Luna v. Ellsby

6 S.W.2d 375, 1928 Tex. App. LEXIS 467
Court of Appeals of Texas·Decided April 28, 1928·No. No. 10194.·Published·Cited by 1 cases

Opinion

JONES, C. J.

In a trial before the court, 5. J. Ellsby, appellee, was awarded a judgment in the1 sum of $3,000 as the balance of principal, interest, and attorney fees due on a deed of trust lien nbte- executed by W. B. Luna and- wife, appellants, to appellee, and a foreclosure of the lien on land described in the deed of trust and in the note. Prom this judgment appellants have duly prosecuted an appeal. The necessary facts are as follows:

On October 22, 1914, appellants borrowed from appellee the sum of $3,000, and executed a note therefor, and as security at the same time executed a deéd of trust on real estate situated in the city of. Dallas. The deed of trust was never placed of record, and at the time of the trial of this ease had been lost. The note was in the form of a deed of trust note, and described the lot as it was described in the deed of trust. This note matured on the 22d day of October, 1915. Appellants at the time of the trial were the owners of the lot described in the note and the deed .of trust.

The suit was instituted on March 12, 1925, and declared on the note and the deed of trust; the prayer being for judgment of the debt and a foreclosure of the deed of trust lien. On March 16, 1927, presumably to meet appellants’ plea, of limitation, the original petition was amended in which it was admitted by appellee that the note appeared to be barred by the four-year statute of limitation,' but alleged that the note and deed of trust were in full force and effect because of letters written to appellee by appellant W. B. Luna, in which there were such acknowledgments of the justness of the claim as removed the bar of limitation, and based the cause of action on the new promises and acknowledgments set forth in the letters, and prayed for the judgment entered. These letters are set forth in full in the petition, were introduced in evidence against appellants’ objection, and are of dates, respectively, December 13, 1920,' November 8, 1922, January 29, 1923, and September 10, 1923. It was shown that the letters referred to the debt evidenced by the said note.

Appellants’ answer consisted of general and special exceptions, which were overruled by the court, a general denial, and special plea of the four-year statute of limitation. The special exceptions were directed to the letters set out in plaintiff’s petition, and were on the general grounds that the letters showed on their face that they were insufficient to suspend the statutory bar of limitation.

In view of the conclusion we have reached in this case, it only becomes necessary to discuss the effect of these letters on appellants’ plea of limitation. While action on the alleged new promise was not declared on until March 16, 1927, yet we think: the original suit, of date March 12, 1925, declaring on the note and deed of trust, was- sufficient to. suspend limitation on the indebtedness originally evidenced by the note. The letter of December 13, 1920, was written more than four years prior to the filing of the suit, and, if it were sufficient to constitute a new promise to pay, such new promise could not avail appellee against appellants’ plea of limitation. So much of the letter of November 8, 1922, that bears on this subject reads:

“I received your registered letter of October 27th, which has reference to my note which has been sent to the City National Bank for collection. In this connection I am sorry to say that it is not possible for me to take up the note or make a substantial payment on it at this date. I have continually refrained from writing, thinking each week and month that I would be able to make a satisfactory payment, but so far I have not been able to do it. I should regret very much to have you place this note in the hands of an attorney for collection, and am sure it would be a mistake from your standpoint, as well as mine. I feel certain, further, that it would be a mistake from a financial standpoint to you. As stated, it is absolutely impossible for me to take care of the note at this time and for reasons that I could explain to you in person, I am asking that you defer action as to an attorney and have the note returned to you. * * * ”

So much of the letter of January 29, 1923, as is material to this issue reads:

“Receipt is acknowledged of your letter of January 17th, and in reply I am forwarding herewith my check for $100, on the American Exchange National Bank, dated February 8, 1923. * * I was hoping that "you would have had business in Dallas before this, as I should like to have a personal talk with you. Many things could be more readily explained.”

*377 From the letter of September 10, 1923, only the following is material:

“Receipt is acknowledged of your letter of July 21st, which has had my careful consideration. I am pleased to advise that the matter referred to therein will have my attention about October 1st. I trust that this arrangement will be satisfactory.”

Article 5539, Revised Statutes 1925, declares, in effect, that, when an action may appear to be barred by a law of limitation, an acknowledgment of the justness of the claim, made in writing and signed by the debtor, will take the claim out of such bar. The modern tendency of the courts is to construe this statute liberally for “the benefit of the debtor, and, in line with such construction, our courts hold that such acknowledgment must be express, specific, and unconditional. Coles v. Kelsey, 2 Tex. 541, 47 Am. Dec. 661; Mitchell v. Clay, 8 Tex. 443; McDonald v. Grey, 29 Tex. 80; Gathright v. Wheat, 70 Tex. 740, 9 S. W. 76; Howard & Hume v. Windom, 86 Tex. 560, 26 S. W. 483; Krueger v. Krueger, 76 Tex. 178, 12 S. W. 1004, 7 L. R. A. 72; Reynolds Iron Works v. Mitchell (Tex. Civ. App.) 27 S. W. 508; Trainer v. Seymour, 10 Tex. Civ. App. 674, 32 S. W. 154; Stacy v. Parker, 63 Tex. Civ. App. 129, 132 S. W. 532.

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Luna v. Ellsby, 6 S.W.2d 375, 1928 Tex. App. LEXIS 467 (Tex. Ct. App. 1928).

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Elsby v. Luna
15 S.W.2d 604 (Texas Commission of Appeals, 1929)