Mary Pressley v. 21st Mortgage

CourtDistrict Court, D. South Carolina
DecidedNovember 13, 2025
Docket6:25-cv-13312
StatusUnknown

This text of Mary Pressley v. 21st Mortgage (Mary Pressley v. 21st Mortgage) is published on Counsel Stack Legal Research, covering District Court, D. South Carolina primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Mary Pressley v. 21st Mortgage, (D.S.C. 2025).

Opinion

UNITED STATES DISTRICT COURT DISTRICT OF SOUTH CAROLINA GREENVILLE DIVISION

Mary Pressley, ) C/A No. 6:25-cv-13312-BHH-WSB ) Plaintiff, ) ) v. ) REPORT AND RECOMMENDATION ) 21st Mortgage, ) ) Defendant. ) )

Plaintiff, proceeding pro se and in forma pauperis, files this action purportedly to remove to this Court an eviction or foreclosure proceeding from a state magistrate court. This matter is before the undersigned United States Magistrate Judge pursuant to 28 U.S.C. § 636(b) and Local Civil Rule 73.02(B)(2) (D.S.C.). Having reviewed the pleadings in this case in accordance with applicable law, the undersigned concludes that this action should be summarily dismissed. Additionally, Plaintiff’s Motion for Temporary Restraining Order (ECF No. 4) should be denied. BACKGROUND Plaintiff commenced this action by filing a Complaint on the standard form. ECF No. 1. Plaintiff asserts she is “wanting the case with state court to be moved to federal court with my mortgage.” Id. at 3. Plaintiff contends the “amount owed is [$]40,000.00.” Id. at 4. Plaintiff alleges that she was not served with a court date properly to discuss her case in front of a judge and she did not understand her fair rights to a trial. Id. For relief, Plaintiff asserts that she does not believe that she owes the mortgage company $40,000 and was not served properly with any court dates prior to the writ. Id. 1 Plaintiff has also filed a Motion for Temporary Restraining Order. ECF No. 4. Plaintiff asks for a TRO until the case is reviewed by a judge. Id. at 1. Specifically, Plaintiff asks the Court “to pause all evictions and removal of all my things until the judge makes a decision.” Id. Neither Plaintiff’s Complaint nor her Motion identify the state court proceedings of which she complains. However, the Laurens County Public Index indicates that Plaintiff has been sued

in three separate actions by Defendant in the Laurens County Court of Common Pleas as follows: • 21st Mortgage Corporation v. Pressley, No. 2021cp3000999; action for Claim and Delivery; judgement by default entered on February 4, 2022. • 21st Mortgage Corporation v. Pressley, No. 2024cp3000077; action for Claim and Delivery; stipulation of dismissal entered on November 7, 2024. • 21st Mortgage Corporation v. Pressley, No. 2025cp3000667; action for Claim and Delivery; judgement by default entered on September 9, 2025. See Laurens County Eighth Judicial Circuit Public Index, available at

https://publicindex.sccourts.org/Laurens/PublicIndex/PISearch.aspx (search by case numbers listed above) (last visited Nov. 12, 2025).1 Case number 2025cp3000667 involved a Complaint for repossession of Plaintiff’s mobile home and appears to be the case about which Plaintiff complains in the present action. The Court will refer to the Laurens County case at number 2025cp3000667 as the “State Court Action.”

1 The Court takes judicial notice of the records in Plaintiff’s pending criminal cases in the state court. See Philips v. Pitt Cnty. Mem. Hosp., 572 F.3d 176, 180 (4th Cir. 2009) (explaining that courts “may properly take judicial notice of matters of public record”); Colonial Penn Ins. Co. v. Coil, 887 F.2d 1236, 1239 (4th Cir. 1989) (“We note that ‘the most frequent use of judicial notice is in noticing the content of court records.’”).

