MacK v. Transport Insurance Company

577 So. 2d 112
CourtLouisiana Court of Appeal
DecidedMarch 5, 1991
DocketCA 89 1201, CA 89 1202
StatusPublished
Cited by6 cases

This text of 577 So. 2d 112 (MacK v. Transport Insurance Company) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
MacK v. Transport Insurance Company, 577 So. 2d 112 (La. Ct. App. 1991).

Opinion

577 So.2d 112 (1991)

Houston MACK, et al.
v.
TRANSPORT INSURANCE COMPANY, et al.
HARTFORD ACCIDENT & INDEMNITY COMPANY and Charlet Funeral Home, Inc.
v.
FERRELL TRUCKING, Lonnie Ferrell, and/or Transport Insurance Company.

Nos. CA 89 1201, CA 89 1202.

Court of Appeal of Louisiana, First Circuit.

March 5, 1991.

*113 W. Lee Overton, Saundra P. Overton, for James A. Johnson, et al.

Ben Lightfoot, Calvin Hardin, Jr., Baton Rouge, for Transport Ins. Co. and Ferrell Trucking.

Andrew A. Lemeshewsky, New Orleans, for Hartford Acc. & Indem. Co.

Before SAVOIE, FOIL and GONZALES, JJ.

GONZALES, Judge.

This case arises out of a motor vehicle accident which occurred on July 12, 1985, in East Feliciana Parish. The collision involved a vehicle driven by Houston Mack[1] in which James Alex Johnson was a passenger, and a vehicle driven by Lonnie Ferrell. At the time of the accident, Mr. Mack and Mr. Johnson were in the course and scope of their employment with Charlet Funeral Home. As a result of the accident, Hartford Accident and Indemnity Company *114 (hereinafter "Hartford"), as the worker's compensation insurer of Charlet Funeral Home, made certain expenditures to and on behalf of Mr. Johnson.

Suit was filed by Mr. Johnson against Lonnie Ferrell and his insurer, Transport Insurance Company, seeking recovery for damages sustained in the accident; Mrs. Johnson also joined in the petition seeking recovery for loss of consortium. A separate suit was filed by Hartford and Charlet Funeral Home against Lonnie Ferrell and Transport Insurance Company seeking reimbursement for worker's compensation benefits and medical bills paid to and on behalf of Mr. Johnson. These two cases were consolidated for trial, the former being tried by jury and the latter by the judge. The jury found plaintiff had suffered damages in the following amounts:

Past medical expenses                $ 40,000.00
Future medical expenses                 3,500.00
Past lost wages                        33,284.00[2]
Future lost wages                     150,000.00
Past physical pain and suffering       50,000.00
Future physical pain and suffering     10,000.00
Past mental anguish and distress        5,000.00
Future mental anguish and distress      1,000.00
Permanent disability                   50,000.00
                                     ___________
               TOTAL:                $342,784.00

Pursuant to the jury verdict and considering a stipulation by the parties,[3] judgment was rendered in favor of plaintiff and against Lonnie Ferrell and Transport Insurance Company in the amount of $281,425.53. Additionally, Mr. Johnson was awarded $3,004.82, representing accrued interest on $61,358.47. Mrs. Johnson was awarded $30,000.00 for loss of consortium. Hartford was awarded $61,358.47.[4] The judgment further recognized Hartford's entitlement to a credit of $3,500.00 toward future medical expenses and to a release from liability for future lost wages, upon payment by defendants of those sums.

Lonnie Ferrell and Transport Insurance Company, appeal and make the following assignments of error:

1) The court erred in allowing the jury to be told the limits of insurance coverage afforded by Transport Insurance Company to Lonnie Ferrell and allowing reference to these limits to be made by plaintiff in both the opening and closing statements.
2) The court erred in failing to submit a verdict form to the jury which would determine whether or not the driver of the garbage truck was guilty of any degree of negligence.
3) Alternatively, if it was necessary to specifically plead the liability of a joint tortfeasor in order to have a determination of fault of a non-party and the percentage of such fault, the court erred in refusing to allow the petition to be amended.
4) The court erred in excluding evidence concerning the question of whether or not the garbage truck in question signaled to indicate its intention to make a left turn, whether or not any brake lights were operating on said garbage truck, and whether or not the garbage truck left the scene of the accident shortly after the incident and returned sometime later.
5) Alternatively, the defendants should have been allowed to amend their answer to include the allegations that there were no stop lights on the truck and/or that no left turn signal was given by the driver of the garbage truck.
6) The court erred in failing to give proposed special instructions numbers three and five submitted by defendants.
7) The award made to Mrs. Johnson for loss of consortium is excessive.
8) The total award of $342,784.00 made to Mr. Johnson was excessive.
9) The court erred in the award of expert witness fees.

*115 Plaintiffs, Mr. and Mrs. Johnson, also appealed from the judgment of the trial court, alleging these assignments of error:

1) The award made for future lost wages was inadequate.
2) The award made for future medical expenses was inadequate.
3) The general award as to past, present and future pain and suffering, mental anguish and distress and permanent disability was inadequate.

FACTS

The accident in question occurred July 12, 1985 on Louisiana Highway 19 in East Feliciana Parish. Highway 19, in the area of the accident, is a north/south rural highway approximately twenty-six feet in width and with a posted speed limit of 55 M.P.H., at the time of the accident. At approximately 11:30 a.m., on the date of the accident, Lonnie Ferrell was driving a 1980 Mack truck and trailer (an "eighteen-wheeler"), loaded with wood chips, in a southerly direction on Highway 19. Houston Mack was driving a 1982 Ford F-350 flatbed truck, loaded with funeral flowers and equipment, in a northerly direction on Highway 19. Plaintiff, James Alex Johnson, was a passenger in the vehicle driven by Mr. Mack. According to Mr. Johnson, he had his feet propped up on the dashboard and was dozing at the time of the accident.

At the same time, a garbage truck owned by the town of Jackson, Louisiana, occupied by Clarence Webb, the driver, and Melvin Green, was proceeding in a southerly direction on Highway 19, ahead of Lonnie Ferrell. The garbage truck came to a stop at the intersection of Highway 19 and Carruth Road, waiting to make a left turn onto Carruth Road. Coming upon the stopped garbage truck, Mr. Ferrell found that he could not bring his truck to a safe stop. He initially pulled the truck to the right towards the ditch on that side of the road; however, on seeing a northbound vehicle pass by, Mr. Ferrell decided to pull his vehicle into the oncoming lane of traffic, failing to see the oncoming truck in which plaintiff was a passenger. The vehicle driven by Mr. Mack and that driven by Mr. Ferrell collided.

DISCLOSURE OF POLICY LIMITS

The insurance policy of Transport Insurance Company insuring Lonnie Ferrell for one million dollars was introduced into evidence without testimony, and over defendants' objection. Additionally, the following remarks were made by plaintiffs' counsel during opening and closing arguments:

[OPENING:]
In addition to that evidence that we told you about we will further introduce into evidence that Mr. Lonnie Ferrell is insured by Transport Insurance Company.

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Bluebook (online)
577 So. 2d 112, Counsel Stack Legal Research, https://law.counselstack.com/opinion/mack-v-transport-insurance-company-lactapp-1991.