Meagen Florence-Chavez, individually; and as parent of minor N.C., next friend N.C.; and Richard Chavez v. Nationwide Insurance Company of America; Nationwide Agent Risk Purchasing Group, Inc. formerly known as On Your Side Nationwide Insurance Agency, Inc.; Dyan McDowell; Jackie Cassens; and John and Jane Does 1-10

CourtDistrict Court, D. New Mexico
DecidedDecember 30, 2025
Docket1:25-cv-00465
StatusUnknown

This text of Meagen Florence-Chavez, individually; and as parent of minor N.C., next friend N.C.; and Richard Chavez v. Nationwide Insurance Company of America; Nationwide Agent Risk Purchasing Group, Inc. formerly known as On Your Side Nationwide Insurance Agency, Inc.; Dyan McDowell; Jackie Cassens; and John and Jane Does 1-10 (Meagen Florence-Chavez, individually; and as parent of minor N.C., next friend N.C.; and Richard Chavez v. Nationwide Insurance Company of America; Nationwide Agent Risk Purchasing Group, Inc. formerly known as On Your Side Nationwide Insurance Agency, Inc.; Dyan McDowell; Jackie Cassens; and John and Jane Does 1-10) is published on Counsel Stack Legal Research, covering District Court, D. New Mexico primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Meagen Florence-Chavez, individually; and as parent of minor N.C., next friend N.C.; and Richard Chavez v. Nationwide Insurance Company of America; Nationwide Agent Risk Purchasing Group, Inc. formerly known as On Your Side Nationwide Insurance Agency, Inc.; Dyan McDowell; Jackie Cassens; and John and Jane Does 1-10, (D.N.M. 2025).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEW MEXICO

MEAGEN FLORENCE-CHAVEZ, individually; and as parent of minor N.C., next friend N.C.; and RICHARD CHAVEZ,

Plaintiffs, v. 1:25-cv-00465-DHU-JMR

NATIONWIDE INSURANCE COMPANY OF AMERICA; NATIONWIDE AGENT RISK PURCHASING GROUP, INC. formerly known as ON YOUR SIDE NATIONWIDE INSURANCE AGENCY, INC.; DYAN MCDOWELL; JACKIE CASSENS; and JOHN AND JANE DOES 1-10,

Defendants. ORDER GRANTING PLAINTIFF’S MOTIONS TO COMPEL

THIS MATTER comes before the Court on two motions to compel discovery responses—Plaintiff Meagan Florence-Chavez’s Motion to Compel Responses to Plaintiffs’ First Set of Interrogatories and Request for Production of Documents Propounded Upon Defendant Nationwide Insurance Company of America (Doc. 25) and Plaintiff Meagan Florence-Chavez’s Motion to Compel Responses to Plaintiffs’ First Set of Interrogatories and Request for Production of Documents Propounded Upon Defendant Dyan McDowell (Doc. 27). Defendants Nationwide Insurance Company of America and Dyan McDowell filed respective responses to both motions. Docs. 28, 30. Plaintiff Florence-Chavez filed replies. Docs. 31, 33. Having reviewed the briefing, the relevant law, and being otherwise fully advised, the Court will GRANT both motions. Defendants have waived objections to the subject discovery—save for objections based on attorney-client privilege or another privilege required by law. Defendants Nationwide and McDowell are compelled to respond to the subject discovery by February 6, 2026. I. Background

The Court’s decision on Plaintiffs’ two motions is informed by the attorneys’ conduct in this case. Accordingly, the Court provides more background than is typically necessary for a decision on a motion to compel. On August 4, 2025, Plaintiff Meagen Florence-Chavez sent Defendant Nationwide her First Set of Interrogatories and Request for Production of Documents Propounded Upon Nationwide Insurance Company of America via email to counsel of record (Joseph A. Brophy) and four other email addresses associated with defense counsel’s law firm. Docs. 25-1, 31-1. On September 11, 2025, Plaintiff Florence-Chavez similarly sent Defendant McDowell her First Set of Interrogatories and Request for Production of Documents Propounded Upon Defendant Claim Examiner Dyan McDowell via email to counsel of record (also, Joseph A. Brophy) and the same

four email addresses associated with defense counsel’s law firm. Docs. 27-2, 31-3. Nationwide’s discovery responses were due September 5, 2025. Doc. 25 at 7. McDowell’s discovery responses were due October 11, 2025. Doc. 27 at 7. Both deadlines came and went without defense counsel responding to, or even acknowledging, Plaintiff Florence Chavez’s discovery requests. After not receiving discovery responses from Nationwide, Plaintiffs’ counsel called defense counsel and left a “detailed message, on or around September 8 – 10th, 2025, in an effort to avoid seeking the Court’s intervention.” Doc. 25 at 2. But see Doc. 28 at 2 (Defendant Nationwide disputing that this call occurred). “Subsequently, on September 11, 2025,” Plaintiffs’ counsel emailed defense counsel “seeking an explanation for the failure to timely respond to 2 discovery.” Id. (citing Doc. 25-2). In that email, Plaintiffs’ counsel explained that failure to timely respond to discovery constitutes waiver of all objections. Doc. 25-2. Further, Plaintiffs’ counsel warned that if Nationwide did not respond to discovery by September 19, 2025, Plaintiff Florence-Chavez would “seek an Order compelling Defendant Nationwide to respond to

