Luzzo v. State Farm Mutual Automobile Insurance Company

CourtDistrict Court, E.D. Washington
DecidedNovember 13, 2020
Docket1:19-cv-03049
StatusUnknown

This text of Luzzo v. State Farm Mutual Automobile Insurance Company (Luzzo v. State Farm Mutual Automobile Insurance Company) is published on Counsel Stack Legal Research, covering District Court, E.D. Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Luzzo v. State Farm Mutual Automobile Insurance Company, (E.D. Wash. 2020).

Opinion

1 FILED IN THE U.S. DISTRICT COURT 2 EASTERN DISTRICT OF WASHINGTON Nov 13, 2020 3 SEAN F. MCAVOY, CLERK 4

5 UNITED STATES DISTRICT COURT EASTERN DISTRICT OF WASHINGTON 6

7 TONY J. LUZZO, NO: 1:19-CV-3049-RMP 8 Plaintiff, ORDER GRANTING IN PART AND 9 v. DENYING IN PART DEFENDANT’S MOTION FOR PARTIAL SUMMARY 10 STATE FARM MUTUAL JUDGMENT AUTOMOBILE INSURANCE 11 COMPANY, an Illinois corporation,

12 Defendant.

13 14 BEFORE THE COURT is a Motion for Partial Summary Judgment re: 15 Plaintiffs’ Alleged Claims and Damages, ECF No. 30, by Defendant State Farm 16 Automobile Insurance Company (“State Farm”). Having reviewed the parties’ 17 filings, the remaining docket, the relevant law, and having heard oral argument, the 18 Court is fully informed. 19 BACKGROUND 20 The following facts are undisputed, unless otherwise noted. Plaintiff Tony 21 Luzzo was in a three-vehicle collision on October 19, 2017 (“the car accident”). 1 ECF Nos. 1 at 2; 30-2 at 2. An underinsured driver rear-ended Mr. Luzzo’s vehicle, 2 and the at-fault driver’s insurers paid Mr. Luzzo the $50,000 coverage limit. ECF

3 No. 1 at 2. Mr. Luzzo alleges that he suffered physical injuries, physical disability 4 and pain, emotional trauma, medical expenses, and other damages as a result of the 5 collision, and that he was not made whole by the $50,000 that he received. Id. at 3.

6 However, State Farm denied Mr. Luzzo’s request for payment of underinsured 7 motorist coverage (“UIM”) benefits for his injuries. See id. at 3. 8 Mr. Luzzo had incurred a work-related injury prior to his car accident, but 9 testified that he had recovered from his workplace to a point of feeling “as good as it

10 was going to get” before October 2017. ECF No. 34-1 at 2. Mr. Luzzo alleges that, 11 as a result of the car accident, he sustained a disc collapse in his cervical spine with 12 resulting bilateral spinal stenosis with neck pain and bilateral, radicular arm/hand

13 pain. ECF No. 30-1 at 9. Mr. Luzzo also testified that the nerve-type pain that he 14 experienced after his car accident was more intense than the pain that he experienced 15 after his prior injury. ECF No. 34-1 at 4. 16 Mr. Luzzo underwent a cervical spine discectomy and fusion, performed by

17 Carlo Bellabarba, MD on November 28, 2018. ECF Nos. 30-1 at 22; 33 at 1. Mr. 18 Luzzo alleges that the injury to his cervical spine that he incurred in the car accident 19 “ultimately resulted” in the surgery. ECF No. 30-1 at 22.

20 Neurosurgeon Eduardo Meirelles, MD evaluated and treated Mr. Luzzo both 21 before and after his car accident. ECF No. 35-2 at 2. In the expert report written by 1 Dr. Meirelles and dated January 21, 2020, Dr. Meirelles recounted in detail what he 2 observed in his review of dynamic x-rays and magnetic resonance imaging (“MRI”)

3 scans that Mr. Luzzo underwent in 2014, after the workplace accident, and in 2017, 4 after the car accident. ECF No. 35-2 at 2−5. Dr. Meirelles concluded that some of 5 the “significant structural changes” in Mr. Luzzo’s cervical spine “may have even

6 predated the initial accident in 2014 in which he had a work-related injury.” Id. at 6. 7 Dr. Meirelles also found it “less likely” that Mr. Luzzo was experiencing no neck 8 pain just before he was injured in the car accident, but acknowledged Mr. Luzzo’s 9 report that his symptoms had abated by that point. Id. Dr. Meirelles further

10 concluded that the increased instability of Mr. Luzzo’s cervical spine apparent in 11 imaging following the car accident was consistent with a collision involving 12 whiplash. Id. Dr. Meirelles continued:

