Marriage of Noteware

Colorado Court of Appeals·Decided May 28, 2026·No. 25CA0915·Unpublished

Opinion

25CA0915 Marriage of Noteware 05-28-2026 COLORADO COURT OF APPEALS

Court of Appeals No. 25CA0915 Eagle County District Court No. 24DR3 Honorable Russell H. Granger, Judge

In re the Marriage of Christine L. Noteware n/k/a Christine L. Cordaro, Appellee, and Jonathan Ryan Noteware, Appellant.

JUDGMENT AFFIRMED

Division V

Opinion by JUDGE SCHUTZ

Lipinsky and Yun, JJ., concur

NOT PUBLISHED PURSUANT TO C.A.R. 35(e)

Announced May 28, 2026

Daniel Barron, Attorney & Mediation Services, Inc., Leigh A. Rosser, Edwards, Colorado, for Appellee

Brown Carrington, PLLC, Dorothy Walsh Ripka, Kirsten Etre, Denver, Colorado, for Appellant

¶1 In this marital dissolution case involving Jonathan Ryan Noteware (husband) and Christine L. Noteware, now known as Christine L. Cordaro (wife), husband appeals the portion of the district court’s judgment concerning division of the marital estate, including the court’s allocation of property and debt. We affirm the judgment.

I. Background and Procedural History

¶2 In 2004, wife purchased a home in Eagle using an approximately $76,0001 down payment that her father gifted to her, and she took sole title to the home. Husband moved into the home in 2006, before the parties were married, and wife remained the sole owner for the next seven years. The parties married in 2010 and had two children together. In 2013, wife executed a quitclaim deed, transferring ownership of the home to herself and husband, jointly.

¶3 Husband made significant improvements to the home while he lived there, including building a deck, insulating and drywalling the garage, installing flooring and cabinets, plumbing the basement,

1 At various times, the parties refer to the down payment amount as

$78,000; however, because neither party contests the court’s finding that the down payment was $76,000, we use that figure.

and landscaping the property. During the marriage, both parties deposited their entire paychecks into a joint account, which they used to pay household expenses, including the mortgage. The parties earned comparable salaries. Wife managed the family finances.

¶4 In January 2024, wife petitioned to dissolve the marriage. At the temporary orders hearing, wife initially argued that she had a separate property interest in the home valued at around $200,000. However, at the permanent orders hearing, wife conceded she was aware that the home became marital property when she gifted it to the marriage through the quitclaim deed. Nevertheless, wife argued that her initial down payment warranted her receiving a greater share of the home’s equity than husband.

¶5 The matter was set for a contested permanent orders hearing to address the allocation of the marital debt and the equity in the home. At the hearing, the court found as follows:

[F]irst, we’ll go through some of . . . the law. It sounds like [wife] used separate funds to pay for the down payment — excuse me, and the earnest money. And then the [home] was deeded to [wife and husband] jointly, which under the law creates a presumption of a marital gift. And so it removes that from kind

of a clear-cut decision and puts it into an equitable division.

What I found compelling in the testimony was really just a sentence that [wife] stated, and she said, I think the question — well, between the question and the answer, the testimony, the evidence was that, but [for] that money, which was her separate property, they never would’ve bought the [home]. And if they never would’ve bought the [home], they never would’ve had the appreciation of the past [eighteen] years in the [home].

The appreciation is clearly marital property divided from the two of them. And so [husband] has benefited equally during those [eighteen] years of that appreciation and never would’ve gotten that appreciation but for her contribution to enable her to buy the [home] in the first place. So, the court will find that in an equitable division, that that $76,000 should in equity be transferred to [wife].

Also, part of the court’s thought in that although [husband] may not like that, there is a [lost] opportunity cost during the last [eighteen] years of that $76,000, there is a lost interest on that $76,000. I’m not awarding any interest for that time period. It’s just flat dollars in flat dollars out. So, any interest or opportunity cost is realized through the purchase of the [home] and the appreciation of the [home].

(Emphases added).

¶6 The court’s written permanent orders required the parties to sell the home, with the proceeds first allocated to pay off the marital debt and then distributed as follows:

• $84,621 to wife, which included $76,000 for her down payment and a $7,921 equalization payment to offset marital property awarded to husband;

• $700 in attorney fees to wife resulting from husband’s failure to attend mediation; and • the balance divided equally between the parties.

II. Separate Property Issues

¶7 Husband argues that the district court erred by awarding wife $76,000 because the court failed to make the necessary findings to support the award. We are unpersuaded.

A. Standard of Review and Applicable Law

¶8 “The classification of property as marital or separate is a legal determination that is dependent on the resolution of factual disputes.” In re Marriage of Cardona, 321 P.3d 518, 521 (Colo. App. 2010). We therefore review the court’s findings for an abuse of discretion. Id. A court abuses its discretion when its decision is based on a misapplication of the law or is manifestly unreasonable,

arbitrary, or unfair. In re Marriage of Carey, 2026 COA 3, ¶ 32. “In assessing whether a [district] court’s decision is manifestly unreasonable, arbitrary, or unfair, we ask not whether we would have reached a different result but, rather, whether the [district] court’s decision fell within a range of reasonable options.” Id. (quoting E-470 Pub. Highway Auth. v. Revenig, 140 P.3d 227, 230-31 (Colo. App. 2006)).

¶9 In a dissolution proceeding, the court must set apart to each spouse their separate property and equitably divide the marital property. § 14-10-113(1), C.R.S. 2025; Cardona, 321 P.3d at 521.

¶ 10 Marital property is defined — in pertinent part — as “all property acquired by either spouse subsequent to the marriage except . . . [p]roperty acquired in exchange for property acquired prior to the marriage or in exchange for property acquired by gift, bequest, devise, or descent.” § 14-10-113(2)(b). Gifts from one spouse to the other are presumed to be marital property. § 14-10-113(7)(a). A party seeking to classify certain marital property as separate must rebut this presumption by clear and convincing evidence. Id.

B. The Court’s Treatment of the Home

¶ 11 At the outset, the parties dispute whether the district court treated wife’s down payment as separate property or as marital property. Husband contends that the district court erred by awarding wife $76,000 for two reasons: first, wife did not overcome the presumption that she gifted the home to the marriage, see § 14-10-113(3), and second, even if she had, the district court erroneously failed to calculate the value of wife’s separate interest in the home, see § 14-10-113(4).

¶ 12 Wife counters that the district court did not err because she did not assert a separate property interest in the home, and therefore the court was not required to make findings regarding separate property interest. We agree with wife.

¶ 13 As previously noted, at the temporary orders hearing, wife argued that a portion of the home should be treated as her separate property. But at the hearing on final orders, wife conceded that the home was marital property and that she no longer had a separate property interest in it. Nevertheless, wife argued that she should receive a greater portion of the equity derived from the home than

husband, based on the down payment she contributed from her personal funds. The district court agreed with wife’s position.

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