Martello v. State Farm Fire & Cas. Co.

702 So. 2d 1179, 1997 WL 694701
CourtLouisiana Court of Appeal
DecidedNovember 7, 1997
Docket96 CW 2375
StatusPublished
Cited by16 cases

This text of 702 So. 2d 1179 (Martello v. State Farm Fire & Cas. Co.) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Martello v. State Farm Fire & Cas. Co., 702 So. 2d 1179, 1997 WL 694701 (La. Ct. App. 1997).

Opinion

702 So.2d 1179 (1997)

Annette MARTELLO
v.
STATE FARM FIRE AND CASUALTY COMPANY, Charles and Carol Adcock, Progressive Insurance Company, Rick and Rachell Welborn, Republic Underwriters d/b/a Vanguard Insurance Company.

No. 96 CW 2375.

Court of Appeal of Louisiana, First Circuit.

November 7, 1997.
Rehearing Denied December 17, 1997.

*1180 Douglas K. Williams and Cullen J. Dupuy, Baton Rouge, for Relator Vanguard Underwriters Insurance Co.

Aidan C. Reynolds, Baton Rouge, for Respondents Annette and Mike Martello.

Michael P. Colvin, Baton Rouge, for Respondents State Farm Fire and Casualty Company and Charles and Carol Adcock.

Kenneth E. Barnette, Baton Rouge, for Respondents Rick and Rachell Welborn and Progressive Specialty Insurance Company.

Donald M. Pierce, New Orleans, for Respondent Carol Adcock.

Brian J. Prendergast, Baton Rouge, for Respondent Charles Adcock.

Before GONZALES and PARRO, JJ., and TYSON[1], J. Pro Tem.

GONZALES, Judge.

This case comes before us on a writ of certiorari. The lawsuit stems from a tragic automobile accident which resulted in the death of three teenagers: Shaun Martello and Ashley Adcock, the passengers, and Joseph Sanderson, the driver of the car.

On August 25, 1995, Annette and Mike Martello filed suit against Charles and Carol Adcock (the parents of Ashley Adcock), State Farm Fire and Casualty Company (the Adcock's homeowner's insurance company), Progressive Insurance Company[2] (Joseph Sanderson's automobile liability insurer), Rick and Rachell Welborn (the mother and step-father of Joseph Sanderson), and Republic Underwriters, d/b/a Vanguard Insurance Company (the Welborn's homeowner's insurance company), for damages arising from the death of their son, Shaun. The petition reads in pertinent part:

2.
On the weekend of January 14, 1995, the care, custody, supervision and control of petitioner's minor child, Shaun Martello, was placed in the hands of defendants Charles and Carol Adcock, parents of Ashley Adcock.
3.
In the early morning hours of January 16, 1995, Shaun Martello suffered fatal injuries while the passenger in a vehicle owned by defendants Rick and Rachell Welborn and being driven at an extremely high rate of speed by their minor child, Joseph Sanderson.
4.
At the time of the collision, Joseph Sanderson was driving the Welborn's 1990 Nissan 300ZX at an excessive rate of speed in an attempt to flee and elude deputies of the Jefferson Parish Sheriff's Office, who *1181 had attempted to stop Sanderson for speeding.
5.
While traveling west bound on U.S. Highway 61, Sanderson failed to heed a red light at the intersection of U.S. 61 and the main entrance to New Orleans International Airport, striking a U.S. Postal Service tractor trailer which had the right-of-way.
6.
As a result of this tragic collision, Shaun Martello and Joseph Sanderson were pronounced dead at the scene and Ashley Adcock was transported to East Jefferson General Hospital where he subsequently died[.]
7.
Carol and Charles Adcock are liable for damages arising from the wrongful death of Shaun Martello for their failure to properly supervise the minors in their care; specifically, their negligence in allowing petitioner's minor child to accompany their son to the Welborn household and to spend the night with the Welborns—without petitioner's knowledge or authority, and other acts of negligence or fault to be shown upon trial of this matter.
8.
In addition to their vicarious liability under Article 2318 of the Louisiana Code of Civil Procedure for Joseph Sanderson's reckless operation of the vehicle and other acts of negligence or fault, defendants Rick and Rachell Welborn are also liable for damages arising from the wrongful death of Shaun Martello for their independent and personal negligence in failing to properly supervise the minor children in their care and other acts of negligence or fault to be shown upon trial of this matter.
9.
At the time of the collision, defendants Charles and Carol Adcock were insured under a policy of homeowners liability insurance issued by defendant State Farm Fire and Casualty Insurance Company, and defendant is therefore liable for damages arising from the wrongful death of Shaun Martello.
10.
At the time of the collision, the vehicle driven by Joseph Sanderson was insured under a policy of automobile liability insurance issued by defendant Progressive Insurance Company, and defendant Progressive Insurance Company is therefore liable for damages arising from the wrongful death of Shaun Martello.
11.
Furthermore, at the time of the collision, defendants Rick and Rachell Welborn were insured under a policy of homeowners liability insurance issued by Republic Underwriters d/b/a Vanguard Insurance Company, and defendant Republic Underwriters d/b/a Vanguard Insurance Company is therefore liable for damages arising from the wrongful death of Shaun Martello.
* * * * * *

The Welborn's homeowner's insurance policy provides in pertinent part:

COVERAGE E—Personal Liability
If a claim is made or a suit is brought against an "insured" for damages because of "bodily injury" or "property damage" caused by an "occurrence" to which this coverage applies, we will:
1. Pay up to our limit of liability for the damages for which the "insured" is legally liable. Damages include prejudgment interest awarded against the "insured";....
* * * * * *
SECTION II—EXCLUSIONS
1. Coverage E—Personal Liability and Coverage F—Medical Payments to Others do not apply to "bodily injury" or "property damage":
* * * * * *
f. Arising out of:
*1182 (1) The ownership, maintenance, use, loading or unloading of motor vehicles or all other motorized land conveyances, including trailers, owned or operated by or rented or loaned to an "insured";
(2) The entrustment by an "insured" of a motor vehicle or any other motorized land conveyance to any person; or
(3) Vicarious liability, whether or not statutorily imposed, for the actions of a child or minor using a conveyance excluded in paragraph (1) or (2) above.

Based upon these exclusions, Vanguard filed a motion for summary judgment. After a hearing, the trial court ruled in favor of the Martellos, denying the motion for summary judgment. In oral reasons for judgment, the trial court stated, "I think there exists a genuine issue of material fact whether or not the Welborns exercised the common sense that you spoke about, counsel. Therefore, the court is going to deny summary judgment." Thereafter, Vanguard filed an application for supervisory writs to this court. On May 5, 1997, this court ordered that a writ of certiorari be issued.

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Bluebook (online)
702 So. 2d 1179, 1997 WL 694701, Counsel Stack Legal Research, https://law.counselstack.com/opinion/martello-v-state-farm-fire-cas-co-lactapp-1997.