Lumbermens Mut. Cas. Co. v. Quincy Mut. Fire Ins. Co.
This text of 220 So. 2d 104 (Lumbermens Mut. Cas. Co. v. Quincy Mut. Fire Ins. Co.) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Opinion
LUMBERMENS MUTUAL CASUALTY COMPANY, Plaintiff-Appellant,
v.
QUINCY MUTUAL FIRE INSURANCE COMPANY et al., Defendants-Appellees.
Court of Appeal of Louisiana, Third Circuit.
*105 Davidson, Meaux, Onebane & Donohoe, by Edward C. Abell, Jr., Lafayette, for plaintiff-appellant.
Mouton, Champagne & Colomb, by Welton P. Mouton, Sr., Lafayette, for defendant-appellee.
Before SAVOY, HOOD and CULPEPPER, JJ.
HOOD, Judge.
Lumbermens Mutual Casualty Company, as the subrogee of its insured, Mayo Duhon, instituted this action to recover from defendants the sum of $7616.03, that being the amount which plaintiff paid to its insured, Duhon, as a fire loss. The suit was instituted against Lt. Commander and Mrs. C. H. Whiteleather, Jr., and their insurer under a comprehensive personal liability policy, Quincy Mutual Fire Insurance Company. Judgment was rendered by the trial court in favor of defendants, rejecting plaintiffs' demands and dismissing the suit. Plaintiff has appealed.
The issues presented center around the question of whether Lt. Commander Whiteleather is responsible for the damages occasioned by his two very young minor children under the circumstances presented here.
On October 16, 1962, the Whiteleathers were residing in a three bedroom, frame residence building which they previously had leased from the owner, Mayo Duhon, in Broussard, Louisiana. There was in effect at that time a fire insurance policy which had been issued by plaintiff to Duhon covering this building. On that date the residence building was damaged by fire, and pursuant to the insurer's obligations under the above mentioned policy Lumbermens paid to Duhon the sum of $7616.03. In consideration of that payment, and pursuant to the insurance contract, Duhon formally subrogated the plaintiff company to all of the claims which he has or may have against any other party arising out of that fire. Lumbermens, as the subrogee of Duhon, thereupon instituted this suit to recover the amount which it had paid as a fire loss.
Commander and Mrs. Whiteleather moved to California after the fire occurred and prior to the time this suit was filed. Mrs. Whiteleather testified by deposition before the case was tried, and her deposition was admitted in evidence at the trial over the objection of defendants. The defendants contend that the trial judge erred in admitting the deposition, and that the testimony of Mrs. Whiteleather, as shown therein, should not be considered on this appeal. We find it unnecessary to determine that issue, because we have concluded that plaintiff would not be entitled to recover whether the ruling of the trial court as to this item of evidence is or is not upheld. We have considered the testimony of Mrs. Whiteleather, therefore, without determining whether her deposition was legally admissible in evidence.
The fire started at about 11:00 a. m. on October 16, 1962, in a closet in one of the bedrooms of the house. The only persons present in the home at that time were Mrs. Whiteleather and two of her children, one of whom was two years of age and the other was three. Shortly before the fire was discovered Mrs. Whiteleather interrupted her housekeeping duties to check on her two children, and at that time she saw them playing with some neighborhood children in the front lawn of her home. After making that observation she resumed her housekeeping chores, which at that time consisted of using a vacuum cleaner in a bedroom. About ten minutes after seeing her children playing in her front lawn she smelled smoke in the house, and she immediately proceeded to investigate. Her investigation led her to a closet in another bedroom in the house, from which closet smoke was emanating. Upon opening the door of that closet she found that some clothes in the closet were on fire and that her two young children were huddled on the floor in one corner of the closet. The children were removed immediately, *106 and Mrs. Whiteleather called the fire department and attempted unsuccessfully to put out the fire. The children were unharmed, but the house was seriously damaged before the fire was extinguished.
The day before the fire occurred Mrs. Whiteleather quit smoking, and she put her cigarette lighter on a portable bar in her living room where it remained until shortly before the house was damaged. The bar was about five feet high, and the defendant's two small children were not able to reach the lighter while it was on that bar unless they pulled up a chair or some other device on which they could climb. Since they could not reach the lighter without climbing, we assume that they also could not see it while they were on the floor and the lighter was on top of the bar. After the fire was extinguished this cigarette lighter was found in the closet where the blaze originated, and we think it is logical to conclude that the two children had started the fire while playing with this cigarette lighter.
Mrs. Whiteleather testified that before this incident occurred she had instructed her children that they were not to play with cigarette lighters, and that she had never known of them to play with matches, with fire or with cigarette lighters.
Plaintiff alleges two distinct grounds as the basis for its demands. It contends, first, that under the provisions of LSA-C.C. art. 2318 Whiteleather, as the father of the two children who started the fire, "is liable for the damage caused by the minor children without regard to negligence." And, second, it contends that Mrs. Whiteleather was guilty of independent negligence in allowing the children to obtain possession of and to play with the cigarette lighter, that her negligence in that respect was the proximate cause of the damage, and that all of the defendants thus are solidarily liable for those damages.
The pertinent part of Art. 2318 of the Louisiana Civil Code provides:
"The father, or after his decease, the mother, are responsible for the damage occasioned by their minor or unemancipated children, residing with them, or placed by them under the care of other persons, reserving to them recourse against those persons."
Although this article of the Civil Code does not use the word "fault" or the word "negligence," the article is included in the chapter of the Civil Code which deals with "offenses and quasi offenses," and we think it must be construed with reference to the other articles in that chapter. It also must be read with Article 237 of the Civil Code, which provides that "Fathers and mothers are answerable for the offenses or quasi-offenses committed by their children, in the cases prescribed under the title: Of Quasi-Contracts, and of Offenses and Quasi-Offenses." Gott v. Scott, 199 So. 460 (La.App.2d Cir. 1941).
We have considered all of these provisions of the Code and have concluded, contrary to plaintiff's argument, that Article 2318 does not impose liability on the parent for the damage occasioned by the offenses or quasi offenses of his minor child, unless fault or negligence on the part of someone is established. The parent may be liable for damages because of negligence on the part of the child, or he may be liable because of independent negligence on the part of the parent or other person under whose care the child has been placed. The father, however, is not responsible for the torts committed by his minor child unless the damage was caused by the negligence or fault of the child, or by the independent negligence of the parent or other person in whose care the child has been placed. See Phillips v. D'Amico, 21 So.2d 748 (La.App.Orl.Cir.
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220 So. 2d 104, 1969 La. App. LEXIS 5312, Counsel Stack Legal Research, https://law.counselstack.com/opinion/lumbermens-mut-cas-co-v-quincy-mut-fire-ins-co-lactapp-1969.