McDonald v. Snelling

96 Mass. 290
CourtMassachusetts Supreme Judicial Court
DecidedJanuary 15, 1867
StatusPublished
Cited by6 cases

This text of 96 Mass. 290 (McDonald v. Snelling) is published on Counsel Stack Legal Research, covering Massachusetts Supreme Judicial Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
McDonald v. Snelling, 96 Mass. 290 (Mass. 1867).

Opinion

Foster, J.

The question raised by this demurrer is, whether the injury received by the plaintiff was so remote from the negligent act of the defendant that the action cannot be sustained, although the plaintiff was injured without his own fault, ana would not have been injured but for the fault of the defenaant. How far at common law is one guilty of negligence responsible in damages for the consequences resulting from his neglect ?

If the present action had been brought against a town, under circumstances similar to those disclosed in this declaration, Marble v. Worcester, 4 Gray, 395, would be a decisive authority in favor of the defendant. The liability for damages caused by defects in highways is limited to cases where the defect is the direct and immediate cause of the injury. Jenks v. Wilbraham, 11 Gray, 142. But this statute liability is more narrowly restricted than the rule in actions at common law for damages caused by negligence, in which it is perfectly well settled that the contributory negligence of a third party is no defence, where the defendant has also been guilty of negligence without which the damage would not have been sustained. Eaton v. Boston & Lowell Railroad, 11 Allen, 500. The extent of the defendant’s responsibility cannot therefore be conclusively determined by the rule of Marble v. Worcester, because the limits of liability under the statute as to defects in public ways and at common law for negligence are not identical. These cases against towns can be reconciled with the general principles of the law only by the consideration that they depend exclusively on a statute provision, within the terms of which they are strictly confined.

[293]*293Opinions upon questions of marine insurance are frequently quoted, to illustrate the meaning of the maxim, causa pi oxima non remota spectatm. The exigencies of the present decision do not require an elaborate examination of the doctrine in its application to the law of insurance ; but a few observations may be useful. Where the immediate cause of loss is a peril insured against, the underwriters are not exonerated by the fact that its original cause was something not covered by the policy. They are liable if the loss ends in a peril insured against, although it began in some other cause. Thus, a loss arising immediately from a peril of the sea, but remotely from the negligence of the master, is protected by the policy; but it by no means follows that, in an action brought against the owner or master for such negligence, the consequent loss of the cargo could not be included in the measure of damages. Redman v. Wilson, 14 M. & W. 476. On the contrary, where a master unnecessarily deviated from his voyage, and during the deviation a cargo of lime was wet by a tempest, and the bark was thereby set on fire and consumed, the owner was held liable for the fault of his agent the master, and the deviation was deemed to be sufficiently the proximate cause of the loss of the cargo. Davis v. Garrett, 6 Bing. 716. In a recent insurance cause, one learned judge, Willes, J., said : “ The ordinary rule of assurance law is, that you are to look to the proximate and immediately operating cause, and to that only; ” and another, Erie, C. J., said : “ The words are to be construed with reference to the known principle pervading insurance law, causa próxima non remota spectatm; the loss must be connected with the supposed cause of it, and in the relation of cause and effect, speaking according to common parlance.” Ionides v. Universal Ins. Co. 8 Law Times, (N. S.) 705. Marsden v. City and County Ass. Co. Law Rep. 1 C. P. 232. But in an action for damages for refusing to receive a ship into a dock, the rule was said to be “ that the damage must be proximate (not immediate) and fairly and reasonably connected with the breach of contract or wrong. As to what is so, different minds will differ.” Wilson v. Newport Dock Co. Law Rep. 1 Exch. 186.

[294]*294Perhaps the truth may be that a maxim couched in terms so general as to be necessarily somewhat indefinite has been indiscriminately applied to different classes of cases in different senses, or at least without exactness and precision; and that this is the real explanation of the circumstance that causa próxima, in suits for damages at common law, extends to the natural and probable consequences of a breach of contract or tort; while in insurance cases and actions on our highway statute it is limited to the immediately operating cause of the loss or damage. If this be so, the frequent reference to the maxim in cases like the present is not particularly useful, and certainly not conducive either to an accurate statement of principles or to uniform and intelligible results. In insurance causes the maxim is resorted to as furnishing a rule by which to determine whether a loss is attributable to a peril against which the contract has promised indemnity and its application charges as frequently as it exonerates the underwriter. Peters v. Warren Insurance Co. 3 Sumner, 389; S. C. 14 Pet. 99. Hillier v. Allegheny County Ins. Co. 3 Penn. State R. 470. The limits of liability and the definition of proximate cause in the law of insurance are too non-' w and restricted to be applied to the present case. •

Definitions and illustrations drawn from other br.nches of the law may afford instructive analogies, but for controlling authorities we are to look to adjudications in actions of a similar nature to the present, and arising upon a state of facts more closely resembling those now under consideration. Here the defendant is alleged to have been guilty of culpable negligence. And his liability depends, not upon any contract or statute obligation, but upon the duty of due care which every man owes to the community, expressed by the maxim sic utere tua ut alienum non Icedas.

Where a right or duty is created wholly by contract, it can only be enforced between the contracting parties. But where the defendant has violated a duty imposed upon him by the common law, it seems just and reasonable that he should be held liable to every person injured, whose injury is the natura, and probable consequence of the misconduct. In our opinion [295]*295this is the well established and ancient doctrine of the common law, and such a liability extends to consequential injuries, by whomsoever sustained, so long as they are of a character likely to follow, and which might reasonably have been anticipated as the natural and probable result under ordinary circumstances of the wrongful act. The damage is not too remote if according to the usual experience of mankind the result was to be expected. This is not an impracticable or unlimited sphere of accountability, extending indefinitely to all possible contingent consequences. An action can be maintained only where there is shown to be, first, a misfeasance or negligence in some particular as to which there was a duty towards the party injured or the community generally; and, secondly, where it is apparent that the harm to the person or property of another which has actually ensued was reasonably likely to ensue from the act or omission complained of. V

Two recent cases, both 'much considered, sound and consistent with each other, well illustrate the true rule of law.

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Bluebook (online)
96 Mass. 290, Counsel Stack Legal Research, https://law.counselstack.com/opinion/mcdonald-v-snelling-mass-1867.