McRae v. JPMorgan Chase & Co

CourtDistrict Court, D. Colorado
DecidedFebruary 3, 2023
Docket1:21-cv-01706
StatusUnknown

This text of McRae v. JPMorgan Chase & Co (McRae v. JPMorgan Chase & Co) is published on Counsel Stack Legal Research, covering District Court, D. Colorado primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
McRae v. JPMorgan Chase & Co, (D. Colo. 2023).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF COLORADO

Civil Action No. 21–cv–01706–DDD–MDB

SYLVIA MCRAE,

Plaintiff,

v.

JPMORGAN CHASE & CO, a/k/a JPMORGAN CHASE BANK, N/A, a/k/a CHASE MANHATTAN MORTGAGE CORPORATION,

Defendant.

RECOMMENDATION OF UNITED STATES MAGISTRATE JUDGE

Magistrate Judge Maritza Dominguez Braswell

This matter is before the Court on four Motions: (1) “Defendant JPMorgan Chase Bank N.A.’s Motion to Dismiss Plaintiff’s Complaint” ([“Motion to Dismiss”], Doc. No. 13); (2) “Plaintiff’s Motion for Summary Judgement [sic] Under F.R.C.P. 56” ([“Motion for Summary Judgment”], Doc. No. 58); (3) “Defendant’s Motion to Stay Briefing on Plaintiff’s Motion for Summary Judgment or in the Alternative for an Extension of Time to Respond” ([“Motion to Stay”], Doc. No. 66); and (4) “Plaintiff Sylvia McRae’s Motion for Leave to Amend Complaint” ([“Motion to Amend”], Doc. No. 67.) Plaintiff has responded in opposition to the Motion to Dismiss, and Defendant has replied. ([“Response to Motion to Dismiss”], Doc. No. 16; [“Reply to Motion to Dismiss”], Doc. No. 19.) Defendant has responded in opposition to the Motion to Amend, and Plaintiff has replied. ([“Response to Motion to Amend”], Doc. No. 70; [“Reply to Motion to Amend”], Doc. No. 71.) No further briefing has been filed as to the four pending Motions, and the time to do so has lapsed. The Motions have been referred to the undersigned, pursuant to 28 U.S.C. § 636(b)(1) and D.C.COLO.LCivR 72.1, for a recommendation regarding their disposition. (Doc. Nos. 60, 68-69, 72.) For the following reasons, it is RECOMMENDED that the Motion to Dismiss (Doc. No. 13) be GRANTED, that the Motion to Amend (Doc. No. 67) be DENIED, and that the remaining Motions (Doc. Nos. 58, 66) be DENIED as MOOT. SUMMARY FOR PRO SE PLAINTIFF The Court is recommending that your case be dismissed for lack of subject matter jurisdiction. Specifically, the Court finds that your complaint is asking the federal court to review a state court’s judgment, which is prohibited by the United States Constitution. The Court is also recommending that your motion to amend be denied, because your amended complaint continues

to ask for federal court review of a state court judgment. This is only a summary of the Court’s decision. The complete decision is set forth below, including information about your right to object to this Recommendation within a set period of time. STATEMENT OF THE CASE The facts giving rise to this case date back to July 17, 2000, when pro se Plaintiff Sylvia McRae [“Plaintiff”] obtained a mortgage loan from Defendant JPMorgan Chase & Co. [“Defendant”], for the purchase of real property located at 4236 Gills Mill Court, Colorado Springs, Colorado 80910 [“the Property”]. (See Doc. No. 13-7.) In 2014, Defendant commenced foreclosure proceedings against the Property in Colorado state court, pursuant to Rule 120 of the

