Lilly v. Allstate Ins. Co.

577 So. 2d 80, 1990 WL 211347
CourtLouisiana Court of Appeal
DecidedDecember 18, 1990
DocketCA 89 1527
StatusPublished
Cited by24 cases

This text of 577 So. 2d 80 (Lilly v. Allstate Ins. Co.) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Lilly v. Allstate Ins. Co., 577 So. 2d 80, 1990 WL 211347 (La. Ct. App. 1990).

Opinion

577 So.2d 80 (1990)

Beatrice G. LILLY and Curtis H. Lilly
v.
ALLSTATE INSURANCE COMPANY, et al.

No. CA 89 1527.

Court of Appeal of Louisiana, First Circuit.

December 18, 1990.
Rehearing Denied February 13, 1991.
Writ Denied April 11, 1991.

Iddo Pittman, Jr., Hammond, for plaintiffs.

*81 Adrianne L. Baumgartner, Covington, for State Farm.

Before LOTTINGER, SHORTESS and CARTER, JJ.

LOTTINGER, Judge.

In this personal injury suit, Mrs. Beatrice Lilly and her husband, Mr. Curtis Lilly, seek damages for injuries sustained by Mrs. Lilly in an auto accident which occurred on March 30, 1985.

After a jury awarded the Lillys zero damages, the trial court granted the plaintiff's motion for judgment notwithstanding the verdict and awarded the Lillys $35,000.00 in general damages for Mrs. Lilly's injuries, subject to $20,000.00 already received, and $7,500.00 for Mr. Lilly's loss of consortium.[1]

State Farm Mutual Automobile Insurance Company, the Lillys' uninsured motorist carrier and sole defendant at trial, filed the instant appeal, asserting that the jury considered the $20,000.00 received by the plaintiffs and returned a zero verdict because it felt that $20,000.00 was sufficient compensation. State Farm asserts that this amount was well within the jury's discretion and the trial court erroneously granted the JNOV and substituted its judgment for that of the jury.

The Lillys have answered the appeal asking that the awards to Mr. and Mrs. Lilly be increased to $10,000.00 and $100,000.00, respectively.[2]

FACTS

The accident occurred when a vehicle operated by Ms. Carla Owens ran a stop sign and collided with the vehicle operated by Mrs. Lilly. The Lillys' vehicle was damaged and Mrs. Lilly sustained substantial injuries. She was transported to the local hospital emergency room by Mr. Lilly[3] where she was treated and released.[4]

The Lillys' vehicle was promptly repaired at no cost to the Lillys. However, several months after the accident most of the medical bills remained unpaid and the Lillys' had not received any compensation for Mrs. Lilly's injuries. The Lillys retained counsel in November of 1985, and State Farm finally paid Mrs. Lilly's outstanding medical bills of $817.77 on December 31, 1985 under the medical payments portion of its policy.

The Lillys filed suit on February 11, 1986 against Carla and Richard Owens, the driver and owner of the other vehicle respectively; Allstate Insurance Company, the Owens' insurer; and State Farm, the Lillys' uninsured motorist carrier. On March 23, 1987, Allstate paid its liability limits of $10,000.00 under the Owens' policy to the Lillys and the claim against Allstate and the Owens was dismissed. On July 3, 1987, State Farm made an unconditional tender of $10,000.00, which the Lillys accepted.

At trial, liability was stipulated and the only issues were quantum and whether State Farm had been arbitrary and capricious *82 in failing to pay Mrs. Lilly's medical bills promptly and in failing to make a timely tender under the uninsured motorist provisions of its policy. It was also stipulated that the Lillys had received $10,000.00 from Allstate and $10,000.00 from State Farm.

The plaintiffs' attorney told the jury in his opening and closing statements that the plaintiffs felt they were entitled to more than $20,000.00, and it was the jury's job to decide how much more and award it to them.

The trial judge did not mention the $20,000.00 previously paid to the plaintiffs in the jury charge. He explained the applicable law to the jury, then instructed them that they were to decide how much damages, if any, the Lillys were entitled to. The trial judge then went over the jury interrogatory form with the jury and instructed them that as to the spaces for dollar amounts "[e]ach and every line should be filled in, with some amount, either zero or some other dollar amount, but each and every line should be filled in."

The jury returned its verdict on the jury interrogatory form provided by the trial court as follows:

1. List, in dollars, the total damages, if any, sustained by Beatrice Lilly.
(a) Past Pain and Suffering    $ 0
                                _____
(b) Future Pain and Suffering    0
                                _____
(c) Physical Disability          0
                                _____
(d) Past Medical Expenses        0
                                _____
(e) Future Medical Expense       0
                                _____
          TOTAL (sum of a-e)   $ 0
                                _____
2. List, in dollars, the total amount of damages, if any, sustained by Curtis Lilly for loss of consortium.
$ 0
3. Do you find that State Farm acted arbitrarily, capriciously, and without probable cause as relates to the payment of medical expenses?
YES X NO_____
4. If your answer to (3) is yes, what amount, if any, do you award to the plaintiffs in payment of attorney's fees incurred for the collection of medical expenses due?
$1,000.00
5. Do you find that State Farm acted arbitrarily, capriciously, and without probable cause as relates to the payment of underinsured motorists benefits?
YES___ NO X
6. If your answer to question 5 is yes, what amount, if any, do you award to the plaintiffs as attorney's fees for the collection of underinsureds motorist's benefits?
$ 0

The judgment signed by the trial court following this verdict was in favor of the plaintiffs and against State Farm as to liability, but held that the plaintiffs had suffered no damages, past or present, as a result of the accident. This judgment also held that State Farm had been arbitrary and capricious in its failure to pay plaintiff's medical bills timely, but not with respect to paying the uninsured motorist claim, and awarded $1,000.00 in attorney's fees and $250.00 in expert witness fees to the plaintiffs.[5]

Both the plaintiffs and the defendant moved for a judgment notwithstanding the verdict. The plaintiffs asserted that it was obvious that the plaintiffs had suffered some amount of damages, and therefore the jury's verdict was clearly erroneous and a JNOV was warranted.

State Farm argued that the jury considered the $20,000.00 previously received from the defendants and decided that was a sufficient amount to compensate the plaintiffs for their damages, and thus awarded zero damages to the plaintiffs. In support of this State Farm cited the plaintiffs' attorney's argument to the jury that *83 $20,000.00 was not enough to compensate the plaintiffs and that they should award damages to the plaintiffs based on whatever figure they decided was appropriate, minus the $20,000.00. State Farm asked for a JNOV awarding the plaintiffs $20,000.00 and giving the defendant credit for $20,000.00 already received by the plaintiffs.

The trial court granted the motions for judgment notwithstanding the verdict on the grounds that the verdict of zero damages was clearly contrary to the law and evidence. The trial court then entered judgment awarding Mrs. Lilly $35,000.00 in total damages subject to the $20,000.00 already paid, and awarding Mr. Lilly $7,500.00 in damages for loss of consortium.

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Bluebook (online)
577 So. 2d 80, 1990 WL 211347, Counsel Stack Legal Research, https://law.counselstack.com/opinion/lilly-v-allstate-ins-co-lactapp-1990.