Luquire Ins. Co. v. McCalla

13 So. 2d 865, 244 Ala. 479, 1943 Ala. LEXIS 222
CourtSupreme Court of Alabama
DecidedMay 27, 1943
Docket6 Div. 68.
StatusPublished
Cited by14 cases

This text of 13 So. 2d 865 (Luquire Ins. Co. v. McCalla) is published on Counsel Stack Legal Research, covering Supreme Court of Alabama primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Luquire Ins. Co. v. McCalla, 13 So. 2d 865, 244 Ala. 479, 1943 Ala. LEXIS 222 (Ala. 1943).

Opinion

*481 FOSTER, Justice.

This suit is in damages for the death of Irby McCalla, plaintiff’s intestate, against appellant, resulting from a collision of the car driven by McCalla and one driven by Pizer, alleged to have been acting in the line and scope of his authority as agent for appellant.

Count 1 is in simple negligence, and count 2A is for wantonness. Both are in good form. Pizer was first made a party; but he was stricken and at the time of the trial was in the armed service. He gave his deposition for defendant. He was driving his own car.

The first question is whether he was a servant or agent of defendant, or was an independent contractor. Appellant insists that he was an independent contractor, and that for his wrongful acts on this occasion appellant was not responsible. The only theory of responsibility is on the principle of respondeat superior.

We will therefore at this time set out the facts on which it is claimed that the solution to that question must be determined. We will not undertake to weigh the evidence, but refer to facts as to which there is some evidence.

Appellant did what may be termed an industrial insurance business. Its policyholders paid by the week in the main. There was a district headquarters at Anniston, which contained several areas called “debits”; and the field superintendent there had general supervision of Pizer’s work. On the occasion of this accident Pizer was debit man in charge of the Pell City debit. This included the area between Pell City and Cropwell, about two miles to the south. The collision occurred on that road while Pizer was traveling toward Pell City from Cropwell: about one-half mile from the latter, at 2:30 P. M. on a dry dusty road. The roadway was about thirty-four feet wide, graveled, and had been scraped that day.

Appellant had on March 18, 1941, made a contract in writing with Pizer. The collision occurred on May 27, 1941. Pizer is therein called the agent of appellant and his duties as such are “to solicit and obtain applications for funeral insurance policies to be issued by the company and to collect from policyholders their weekly premiums of previously issued policies in his assigned ‘debit’.” He was to report once a week and had no authority to bind the company by contract. He “must at all times work for the company,” and “agrees to abide by all the rules of the company that are now in effect and any other rules that the company may wish to make.” His compensation was a weekly fixed sum, dependent upon the size of the debit measured by dollars to be collected. In this instance his salary was thirty dollars a week (Record pp. 277, 166) with no commission on new business. But as new business was added the size of his debit increased tending to enlarge his weekly salary. The book of rules for the guidance of agents is in evidence. The duties of the agents are outlined in section 5. The oral evidence was that Pizer had “a set route worked out for that debit” so as to “conserve all the time possible.” “He is on this debit five days a week and has certain territory that he covers each day during the week.” Crop-well and Pell City “are supposed to be covered according to our route on the same day.” He “was free to work his debit any *482 way he saw fit or wanted to, provided he got his work done.” On Saturdays he was supposed to attend sales, meetings at Anniston. There was no conveyance stipulated for use in his work, and none was provided by appellant. But appellant knew that he used a car in doing it (Record pp. 278, 162); and would not have hired him for that debit if he had not had an automobile (Record p. 162). No expense of it was paid by appellant. Pizer had the privilege of using such means of transportation as he saw fit.

Plaintiff, over objection of appellant, proved that appellant, as insured, had a policy of liability insurance applicable “to the use, by any person of any automobile in the business of the named insured,” and “to the use in such business of any employee of the named insured.” The advance premium is based on an application of the rates to the number of persons in classes 1 and 2. Class 1 includes employees whose usual duties include the use of an automobile: class 2 includes all employees not included in class 1. Pizer was at the time of this accident included in class 2 of the indorsement attached (page 251 Record). The attachment was a “non-ownership liability indorsement.” (Record p. 183.)

The book of rules required all representatives to report all accidents in which they are involved, under a heading of “Automobile Accidents.”

Pizer testified: “At the time of the collision I was engaged in and about the covering of my territory. My work day had not ended.” “In covering my debit I had a set routine, to call on one man after another and stop at a house * * * I had some prospects along the road. I had not selected them. * * * I was going to take them as I came to them.” “I had in the car with me a good deal of those things I have described, supplies, and literature furnished me by” appellant.

Proof was also made over objection of appellant that appellant made report of Pizer as an employee for contributions under unemployment compensation law of Alabama. Code 1940, Tit. 26, § 180 et seq.

It is seriously insisted that those facts are not sufficient to support an allegation that Pizer was acting in the line and scope of his employment as an agent or employee, but was properly classified as an independent contractor under the principles declared in our cases. Aldrich v. Tyler Grocery Co., 206 Ala. 138, 89 So. 289, 17 A.L.R. 617; General Exch. Ins. Corp. v. Findlay, 219 Ala. 193, 121 So. 710; United States C. I. P. & F. Co. v. Fuller, 212 Ala. 177, 102 So. 25; General Refrigeration Sales Co. v. Taylor, 229 Ala. 479, 158 So. 314; Taylor v. General Refrigeration Sales Co., 231 Ala. 469, 165 So. 572; Greenwald v. Russell, 233 Ala. 502, 172 So. 895; Moore-Handley Hdw. Co. v. Williams, 238 Ala. 189, 189 So. 757; Dortch Baking Co. v. Schoel, 239 Ala. 266, 194 So. 807.

The status is not the same as where an employer places in the care of an employee an instrumentality for use in discharging his duties and the employee selects a different and more dangerous sort of instrumentality in the use of which the accident occurs. American Rwy. Express Co. v. Tait, 211 Ala. 348, 100 So. 328; Cook v. Mellown & Co., 212 Ala. 41, 101 So. 662; St. Louis-S. F. Rwy. Co. v. Robbins, 219 Ala. 627(5), 123 So. 12.

But the principal is responsible for the acts of his agent done in the scope of his employment in the accomplishment of objects within the line of his duties though the agent seeks to accomplish the master’s business in a way not authorized by the master, unknown to him or even sometimes contrary to his express directions. Lerner Shops v. Riddle, 231 Ala. 270, 164 So. 385. Not there considering the unauthorized use of a dangerous instrumentality, not ordinarily so used.

The case of Vert v. Metropolitan Life Ins. Co., 342 Mo. 629, 117 S.W.2d 252, 116 A.L.R. 1381, and the note beginning on page 1389 are very illuminating on this subject. That case dealt with a contract similar in some respects. But there the agent could go outside his “debit” and solicit insurance on the ordinary life plan like any other salesman of life insurance and be paid a commission as other life insurance agents.

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Bluebook (online)
13 So. 2d 865, 244 Ala. 479, 1943 Ala. LEXIS 222, Counsel Stack Legal Research, https://law.counselstack.com/opinion/luquire-ins-co-v-mccalla-ala-1943.