2 STANDARD OF REVIEW Under established local procedure in this judicial district, a careful review has been made of the pro se Complaint. Because Plaintiff is a pro se litigant, the Complaint is accorded liberal construction and held to a less stringent standard than formal pleadings drafted by attorneys. See Erickson v. Pardus, 551 U.S. 89, 94 (2007). Even under this less stringent standard, the pro se

Complaint is subject to summary dismissal. The mandated liberal construction afforded to pro se pleadings means that if the Court can reasonably read the pleadings to state a valid claim on which Plaintiff could prevail, it should do so, but the Court may not rewrite a petition to include claims that were never presented, Barnett v. Hargett, 174 F.3d 1128, 1133 (10th Cir. 1999), or construct Plaintiff’s legal arguments for her, Small v. Endicott, 998 F.2d 411, 417-18 (7th Cir. 1993), or “conjure up questions never squarely presented” to the Court, Beaudett v. City of Hampton, 775 F.2d 1274, 1278 (4th Cir. 1985). The requirement of liberal construction does not mean that the Court can ignore a clear failure in the pleading to allege facts which set forth a claim cognizable in a federal district court. See Weller v. Dep’t of Soc. Servs., 901 F.2d 387 (4th Cir. 1990).

Plaintiff filed this action pursuant to 28 U.S.C. § 1915, the in forma pauperis statute, which authorizes the District Court to dismiss a case if it is satisfied that the action “fails to state a claim on which relief may be granted,” is “frivolous or malicious,” or “seeks monetary relief against a defendant who is immune from such relief.” 28 U.S.C. § 1915(e)(2)(B). This Court also possesses the inherent authority to review pro se pleadings to ensure that subject matter jurisdiction exists and that a case is not frivolous, even if the pleadings are not subject to the prescreening provisions of 28 U.S.C. § 1915. See Mallard v. U.S. Dist. Court, 490 U.S. 296, 307‒08 (1989) (“Section 1915(d) . . . authorizes courts to dismiss a ‘frivolous or malicious’ action, but there is little doubt they would have power to do so even in the absence of 3 this statutory provision.”); Ross v. Baron, 493 F. App’x 405, 406 (4th Cir. 2012) (unpublished) (“[F]rivolous complaints are subject to dismissal pursuant to the inherent authority of the court, even when the filing fee has been paid . . . [and] because a court lacks subject matter jurisdiction over an obviously frivolous complaint, dismissal prior to service of process is permitted.”) (citations omitted); see also Fitzgerald v. First E. Seventh Street Tenants Corp., 221 F.3d 362, 364

(2d Cir. 2000) (“[D]istrict courts may dismiss a frivolous complaint sua sponte even when the plaintiff has paid the required filing fee[.]”); Ricketts v. Midwest Nat’l Bank, 874 F.2d 1177, 1181 (7th Cir. 1989) (“[A] district court’s obligation to review its own jurisdiction is a matter that must be raised sua sponte, and it exists independent of the ‘defenses’ a party might either make or waive under the Federal Rules.”); Franklin v. State of Or., State Welfare Div., 662 F.2d 1337, 1342 (9th Cir. 1981) (providing a judge may dismiss an action sua sponte for lack of subject matter jurisdiction without issuing a summons or following other procedural requirements). DISCUSSION The Complaint is Subject to Dismissal

Plaintiff purports to remove to this Court the State Court Action.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Citizens United v. Federal Election Commission
558 U.S. 310 (Supreme Court, 2010)
Rooker v. Fidelity Trust Co.
263 U.S. 413 (Supreme Court, 1924)
McNutt v. General Motors Acceptance Corp.
298 U.S. 178 (Supreme Court, 1936)
Gully v. First Nat. Bank in Meridian
299 U.S. 109 (Supreme Court, 1936)
District of Columbia Court of Appeals v. Feldman
460 U.S. 462 (Supreme Court, 1983)
Thomas v. Arn
474 U.S. 140 (Supreme Court, 1986)
Caterpillar Inc. v. Williams
482 U.S. 386 (Supreme Court, 1987)
Exxon Mobil Corp. v. Saudi Basic Industries Corp.
544 U.S. 280 (Supreme Court, 2005)
Salazar v. Buono
559 U.S. 700 (Supreme Court, 2010)
Erickson v. Pardus
551 U.S. 89 (Supreme Court, 2007)
United States v. Edward Lester Schronce, Jr.
727 F.2d 91 (Fourth Circuit, 1984)

Cite This Page — Counsel Stack

Bluebook (online)
Mary Pressley v. 21st Mortgage, Counsel Stack Legal Research, https://law.counselstack.com/opinion/mary-pressley-v-21st-mortgage-scd-2025.