Marlon Price and Michelle Price v. Shirley Thompson, and Young America Insurance Company

Missouri Court of Appeals·Decided September 15, 2020·No. WD83002·Published

Opinion

In the

Missouri Court of Appeals Western District

MARLON PRICE AND  MICHELLE PRICE,   WD83002

Respondents,

 OPINION FILED:

v.   September 15, 2020

SHIRLEY THOMPSON,  

Respondent,  and  

YOUNG AMERICA INSURANCE  COMPANY,  

Appellant. 

Appeal from the Circuit Court of Jackson County, Missouri The Honorable Jennifer Marie Phillips, Judge

Before Division Three:

Gary D. Witt, P.J., Lisa White Hardwick, and Thomas N. Chapman, JJ.

Young America Insurance Company (“Young America”) appeals from the judgment of the Jackson County Circuit Court in favor of Marlon and Michelle Price in their action against Shirley Thompson for claims arising out of a motor vehicle accident. Young America, Thompson’s liability insurer, intervened in the action pursuant to section 537.065.2.1 It raises six points on appeal. The judgment is affirmed.

1 All statutory references are to RSMo 2016 as updated through RSMo Cum. Supp. 2019 unless otherwise indicated.

FACTUAL AND PROCEDURAL BACKGROUND2 This case involves a motor vehicle accident between a motorcycle operated by Marlon Price3 and a Volkswagen Passat owned or leased by Shirley Thompson. Prior to the accident, Young America had issued an automobile liability insurance policy to Thompson identifying the Passat as the insured vehicle.

On July 22, 2016, Thompson went to the home of Earnest Davis and asked him to drive her in her Passat to her dental appointment in Independence. Thompson is diabetic and insulin dependent and some days does not feel well enough to drive due to her condition, and such was the case that day. At the time of the accident, Thompson had known Davis for about a year. Davis had been Thompson’s driver in the past, and as a tradeoff, Thompson would help Davis out with “whatever he needed.”

That day, Thompson gave Davis the keys to her Passat so that he could drive her to her dental appointment. On the way there, Davis drove to a QuikTrip on the west side of Sterling Avenue in Independence. Thompson did not object to Davis’s making the stop at the QuikTrip. As they were exiting the QuikTrip parking lot, Davis drove the Passat in the lane designated for turning northbound (left) onto Sterling Avenue (which was the direction to Thompson’s dentist’s office). Despite being in the proper lane to make the left turn (to the north), Davis nevertheless initially began turning right to head southbound. Davis then changed course, and turned left toward the northbound lanes, into the path of Marlon Price, who was operating a motorcycle in

2 In reviewing a bench-tried case, the appellate court views the facts in the light most favorable to the judgment. Sauvain v. Acceptance Indem. Ins. Co., 437 S.W.3d 296, 299 n.2 (Mo. App. W.D. 2014). 3 For simplicity, we will call Marlon and Michelle Price by their first names when referring to them individually and by their surname when referring to them collectively. No disrespect or undue familiarity is intended.

the southbound lanes of Sterling Avenue. Because there was oncoming traffic in the northbound lanes, Marlon laid down his motorcycle in the southbound lanes to avoid hitting the Passat and getting thrown into traffic.

At the time of the accident, Davis did not have a valid driver’s license. He had multiple convictions in Missouri and Indiana for driving without a license and driving while suspended. Thompson misled the police officer who responded to the scene, by indicating that she was driving the Passat at the time of the accident. In her deposition testimony (which was introduced at trial) Thompson indicated that she was not confused about who was driving that day; acknowledged that she knew who was driving; but admitted that, because it was her car and her insurance, she told the officer on the scene that she was driving. She further testified that she never asked Davis whether he had a driver’s license when she asked him to drive for her and just assumed that he did.

Following the accident, Davis continued on, and drove Thompson in her Passat to her dental appointment. After the appointment, Davis drove Thompson back to her house. Thompson then drove Davis to his house and dropped him off.

Marlon sustained injuries to his leg and knee as a result of the accident. He was taken by ambulance from the scene to the hospital, where he was diagnosed with multiple fractures of his tibia and fibula and underwent surgery where two plates, screws, and pins were placed in his leg. Marlon was subsequently hospitalized in September 2016 after developing a deep vein thrombosis that ultimately lead to a pulmonary embolism. In October 2016, he was again hospitalized with another pulmonary embolism. According to Marlon’s surgeon, the deep vein thrombosis and pulmonary embolisms in September and October were directly and proximately

caused by the injuries he sustained in the July 22, 2016 accident. As a result of his injuries, Marlon is required to take (for the rest of his life) anti-coagulant medication. He also suffers from traumatic arthritis as a result of the injuries to his knee; and, according to his surgeon, it is reasonably certain that Marlon will require a total knee replacement in the future as a direct and proximate result of the accident. The Prices testified at trial regarding Marlon’s pain, physical limitations, and emotional distress as a result of the injuries he sustained in the accident as well as the effect the accident had on their marital relationship.

The Prices filed their suit for damages against Thompson, which included six counts.

Count I was a negligence claim by Marlon against Davis. Counts II through V were claims by Marlon against Thompson for respondeat superior (vicarious) liability for Davis’s negligence, negligence, negligent entrustment, and negligence per se. Count six was a loss of consortium claim by Michelle against Thompson and Davis. The Prices voluntarily dismissed Davis without prejudice.

During the course of the underlying lawsuit, Young America asserted a reservation of rights based upon Thompson’s and Davis’s lack of cooperation in the lawsuit. It also filed a declaratory judgment action against Thompson, Davis, and the Prices in the Jackson County Circuit Court. Thompson subsequently entered into a section 537.065 agreement with the Prices. Young America was provided notice of the agreement on March 29, 2018; filed a motion to intervene on April 17, 2018, pursuant to section 537.065.2; and the trial court granted Young America’s motion to intervene on May 15, 2018.

The case was tried to the court on April 2, 2019. The Prices presented portions of Thompson’s videotaped deposition, their testimony and the testimony of Marlon’s surgeon, and

several exhibits including facts stipulated by Thompson and Young America. Young America participated in the trial, presenting an opening statement and closing argument and cross- examining the Prices’ witnesses. Neither Thompson nor Young America presented evidence. After completion of the Prices’ evidence, pursuant to Rule 73.01(b), Young America filed a motion for judgment on the grounds that, upon the law and facts presented, the Prices were not entitled to relief. Young America’s Rule 73.01(b) motion was denied by the trial court.

On May 20, 2019, the trial court entered judgment in favor of Marlon against Thompson on the basis of respondeat superior (vicarious) liability for Davis’s negligence, negligent entrustment, and negligence per se; and awarded him damages in the amount of $3,500,000. It further entered judgment in favor of Michelle on Count six—loss of consortium—and awarded her damages in the amount of $100,000. This appeal by Young America followed.

STANDING

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Marlon Price and Michelle Price v. Shirley Thompson, and Young America Insurance Company, (Mo. Ct. App. 2020).

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