13 In other words, it is consistent with the history of worse neck pain, the possibility that the structural changes in the cervical spine, which were 14 present prior to the motor vehicle accident, were somewhat worsened after the motor vehicle accident and lit up some of the symptoms of 15 neck pain and arm pain, paresthesias, and numbness. On the other hand, it also has to be kept in mind that over three years, structural 16 changes that were quite significant in 2014 may have worsened slightly and contributed to some of the changes seen in 2017. 17 Id. Dr. Meirelles opined that the cervical spine surgery was the “correct decision” 18 but stopped short of opining that the surgery resulted from the car accident. Id. 19 In response to the instant summary judgment motion, Plaintiff submitted an 20 additional “Sworn Statement” from Dr. Meirelles. Dr. Meirelles opined that the pain 21 1 and disability that Mr. Luzzo had before the car accident “was 2 aggravated/exacerbated/made worse/lit up as a direct result” of the car accident.

3 ECF No. 35 at 3. Dr. Meirelles concluded that as a matter of reasonable medical 4 probability, the imaging studies taken before and after the car accident indicate an 5 “objective increase in . . . instability of Mr. Luzzo’s cervical spine” after the car

6 accident. Id. Dr. Meirelles posited: “I believe that it was the correct decision for Dr. 7 Bellabarba to perform cervical spine surgery on Mr. Luzzo in November, 2018, 8 aside from any consideration of the cause of his cervical conditions.” Id. at 4. 9 Meirelles further opined: “The injuries caused to Mr. Luzzo by the [car accident]

10 were probably a direct, precipitating cause of the need/the necessity for Dr. 11 Bellabarba to perform the cervical spine surgery on Mr. Luzzo in November, 2018.” 12 Id.

13 SUMMARY JUDGMENT STANDARD 14 Summary judgment serves “to isolate and dispose of factually unsupported 15 claims.” Celotex Corp. v. Catrett, 477 U.S. 317, 323−24 (1986). Summary 16 judgment is appropriate if the evidence, viewed in the light most favorable to the

17 nonmoving party, shows “that there is no genuine issue as to any material fact and 18 that the movant is entitled to judgment as a matter of law.” Fed. R. Civ. P. 56(c). 19 Only disputes over facts that might affect the outcome of the suit will preclude the

20 entry of summary judgment, and the disputed evidence must be “such that a 21 1 reasonable jury could return a verdict for the nonmoving party.” Anderson v. 2 Liberty Lobby, Inc., 477 U.S. 242, 248 (1986).

3 “[A] party seeking summary judgment always bears the initial responsibility 4 of informing the district court of the basis for its motion and identifying those 5 portions of [the record] which it believes demonstrate the absence of a genuine issue

6 of material fact.” Celotex, 477 U.S. at 323. Parties opposing summary judgment 7 must cite to “particular parts of materials in the record” establishing a genuine 8 dispute or show why the materials cited do not establish either the absence or 9 presence of a genuine dispute. Fed. R. Civ. P. 56(c)(1). “[T]here is no issue for trial

10 unless there is sufficient evidence favoring the non-moving party for a jury to return 11 a verdict for that party. If the evidence is merely colorable or if not significantly 12 probative, summary judgment may be granted.” Anderson, 477 U.S. at 249−50

13 (internal citations omitted). “Conclusory allegations unsupported by factual data 14 cannot defeat summary judgment.” Rivera v. Nat'l R.R. Passenger Corp., 331 F.3d 15 1074, 1078 (9th Cir. 2003). 16 DISCUSSION

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Anderson v. Liberty Lobby, Inc.
477 U.S. 242 (Supreme Court, 1986)
In Re Estate of Patton
494 P.2d 238 (Court of Appeals of Washington, 1972)
Bowman v. Whitelock
717 P.2d 303 (Court of Appeals of Washington, 1986)
Hutchins v. 1001 Fourth Avenue Associates
802 P.2d 1360 (Washington Supreme Court, 1991)
Attwood v. Albertson's Food Centers, Inc.
966 P.2d 351 (Court of Appeals of Washington, 1998)
In Re the Disciplinary Proceedings Against Sherman
354 P.2d 888 (Washington Supreme Court, 1960)
Bruns v. Paccar, Inc.
890 P.2d 469 (Court of Appeals of Washington, 1995)
Shuck v. Everett Sports Cars, Inc.
527 P.2d 1321 (Court of Appeals of Washington, 1974)
Petersen-Gonzales v. Garcia
120 Wash. App. 624 (Court of Appeals of Washington, 2004)
McIllwain v. State Farm Mutual Automobile Insurance
133 Wash. App. 439 (Court of Appeals of Washington, 2006)

Cite This Page — Counsel Stack

Bluebook (online)
Luzzo v. State Farm Mutual Automobile Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/luzzo-v-state-farm-mutual-automobile-insurance-company-waed-2020.