Love v. Safeco Insurance

CourtDistrict Court, D. Arizona
DecidedJuly 18, 2019
Docket2:19-cv-03118
StatusUnknown

This text of Love v. Safeco Insurance (Love v. Safeco Insurance) is published on Counsel Stack Legal Research, covering District Court, D. Arizona primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Love v. Safeco Insurance, (D. Ariz. 2019).

Opinion

1 WO 2 3 4 5 6 IN THE UNITED STATES DISTRICT COURT 7 FOR THE DISTRICT OF ARIZONA

9 Chris Love, et al., No. CV-19-03118-PHX-GMS

10 Plaintiffs, ORDER

11 v.

12 Safeco Insurance, et al.,

13 Defendants. 14 15 Pending before the Court is Plaintiffs’ Motion to Remand, (Doc. 10). For the 16 following reasons the motion is denied. 17 BACKGROUND 18 Plaintiffs Chris and Christina Love filed an action against their insurance carrier, 19 Defendant Safeco Insurance on April 10, 2019 in the Maricopa County Superior Court. 20 (Doc. 1-4, Ex. A at 2.) On January 10, 2018, the Loves’ vehicle received extensive damage 21 when it was involved in an auto accident. (Id. at 3.) After the accident the Loves filed a 22 claim with Safeco seeking to cover the costs of repairs made to the vehicle. (Id. at 4.) The 23 estimated cost of the repair and storage of the vehicle was $51,249.16 as of April 30, 2018. 24 (Doc. 10 at 2–3.) Of this balance Safeco has paid a total of $29,413.54 and has refused to 25 make any further payments. (Id. at 3.) As of June 20, 2019, the vehicle remains with the 26 repair company and continues to accumulate storage fees, and interest. (Doc. 13 at 3.) 27 The Loves allege that Safeco’s failure to pay the full value of the repair without a 28 reasonable basis constitutes a breach of contract. (Doc. 1-4, Ex. A at 5.) The complaint 1 also alleges a claim of bad faith and seeks punitive damages in addition to special damages 2 because Safeco is alleged to have breached its implied covenant of fair dealing “with an 3 evil mind . . . and with a consistent pattern to undermine the security of its own insurance 4 policies.” (Id. at 4–5.) The Loves have also asserted a right to recover attorney’s fees 5 pursuant to A.R.S. § 12-341.01. (Id. at 6.) The complaint does not allege a specific amount 6 in damages other than to say that the total “cost of repairs, including labor, parts, 7 administration, and storage was in excess of $50,0000.” (Id. at 4.) 8 On May 15, 2019, Safeco filed a petition for removal asserting that this Court has 9 jurisdiction “because it is a civil action between citizens of different states and the matter 10 in controversy . . . exceeds the sum of $75,000.”1 (Doc 1 at 1, 5.) In support of its assertion 11 that the amount of controversy exceeds $75,000 Safeco has provided the Loves’ initial 12 complaint, certification of arbitration, and estimated repair bill. (Doc. 13 at 5–6.) On June 13 10, 2019, the Loves filed a motion to remand alleging that Safeco had failed to demonstrate 14 that the amount in controversy exceeded $75,000. (Doc. 10 at 1, 3.) (citing 28 U.S.C. 15 § 1447 (c)). 16 DISCUSSION 17 I. Legal Standard 18 Any civil action brought in state court over which the federal district courts have 19 original jurisdiction may be removed to the federal district court where the action is 20 pending. 28 U.S.C. § 1441(a). Typically, courts strictly construe the statute against 21 removal jurisdiction. Gaus v. Miles, Inc., 980 F.2d 564, 566 (9th Cir. 1992). There is a 22 “strong presumption” against removal and “[f]ederal jurisdiction must be rejected if there 23 is any doubt as to the right of removal in the first instance.” Id. “The ‘strong presumption’ 24 against removal jurisdiction means that the defendant always has the burden of establishing 25 that removal is proper.” Id. “If at any time before final judgment it appears that the district 26 court lacks subject matter jurisdiction, the case shall be remanded.” 28 U.S.C. § 1447(c); 27 see Matheson v. Progressive Specialty Ins. Co., 319 F.3d 1089, 1090 (9th Cir. 2003)

28 1 The Loves concede that the parties are diverse for the purpose of 28 U.S.C. § 1332. (Doc. 10 at 1.) 1 (“Where doubt regarding the right to removal exists, a case should be remanded to state 2 court.”). 3 Where a complaint does not demand a specific dollar amount, the defendant “bears 4 the burden of establishing, by a preponderance of the evidence, that the amount in 5 controversy exceeds [$75,000].” Sanchez v. Monumental Life Ins. Co., 102 F.3d 398, 404 6 (9th Cir. 1996); see Matheson, 319 F.3d at 1090 (“Where it is not facially evident from the 7 complaint that more than $75,000 is in controversy, the removing party must prove, by a 8 preponderance of the evidence, that the amount in controversy meets the jurisdictional 9 threshold.”). To meet its burden, Defendant “must provide evidence establishing that it is 10 ‘more likely than not’ that the amount in controversy exceeds [$75,000].” Sanchez, 102 11 F.3d at 404; see Gaus, 980 F.2d at 566–67 (“If it is unclear what amount of damages the 12 plaintiff has sought . . .then the defendant bears the burden of actually proving the facts to 13 support jurisdiction, including the jurisdictional amount.”) (emphasis in original). 14 First, “[t]he district court may consider whether it is ‘facially apparent’ from the 15 complaint that the jurisdictional amount is in controversy.” Singer v. State Farm Mut. Auto. 16 Ins. Co., 116 F.3d 373, 377 (9th Cir. 1997). “If not, the court may consider facts in the 17 removal petition, and may ‘require parties to submit summary-judgment-type evidence 18 relevant to the amount in controversy at the time of removal.’” Id. (quoting Allen v. R & H 19 Oil & Gas Co., 63 F.3d 1326, 1335–36 (5th Cir.1995)).

20 II. Analysis

21 A. Amount in Controversy 22 Safeco’s Notice of Removal contains sufficient evidence to show that the amount 23 in controversy is $75,000. Safeco alleges that the amount is met by adding together the 24 unpaid repair bill ($21,835.62), the additional storage fees ($41,600.00), the bad faith 25 damages, punitive damages, and the attorney’s fees. As such the Court finds that Safeco 26 has provided sufficient evidence to show that more likely than not, the amount in 27 controversy will exceed the $75,000 threshold. 28 / / / 1 1. Breach of Contract 2 The parties agree that the remaining balance on the car repairs is $21,835.62. The 3 parties also agree that the car has remained with the repair shop in storage since the accident 4 on February 5, 2018, accruing storage fees of at least 100 dollars each day. The initial bill 5 provided by Safeco indicates that storage fees through the end of April 2018 are included 6 in the original balance. The Court will assume that the storage fees since May 2018 total 7 $41,600.00 and that the Loves concede to at least this amount because they failed to provide 8 evidence to the contrary or submit a reply. 9 2. Bad Faith Damages 10 Safeco as evidence that the amount in controversy exceeds $75,000, points to the 11 original complaint where the Loves asserted that they would be seeking damages under a 12 theory of bad faith. The Loves have not specified a certain amount they are seeking in 13 damages under their claim of bad faith.

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Love v. Safeco Insurance, Counsel Stack Legal Research, https://law.counselstack.com/opinion/love-v-safeco-insurance-azd-2019.