Martin v. National General Assurance Company

CourtSupreme Court of Delaware
DecidedJuly 9, 2014
Docket590, 2013
StatusPublished

This text of Martin v. National General Assurance Company (Martin v. National General Assurance Company) is published on Counsel Stack Legal Research, covering Supreme Court of Delaware primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Martin v. National General Assurance Company, (Del. 2014).

Opinion

IN THE SUPREME COURT OF THE STATE OF DELAWARE

JAMES L. MARTIN, § § No. 590, 2013 Plaintiff Below- § Appellant, § § v. § Court Below—Superior Court § of the State of Delaware, NATIONAL GENERAL § in and for New Castle County ASSURANCE COMPANY, § C.A. No. N13C-01-020 § Defendant Below- § Appellee. §

Submitted: May 2, 2014 Decided: July 9, 2014

Before STRINE, Chief Justice, BERGER, and RIDGELY, Justices.

ORDER

This 9th day of July 2014, upon consideration of the parties’ briefs and the

record below, it appears to the Court that:

(1) The plaintiff-appellant, James L. Martin, filed this appeal from an

order of the Superior Court, dated September 27, 2013, denying Martin’s motion

for partial summary judgment and granting summary judgment to the appellee,

National General Assurance Company (“National”). We find no merit to the issues

Martin raises on appeal. Accordingly, we affirm the Superior Court’s judgment.

(2) Martin is a Delaware resident who had an automobile insurance policy

with National for personal injury protection (PIP) and uninsured/underinsured (UM/UIM) motor vehicle driver protection. Martin was involved in an accident

while riding his bicycle in an organized cycling event in New Jersey in September

2010. He was found lying by the side of the road with his bicycle on top of him.

He suffered broken teeth and a five inch cut to his face, which required emergency

medical care. Martin had no memory of what caused the accident, and there were

no eyewitnesses.

(3) Martin sought to recover benefits under his policy with National,

alleging that he had been the victim of a hit-and-run motor vehicle. National

denied coverage, finding no evidence that a motor vehicle was involved in

Martin’s accident. Martin then sought arbitration before an Insurance

Commissioner’s panel under 21 Del. C. § 2118(j). The arbitration panel found that

Martin’s evidence did not support a finding that a motor vehicle had been involved

in his accident. The panel, therefore, concluded that there was no applicable

insurance coverage.

(4) Martin then filed an appeal with the Superior Court seeking de novo

review under 21 Del. C. § 2118(j)(5). Martin’s complaint sought PIP benefits and

UM benefits, as well as exemplary damages for National’s bad faith denial of his

claim. After National filed a partial motion to dismiss and Martin filed a partial

motion for summary judgment, the Superior Court denied both motions without

prejudice pending the conclusion of discovery on Martin’s PIP claim. The

2 Superior Court also stayed further discovery and consideration of Martin’s UM and

bad faith claims pending the resolution of the PIP claim.

(5) In September 2013, upon completion of discovery, both parties filed

renewed motions for summary judgment on the PIP claim. The Superior Court

held a hearing on September 27, 2013. Martin argued that the Superior Court

should take judicial notice that Martin had been awarded $685.22 from the State of

New Jersey’s Victim of Crime Compensation’s Office (NJVCCO) and that this

award constituted an administrative tribunal’s decision that he had been involved

in a hit-and-run motor vehicle accident. Martin also argued that the experts’

reports all agreed that his bicycle, which was damaged beyond repair, had

impacted a stationary object and that the only known objects in the vicinity of the

accident site were automobiles. Martin expressly denied that there was any

material fact in dispute.

(6) In support of its motion for summary judgment, National argued that

there was no evidence of what happened to cause Martin’s bicycle accident.

National agreed that the evidence established that Martin’s bicycle had impacted a

stationary object, but that there was no evidence that the stationary object was a

motor vehicle. National asserted that the letters from the NJVCCO issuing

payments to Martin did not constitute a finding that a motor vehicle was involved

in Martin’s accident, and the NJVCCO’s payments were expressly made

3 conditional if Martin was later found to be ineligible. National further argued that

the only qualified expert’s report indicated that, while Martin had collided with a

stationary object, there was no material transfer from the stationary object to

Martin’s bicycle and thus no evidence to conclude that the impact was with a

motor vehicle.

(7) At the conclusion of the hearing, the Superior Court expressly noted

that the parties, by filing cross-motions for summary judgment, expressly agreed

that there was no material fact in dispute.1 The Superior Court found that the

NJVCCO’s letters did not constitute a finding of fact that a motor vehicle was

involved in Martin’s accident of which the court could take judicial notice under

Delaware Rule of Evidence 201(b).2 The Superior Court concluded that Martin’s

evidence in the record was only speculative and did not prove that a motor vehicle

was involved in his accident in order to trigger coverage under National’s policy.

Accordingly, the Superior Court denied Martin’s motion for summary judgment

and granted National’s motion for summary judgment. The trial court found the

remaining motions and claims to be moot. This appeal followed.

1 Superior Court Civil Rule 56(h) provides, “Where the parties have filed cross motions for summary judgment and have not presented argument to the Court that there is an issue of fact material to the disposition of either motion, the Court shall deem the motions to be the equivalent of a stipulation for decision on the merits based on the record submitted with the motions.” 2 Delaware Uniform Rule of Evidence 201(b) provides, “A judicially noticed fact must be one not subject to reasonable dispute in that it is either (1) generally known with the territorial jurisdiction of the trial court or (2) capable of accurate and ready determination by resort to sources whose accuracy cannot reasonably be questioned.”

4 (8) Martin raises three issues in his opening brief on appeal. First, he

contends that the Superior Court did not conduct a de novo review of his appeal

from the Insurance Commissioner’s panel’s ruling. Second, Martin appears to

argue that the Superior Court erred in granting National’s motion for summary

judgment because National had implicitly withdrawn its motion. Finally, Martin

argues that he should have been permitted to argue for summary reversal of the

Superior Court’s decision on appeal. We find no merit to any of Martin’s claims.

(9) Martin’s first contention—that the Superior Court did not consider his

appeal de novo—is based on the Prothonotary’s failure to add Martin’s motion for

partial summary judgment as to liability, which was manually filed by Martin on

March 1, 2013, to the Superior Court’s electronic docket. Martin argues that the

Superior Court could not have conducted a de novo review because the evidence

attached to his motion was never made part of the record. We disagree. Although

the Prothonotary may have mistakenly failed to add Martin’s filing to the

electronic docket, the record is clear that the Superior Court judge received a copy

of the motion (which he acknowledged in a letter to the parties) and considered it,

as well as National’s response, when the judge denied the motion without prejudice

to Martin’s right to re-file upon the completion of discovery.

(10) Martin, in fact, re-filed his motion for summary judgment.

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Related

§ 2118
Delaware § 2118(j)

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