Lord v. D & J Enterprises, Inc.

757 S.E.2d 695, 407 S.C. 544, 2014 WL 1386678, 2014 S.C. LEXIS 102
CourtSupreme Court of South Carolina
DecidedApril 9, 2014
DocketAppellate Case No. 2012-208267; No. 27376
StatusPublished
Cited by17 cases

This text of 757 S.E.2d 695 (Lord v. D & J Enterprises, Inc.) is published on Counsel Stack Legal Research, covering Supreme Court of South Carolina primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Lord v. D & J Enterprises, Inc., 757 S.E.2d 695, 407 S.C. 544, 2014 WL 1386678, 2014 S.C. LEXIS 102 (S.C. 2014).

Opinions

Justice BEATTY.

In this premises liability case involving a third-party criminal act, Ida Lord (“Lord”) appeals the circuit court’s order granting summary judgment in favor of D & J Enterprises, Inc., d/b/a Cash on the Spot (“D & J”). Lord asserts the circuit court erred in: (1) finding the balancing approach adopted in Bass v. Gopal, Inc., 395 S.C. 129, 716 S.E.2d 910 (2011) (“Gopal II”), which is used to determine a business owner’s duty to protect a patron based on the foreseeability of violent acts by third parties, applied prospectively; and (2) granting summary judgment as she presented a genuine issue of material fact on each element of her negligence claim. We [548]*548reverse the order of the circuit court and remand for trial because we find Gopal II applies to the facts of the instant case and its application warranted the denial of D & J’s motion for summary judgment.

I. Factual/Procedural History

D & J is a South Carolina corporation that operates businesses involving check cashing, “pay day” lending, and motor vehicle title lending. One of its businesses is Cash on the Spot, which is located in Rock Hill, South Carolina. Cash on the Spot is outfitted with iron bars on the windows of its building and bulletproof glass on its teller’s windows for the protection of its employees.

On February 14, 2008, Lord went to Cash on the Spot to retrieve money wired to her using Western Union. As she approached the teller’s window, a man seated at a nearby table stood up, reached under his clothing, pulled out a pistol, and shot Lord in the head and back. The man then demanded money as he slid his weapon through the opening in the teller’s window. Marsha Boyd, the manager of the store who was stationed behind the bulletproof teller’s window and had access to a silent alarm, immediately called 911. The man then fled the premises.

The incident, which lasted approximately six seconds, was captured on the store’s security camera. As a result of this video and DNA recovered from a pen that the man had put in his mouth, law enforcement was able to identify the suspect as Phillip Watts, Jr.

After Watts was apprehended, he confessed to committing seven armed robberies in York County. The string of robberies, which began in October 2007 and primarily targeted small businesses, was the subject of significant media coverage. Prior to the Cash on the Spot incident, Watts robbed Rock Hill’s Saltwater Seafood Market on January 28, 2008, and Fort Mill’s John Boy’s Valero on February 5, 2008. During these robberies, Watts shot two store clerks and a bystander. Before the February 14, 2008 incident involving Lord, the owner of Cash on the Spot warned his employees to be vigilant because “there is a madman on the loose.”

[549]*549On May 15, 2008, a York County grand jury indicted Watts for assault and battery with intent to kill and possession of a firearm during the commission of a violent crime stemming from the shooting of Lord. Ultimately, Watts entered a plea of guilty but mentally ill to these charges and the other armed robberies and was sentenced to a term of life imprisonment without the possibility of parole.

On June 19, 2009, Lord filed an action for negligence against D & J, alleging the business breached its duty to her “to use reasonable care for her safety” because it failed to implement security features such as posting a security guard on the premises.

D & J answered and moved for summary judgment. In support of its motion, D & J filed a memorandum wherein it argued that it had no duty to protect Lord from the injuries caused by Watts. Citing Miletic v. Wal-Mart Stores, Inc., 339 S.C. 327, 529 S.E.2d 68 (Ct.App.2000),1 D & J asserted it [550]*550was not foreseeable that Watts would shoot Lord because Watts appeared to be a regular customer and the incident lasted less than six seconds. D & J further noted there were “no prior attempted armed robberies [at Cash on the Spot], or any type of violen[t] offense[s] against either employees or patrons.” Additionally, D & J claimed there was no evidence presented to establish that Cash on the Spot was located in a dangerous area or constituted a business that attracts or provides a climate for crime. Given these facts, D & J maintained that the presence of a security guard would not have deterred Watts from entering Cash on the Spot or prevented the shooting.

In opposition to D & J’s motion, Lord filed a memorandum wherein she asserted D & J’s “personnel knew about Watts’[s] prior armed robberies and related shootings and appreciated the threat posed by Watts” yet failed to post a security guard at the entrance of Cash on the Spot. As a result, Lord asserted D & J’s breach of its duty to her proximately caused her “catastrophic brain injuries.”

Lord supplemented the memorandum with: (1) the deposition testimony of Darrell Starnes, who is the President of D & J and oversees the day-to-day operations of the corporation; (2) the deposition testimony of Boyd; (3) the affidavit of Robert Clark, a “private security expert” who opined D & J was aware of the threat posed by Watts and should have posted a security guard at the entrance of the business; and (4) newspaper articles and media coverage of the previous robberies committed by Watts.

After a hearing, the circuit court granted D & J’s motion for summary judgment by order dated October 26, 2011. In so ruling, the court noted that at the time of the shooting in 2008 [551]*551“the law governing the scope of the duty of merchants to protect invitees against criminal acts of third parties in South Carolina was governed by Miletic v. Wal-Mart Stores, Inc., 389 S.C. 327, 529 S.E.2d 68 (S.C.App.2000), citing Shipes v. Piggly Wiggly St. Andrews, Inc., 269 S.C. 479, 484, 238 S.E.2d 167, 169 (1977).” However, the court recognized that during the pendency of the proceedings this Court issued its opinion in Gopal II, which “abandoned the imminent harm test [of Shipes ] and adopted the balancing approach previously discussed in Miletic.” Although the court believed Gopal II applied prospectively, it nevertheless analyzed the facts of the case under both Shipes and Gopal II.

Applying the “imminent harm test” enunciated in Shipes, the court rejected Lord’s contention that D & J was aware of the specific and imminent harm. Even though Starnes warned his employees prior to the shooting that “a madman was on the loose,” the court found there was no history of criminal activity on the premises of Cash on the Spot and there was no out of the ordinary behavior by Watts immediately prior to the shooting that would have put Lord or Boyd on notice of the shooting. As a result, the court determined D & J had no duty to protect Lord from the criminal actions of Watts.

Notwithstanding the circuit court’s conclusion that Gopal II applied prospectively, the court proceeded to analyze Lord’s claim using Gopal II.

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Bluebook (online)
757 S.E.2d 695, 407 S.C. 544, 2014 WL 1386678, 2014 S.C. LEXIS 102, Counsel Stack Legal Research, https://law.counselstack.com/opinion/lord-v-d-j-enterprises-inc-sc-2014.