deliver or send by certified mail, return receipt requested, to each record holder of a mortgage on that real estate, to the holder's last known address, a true copy of the tax lien certificate. If the real estate has not been assessed to its record owner, the tax collector shall send by certified mail, return receipt requested, a true copy of the tax lien certificate to the record owner.

36 M.R.S. § 942 (2013). Similarly, the foreclosure section provides:

The municipal treasurer shall notify the party named on the tax lien mortgage and each record holder of a mortgage on the real estate not more than 45 days nor less than 30 days before the foreclosing date of the tax lien mortgage, in a writing signed by the treasurer or bearing the treasurer's facsimile signature and left at the holder's last and usual place of abode or sent by certified mail, return receipt requested, to the holder's last known address of the impending automatic foreclosure and indicating the exact date of foreclosure.

36 M.R.S. § 943.

"[S]tatutes governing the procedures whereby an owner may lose his

property for the nonpayment of taxes are to be strictly construed against the

taxing authority." Johnson v. Town of Dedham, 490 A.2d 1187, 1190 (Me. 1985)

(quoting City of Augusta v. Allen, 438 A.2d 472, 474 (Me. 1981)). If a-town fails to

comply strictly with statutory requirements, its tax lien is void. Cary v. Town of

Harrington, 534 A.2d 355, 358 (Me. 1987).

The Town of Richmond mistakenly sent the lien and foreclosure notices to

Malamute, even though Malamute was no longer the record owner of the

property as of 2006. Malamute argues that Mechanics was not the record owner

at the time due to its failure to record, but Malamute was also not the record

4 owner because it had conveyed the property to Winslow. Because only

Malamute received the notices, they were sent to the w:rong party, regardless of

whether Winslow or Mechanics was the record owner. The Town of Richmond,

therefore, failed to comply with the statutory requirements.

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Related

Ricker v. United States
417 F. Supp. 133 (D. Maine, 1976)
Cary v. Town of Harrington
534 A.2d 355 (Supreme Judicial Court of Maine, 1987)
City of Augusta v. Allen
438 A.2d 472 (Supreme Judicial Court of Maine, 1981)
Harris v. Soley
2000 ME 150 (Supreme Judicial Court of Maine, 2000)
Land Management, Inc. v. Department of Environmental Protection
368 A.2d 602 (Supreme Judicial Court of Maine, 1977)
BROWN DEVELOPMENT CORP. v. Hemond
2008 ME 146 (Supreme Judicial Court of Maine, 2008)
Johnson v. Town of Dedham
490 A.2d 1187 (Supreme Judicial Court of Maine, 1985)
Douglas v. Martel
2003 ME 132 (Supreme Judicial Court of Maine, 2003)
Fitzgerald v. Hutchins
2009 ME 115 (Supreme Judicial Court of Maine, 2009)
St. Paul Insurance v. Hayes
2001 ME 71 (Supreme Judicial Court of Maine, 2001)

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