Plaintiff’s discovery, and deeming all objections waived.” Id. Once again, defense counsel did not respond. On October 22, 2025, Plaintiff Florence-Chavez filed her motion to compel discovery responses against Nationwide. In turn, after not receiving discovery responses from McDowell, on October 23, 2025, Plaintiffs’ counsel—having never received a return call or email regarding Nationwide’s discovery—emailed defense counsel about McDowell’s missing discovery responses. Doc. 27 at 2–3. In that email, Plaintiffs’ counsel once again explained that failure to timely respond to discovery constitutes waiver of all objections. Doc. 27-3. Then, Plaintiffs’ counsel warned that if McDowell does not respond to discovery by October 27, 2025, Plaintiffs “will seek an Order compelling Defendant McDowell to respond to Plaintiff’s discovery, and deeming all objections

waived.” Id. On October 27, 2025, the Court held a routine status conference. Doc. 19. During the status conference, the Court expressed significant concern that defense counsel failed to respond to Plaintiff Florence-Chavez’s discovery requests entirely.1 In response to the Court’s admonishment, Mr. Brophy stated that he recently learned that, under District of New Mexico case law, Defendants were not required to respond to discovery requests if Plaintiffs exceeded

1 Because the Court did not record this hearing, the Court’s recounting of this status conference is based on the Clerk’s Minutes (Doc. 26), the Clerk’s handwritten notes from the hearing, the Court’s independent recollection, and the Clerk’s independent recollection. The Court plans to record all future hearings in the case. 3 the number of pre-authorized discovery requests. The Court asked Mr. Brophy, “if his stance is that the Plaintiffs exceeded the discovery parameters, why had he not formally objected to the discovery?” Mr. Brophy argued that under the aforementioned case law he was not required to do so. But see Rule 16-304(D) NMRA (“A lawyer shall not . . . fail to make a reasonably diligent

effort to comply with a legally proper discovery request by an opposing party.”). The Court stated that it was not familiar with any such law, and it would look forward to reviewing the case law in Nationwide’s response briefing. During this status conference, Plaintiffs’ counsel also flagged that Defendant McDowell had not responded to discovery. Later, that same day, Plaintiff Florence-Chavez filed her motion to compel discovery as to Defendant McDowell. Doc. 27. Finally, on October 31, 2025, both Nationwide and McDowell served “responses and objections to discovery.” Doc. 28 at 2; Doc. 30 at 3. Now, in the response briefing filed on October 31st, both Nationwide and McDowell provide a different explanation for why they did not object to Plaintiff Florence-Chavez’s

discovery requests than that which defense counsel offered at the October 27th status conference. Nationwide and McDowell now state that they did not respond to Plaintiff’s discovery requests because of an independent “internal calendaring error[s] on the part of” defense counsel. Doc. 28 at 2; Doc. 30 at 2. Defense counsel states that he “was aware that discovery had been served and that Plaintiff had far exceeded the limits allowed by the Court but missed the deadline [to] object because it was inadvertently not calendared appropriately.” Id. Defense counsel’s explanation in his briefing directly contradicts his representations to the Court on October 27, 2025. See Doc. 26. The Court explicitly questioned defense counsel about why he did not respond to Plaintiffs’ discovery requests. He responded that he intentionally did not do so because of a belief that he 4 was not required to under local case law. There was no mention at all of the calendaring oversight he now claims. The Court reminds defense counsel of his duty of candor to the Court. See, e.g., Rule 16-303(A)(1) NMRA (“A lawyer shall not knowingly . . . make a false statement of fact or law to a tribunal or fail to correct a false statement of material fact or law previously

made to the tribunal by the lawyer.”). In her replies, Plaintiff Florence-Chavez questions the veracity of Defendants’ miscalendaring excuse. Doc. 31 at 2–6; Doc. 33 at 2–8.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Reed v. Bennett
312 F.3d 1190 (Tenth Circuit, 2002)
Lee v. Max Intern., LLC
638 F.3d 1318 (Tenth Circuit, 2011)
Hoelzel v. First Select Corp.
214 F.R.D. 634 (D. Colorado, 2003)
Allahverdi v. Regents of the University of New Mexico
228 F.R.D. 696 (D. New Mexico, 2005)
Hayne v. Green Ford Sales, Inc.
263 F.R.D. 647 (D. Kansas, 2009)
Soto v. City of Concord
162 F.R.D. 603 (N.D. California, 1995)
Shuffle Master, Inc. v. Progressive Games, Inc.
170 F.R.D. 166 (D. Nevada, 1996)
Ballou v. University of Kansas Medical Center
159 F.R.D. 558 (D. Kansas, 1994)

Cite This Page — Counsel Stack

Bluebook (online)
Meagen Florence-Chavez, individually; and as parent of minor N.C., next friend N.C.; and Richard Chavez v. Nationwide Insurance Company of America; Nationwide Agent Risk Purchasing Group, Inc. formerly known as On Your Side Nationwide Insurance Agency, Inc.; Dyan McDowell; Jackie Cassens; and John and Jane Does 1-10, Counsel Stack Legal Research, https://law.counselstack.com/opinion/meagen-florence-chavez-individually-and-as-parent-of-minor-nc-next-nmd-2025.