Louis v. Citizens Bank

CourtSuperior Court of Maine
DecidedJanuary 14, 2016
DocketCUMap-15-008
StatusUnpublished

This text of Louis v. Citizens Bank (Louis v. Citizens Bank) is published on Counsel Stack Legal Research, covering Superior Court of Maine primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Louis v. Citizens Bank, (Me. Super. Ct. 2016).

Opinion

( (

STA TE OF MAINE SUPERIOR COURT CUMBERLAND, SS. CIVIL ACTION DOCKET NO. CUMSC-AP-15-008

JEAN THANEX LOUIS ) / ) Plaintiff-Appellant, ) ) v. ) ORDER ON PLAINTIFF-APPELLANT'S ) SMALL CLAIMS APPEAL CITIZENS BANK ) ) Defendant-Appellee. )

Before the Court is Plaintiff-Appellant Jean Thanex Louis's appeal from a small claims

judgment entered in the Portland District Court in favor of Defendant-Appellee Citizens Bank,

Docket No. PORDC-SC-14-874. A hearing on the appeal was held on January 8, 2016. Based

on the following, Plaintiff-Appellant Louis ' s appeal is denied and the small claims judgment is

affirmed.

I. Background

Plaintiff-Appellant Jean Thanex Louis filed a small claims action with the Portland

District Court on October 31, 2014. (Statement of Claim 1.) Louis claimed that, in February

2012, Defendant-Appellee Citizens Bank impermissibly cashed a tax refund check in the amount

of $4,457.00 that was made out to Simone MaCary and Jean T. Louis. (Id. ; Pl. Ex. 1.) The

check appeared to be endorsed by both Simone MaCary and Louis. (Pl. Ex. 1.) Louis asserts

that he did not endorse the check and did not authorize it to be deposited or cashed. (Appellant

Br. 1.) Louis claimed that, as a result of Citizens Bank cashing the check, he has "been paying

[the] IRS every year." (Statement of Claim 1.) Louis sought $6000 .00 in damages, which

included expenses, interest, and court fees. (Id.)

STATE OF MAINE Cumberland, ss, Clerk's Office

JAN 14 2016 R.ECEIVED (

A hearing was held before the Portland District Court on March 12, 20 15. (Notice of J.

1.) Following the hearing, Citizens Bank's counsel delivered a letter to District Court clarifying

the citation for statutes that counsel had discussed during the hearing. (3 /12/15 Letter. 1.)

Copies of the letter were sent to Louis. (Id.) The following day, March 13 , 2015, the District

Court entered judgment in favor of Citizens Bank. (Notice of J. 1.)

On March 24, 2015 , Louis filed his notice of appeal and a letter objecting to the Citizens

Bank's letter to the District Court. (Notice of Appeal 1; 3/24/15 Letter 1.) The court extended

time for Louis to file his appellant brief until June 1, 2015 . (5/20/15 Order 1.) On May 29,

2015, Louis filed a one-page brief. (Appellant Br. 1.) Citizen's Bank filed its brief on June 24,

2015. (Appellee Br. 1.)

II. Standard of Review

Any aggrieved party may appeal a small claims judgment entered by the District Court to

the Superior Court. M.R.S.C.P. 1 l(a). An appeal by a plaintiff shall be on questions oflaw only

and shall be determined by the Superior Court without a jury based on the record on appeal.

M.R.S.C.P . 1 l(d)(l) . On appeal, the Superior Court will affirm a small claims judgment entered

by the District Court unless the judgment was "arbitrary, capricious or unreasonable" based on

the evidence in the record on appeal presented as a whole. Manzo v. Reynolds, 4 77 A.2d 732,

733 (Me. 1984).

The record on appeal shall consist of the original papers and exhibits filed in the District

Court, a certified copy of the docket, and a transcript of the hearing before the District Court.

M.R. Civ. P. 76F(a). The appellant has the burden of providing an adequate record for the

appeal. Sullivan v. Zimmerman , 2013 Me. Super. LEXIS 286, at *2 (Nov. 7, 2013) (citing Lamb

v. Euclid Ambler Assoc., 563 A.2d 365, 367 (Me. 1989)). If the appellant wishes to include all or

2 ( (

part of a transcript of the District Court proceeding in the record on appeal, the appellant must

file a transcript order form with the notice of appeal. M.R. Civ. P 76H(e)(3)(B)(i). If for reasons

beyond the appellant' s control, a recording or transcript of the District Court proceeding is

unavailable, the appellant may prepare a statement of the evidence or proceedings from the best

means available, including the appellant's own recollection. M.R. Civ. P. 76F(c).

If an appellant fails to furnish the Superior Court with a transcript of the District Court

proceeding or other evidence in lieu of a transcript, the Superior Court is without a basis for

reviewing the small claims judgment. Manzo, 477 A.2d at 734. When the Superior Court is

without a sufficient record to permit fair consideration of the issues, the court must deny the

appeal. Id.

III. Analysis

In his appellant brief, Louis presents the following arguments in support of his appeal: (1)

that Citizens Bank violated its own policies by cashing a check made out to two individuals

without authorization and confirmation that all parties have legally agreed to cash the check; (2)

that Citizens Bank violated Louis's privacy rights and allowed the other individual on listed on

the check to commit fraud; (3) that Citizens Bank violated the Uniform Commercial Code by

accepting the check without both parties signatures; 1 ( 4) that Citizens Bank violated federal law

by failing to "obtain, verify, and record information that identifies each customer;" 2 and (5) that

the District Court' s decision was "unconsidered because the court accepted evidences from the

defendant after the trial." (Appellant Br.:1 .)

1 Louis does not identify which provisions of the Maine Uniform Commercial Code Citizens Bank has allegedly violated. (Appellant Br. 1.) 2 Louis also does not identify what federal law Citizens Bank has allegedly violated. (Appellant Br. 1.)

3 (

A. Absence of a Transcript

Louis ' s first four arguments appear to raise questions of fact, not questions of law.

However, to the extent that these arguments may raise questions of law, this court is without

sufficient record to conduct a meaningful review of those questions on appeal. The record on

appeal before this court consists of the District Court docket, five exhibits submitted by Louis

during the small claims proceeding, one exhibit submitted by Citizens Bank during the small

claims proceeding, and all of the original papers filed with the District Court. The record on

appeal does not contain a transcript of the small claims proceeding before the District Court or a

statement of the evidence or proceeding in lieu of the transcript.

The notice of judgment entered by the District Court simply states, "Plaintiff failed to

meet his burden of proof." (Notice of J. 1.) There is no evidence in the record on appeal

regarding how the District Court reached this determination. Without a transcript of the District

Court proceedings this court is without means to determine whether the District Court's

judgment was "arbitrary, capricious or unreasonable" or affected by other errors of law. Manzo,

477 A.2d at 733 . Therefore, Louis's first four arguments are denied for lack of a basis for

review.

B. The Letter Clarifying Citations to Statutes

Regarding his final argument, Louis's brief states, "The court's decision was

unconsidered because the court accepted evidences from the defendant after the trial."

(Appellant Br. 1.) Whether the District Court impermissibly considered evidence introduced

outside of the small claims proceeding is question of law and appropriate for this court's review

on appeal. See M.R.S.C.P. 1 l (d)(l).

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Lamb v. Euclid Ambler Associates
563 A.2d 365 (Supreme Judicial Court of Maine, 1989)

Cite This Page — Counsel Stack

Bluebook (online)
Louis v. Citizens Bank, Counsel Stack Legal Research, https://law.counselstack.com/opinion/louis-v-citizens-bank-mesuperct-2016.