McAndrews & Forbes Co. v. Camden National Bank

94 A. 627, 87 N.J.L. 231, 1915 N.J. LEXIS 195
CourtSupreme Court of New Jersey
DecidedJune 14, 1915
StatusPublished
Cited by2 cases

This text of 94 A. 627 (McAndrews & Forbes Co. v. Camden National Bank) is published on Counsel Stack Legal Research, covering Supreme Court of New Jersey primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
McAndrews & Forbes Co. v. Camden National Bank, 94 A. 627, 87 N.J.L. 231, 1915 N.J. LEXIS 195 (N.J. 1915).

Opinion

The opinion of the court was delivered by

Parker, J.

The appeal is from a judgment entered upon the direction of a verdict for defendant growing out of exclusion of evidence offered for plaintiff, and also out of the striking out of plaintiff’s original complaint. The suit was for breach of warranty, the defence, that the warranty was not applicable to the status of the lands in question as a public street.

The covenant of warranty relied on was contained in a previous deed by the defendant to the Nonpareil Cork Manufacturing Companjq dated March 14th, 1902, which in turn conveyed to plaintiff, January 27th, 1903. The covenant reads as follows: “That it,'the said party of the first part (the defendant bank) and its successors all and singular the hereditaments and premises above described and granted or mentioned and intended so to be, with the appurtenances unto the said party of the second part, its successors and assigns, against it, the said party of the first part and its successors, and against all and every other person or persons whomsoever lawfully claiming or to claim the same or any part thereof, shall and will warrant and forever defend.” The breach assigned was that the city of Camden in 1908 made claim to a strip of land comprising the major part of the premises included in plaintiff’s deed, as being Contained within a public street called Jefferson street, and that as a result of that claim plaintiff filed a bill against the city to quiet title to such strip, which led to litigation wherein plaintiff was defeated and the strip judicially declared to have been dedicated to public use as part of Jefferson street. McAndrews & Forbes Co. v. Camden, 85 N. J. L. 260. The fundamental position of the defence was that the existence of an easement for a public street is not a breach of warranty, and if it were, still, by the- language of the deed from the bank to the cork [233]*233company and of the deed of that company to the plaintiff, the existence of Jefferson street was so* recognized and so plainly indicated as to 'make the warranty inoperative so far as the subjection of that part of the land to the rights of the public was concerned. Defendant very properly does not deny that there was such a lawful eviction as will constitute a breach of warranty. Coster v. Manufacturing Company, 2 N. J. Eq. 467; Kellogg v. Platt, 33 N. J. L. 328, 332.

It is important, for present purposes, to note that neither the claim of the city of Camden nor the decision of this court supporting the same was based in any way on the language of these two deeds, but that thb dedication was held to arise out of the designation of Jefferson street on a sales map used by the land company, which exploited a large tract including these premises, and the sales of lots by reference to said map. McAndrews & Forbes Co. v. Camden, supra. It is not claimed that the plaintiff at the time ¡of accepting its deed knew anything about the map, and neither deed alluded to it in any way. The map wras not filed in the office of the county clerk or register. If plaintiff had known of the map, that fact would not avoid a breach of warranty.. DeLong v. Spring Lake, 72 N. J. L. 125. Consequently the language of these two deeds (which is before this court for the first time) must be relied on by defendant either as itself constituting a dedication, or as a recognition by the grantee of a previous one, which is very much the same thing.

We take up first the question whether the existence of a public highway, actually open, or of a highway in posse by reason of dedication and liability to future acceptance, which liability is turned into actuality by enforcement of the dedication, is a brea cl i of general warranty of: the fee. This point has not been decided by this court, nor, as we recall, in the Supreme Court, though it, has been discussed in the Court of Chancery. Beach v. Hudson River Land Co., 65 N. J. Eq. 426. When that case came to this court, we expressly reserved the point. 68 Id. 656. In other jurisdictions the decisions are not in accord. 11 Cyc. 1194, and note 91.

[234]*234It may be conceded for present purposes, though we express no opinion on the point, that where the property conveyed is a farm or other open tract with an existing road running through it, a warranty without mention of the road is not broken by its existence, .on the theory that the road is a physical fact of which the buyer is necessarily apprised. Whitbeck v. Cook, 15 Johns. 483; Hymes v. Estey, 116 N. Y. 501; Memmert v. McKeen, 112 Pa. St. 315; DeLong v. Spring Lake, 72 N. J. L. 125. The situation is essentially different, however, in a case where (as at present) the land is in a crowded city. The road had never been actually laid, and comprised within its lines most of the property conveyed and had been wholly or partly covered with buildings and wholly devoted to private business uses as part of a manufacturing plant, and no notice of its legal status given by conditions on the ground or (as we shall see presently) by the language of the title deeds.

As to such a situation, we consider the correct rule is that laid down in Hymes v. Estey, 116 N. Y. 501; 22 N. E. Rep. 1087, where it was said: "But when no such opportunity (to observe on the ground an actual devotion to public use) exists, and no means of notice of the existence of the right to a public easement is open to observation upon the premises, there is no well-founded reason to support the proposition that the subsequent appropriation by the public, in the exercise of such pre-existing right, of a portion of the land conveyed, is exempt from the ¡operation of the covenant of warranty. In such case, it cannot be said that'the purchaser, without notice of the existing burden upon the land, has taken title in reference to it, or that he gets all the propriety right in the premises which he is permitted to assume was assured to him bjr the covenant of his grantor.” This should perhaps be qualified by saying that when the very language of the deed containing the warranty is such as to put the purchaser on notice of such an encumbrance, he should be deemed to have assented to its exception therefrom. This is not necessary to be decided; for assuming it, there would [235]*235still remain in the case at bar the question whether the language of the deeds was such as to express to or notify a purchaser that part of the land lay in what was or might be in the future a highway by dedication and acceptance, and that the warranty was not intended to apply, as against, the public rights, to such part. An examination of this question requires insertion of the descriptions in full.

In the deed from the defendant bank to the cork company, containing the warranty, the description is as follows:

“Beginning at a point at right angles with Third street, distant five hundred and ninety-six feet west of the west-line of Third street, and fifty-four feet seven inches south of the extended south line of Jefferson street;

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Old Falls, Inc. v. Johnson
212 A.2d 674 (New Jersey Superior Court App Division, 1965)
Atlantic Mortgage & Finance Co. v. Hamilton
40 F.2d 583 (Fifth Circuit, 1930)

Cite This Page — Counsel Stack

Bluebook (online)
94 A. 627, 87 N.J.L. 231, 1915 N.J. LEXIS 195, Counsel Stack Legal Research, https://law.counselstack.com/opinion/mcandrews-forbes-co-v-camden-national-bank-nj-1915.