Colorado Rules of Civil Procedure [“Rule 120 Action”]. (Doc. No. 13-1; see Doc. No. 1 at 4.) After a contested Rule 120 hearing, during which Plaintiff apparently admitted default, the state court entered an order on January 4, 2016, authorizing the sale of the Property by the Public Trustee. (Doc. No. 13-1 at 2.) Two weeks later, on January 20, 2016, Plaintiff filed a “Complaint for Permanent Injunction” in the Rule 120 Action, alleging that Defendant violated various federal statutes in foreclosing on the Property, and requesting equitable relief and civil penalties. (Id.) On February 12, 2016, the state court denied Plaintiff’s complaint, on the grounds that Plaintiff was attempting to raise “collateral issues” which could not be “bootstrap[ped]” to the Rule 120 Action. (Id. at 2-3.) On March 18, 2016, Plaintiff commenced a wrongful foreclosure action against Defendant in Colorado state court [“the 2016 Action”]. (Doc. No. 13-7.) In that lawsuit, Plaintiff alleged, among other things, that Defendant “never had legal grounds and rights” to initiate foreclosure proceedings against the Property, and also that Defendant “obtained fraudulent

documents” and “used deception” to foreclose on the Property. (Id. at 13.) On July 30, 2018, the El Paso County District Court granted summary judgment in Defendant’s favor as to all of Plaintiff’s claims, and on June 15, 2020, the Colorado Supreme Court denied Plaintiff’s petition for writ of certiorari. (Doc. No. 13-6; Doc. No. 13-7.) In the interim, on April 2, 2019, Defendant commenced an eviction proceeding against Plaintiff in Colorado state court [“the FED Action”]. (Doc. No. 13-4.) On June 21, 2019, the El Paso County Clerk of Court issued a writ of restitution in favor of Defendant. (Doc. No. 13-3.) Plaintiff once again petitioned the Colorado Supreme Court for certiorari review, and on February 12, 2020, the Colorado Supreme Court denied that petition as well. (Doc. No. 13-2.)

On June 21, 2021, Plaintiff commenced this federal lawsuit, invoking both diversity and federal question jurisdiction, and asserting two claims for relief: (1) “Misrepresentation of an opposing party – Fraud on the court;” and (2) “Defendant’s violations of CFPB, FDCPA, and HUD during its loan modification process with Plaintiff.” (Doc. No. 1.) In the present action, Plaintiff alleges, among other things, that Defendant “knowingly and intentionally submitted fraudulent documents” in the aforementioned Colorado state court proceedings, and wrongfully foreclosed on the Property. (Id. at 7.) Plaintiff asks the Court to grant her “[r]elief under Fed. R. Civ. P. 60(b)(1), (b)(2), (b)(3), and (d)(3),” as well as “three million dollars for emotional distress in connection with Defendants [sic] willful and unconscionable conduct[] over a period of approximately five years, including losing her real property and most of her personal property.” (Id.) Defendant now moves to dismiss this case, in its entirety, pursuant to Federal Rule of Civil Procedure 12(b)(1), arguing that Plaintiff’s claims are barred by the Rooker-Feldman

doctrine. (Doc. No. 13 at 6-8.) In the alternative, Defendants seek dismissal of each of Plaintiff’s claims under Federal Rule of Civil Procedure 12(b)(6), or a more definite statement of the claims under Federal Rule of Civil Procedure 12(e). (Id. at 5-6, 8-11.) LEGAL STANDARD FOR PRO SE PLAINTIFF Plaintiff is proceeding pro se. The Court, therefore, “review[s] h[er] pleadings and other papers liberally and hold[s] them to a less stringent standard than those drafted by attorneys.” Trackwell v. United States, 472 F.3d 1242, 1243 (10th Cir. 2007) (citations omitted); see Haines v. Kerner, 404 U.S. 519, 520–21 (1972) (holding the allegations of a pro se complaint “to less stringent standards than formal pleadings drafted by lawyers”). However, a pro se litigant’s

“conclusory allegations without supporting factual averments are insufficient to state a claim upon which relief can be based.” Hall v. Bellmon, 935 F.2d 1106, 1110 (10th Cir. 1991). A court may not assume that a plaintiff can prove facts that have not been alleged, or that a defendant has violated laws in ways that a plaintiff has not alleged. Associated Gen.

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McRae v. JPMorgan Chase & Co, Counsel Stack Legal Research, https://law.counselstack.com/opinion/mcrae-v-jpmorgan-chase-co-cod-2023.