Liberty Mut. Ins. Co. v Jamison 2025 NY Slip Op 31802(U) May 15, 2025 Supreme Court, New York County Docket Number: Index No. 654358/2022 Judge: Lori S. Sattler Cases posted with a "30000" identifier, i.e., 2013 NY Slip Op 30001(U), are republished from various New York State and local government sources, including the New York State Unified Court System's eCourts Service. This opinion is uncorrected and not selected for official publication. FILED: NEW YORK COUNTY CLERK 05/15/2025 04:38 PM INDEX NO. 654358/2022 NYSCEF DOC. NO. 109 RECEIVED NYSCEF: 05/15/2025
SUPREME COURT OF THE STATE OF NEW YORK NEW YORK COUNTY PRESENT: HON. LORI S. SATTLER PART 02M Justice ---------------------------------------------------------------------------------X INDEX NO. 654358/2022 LIBERTY MUTUAL INSURANCE COMPANY, LM GENERAL INSURANCE COMPANY, MOTION DATE 07/11/2024
Plaintiff, MOTION SEQ. NO. 002
-v- JASON JAMISON, MICHAEL MILHOUSE, LAMAR CHISHOLM, ABDUL-MASSIH FAMILY HEALTH, ALL CITY FAMILY HEALTHCARE INC, AHMED M IBRAHIM PT, BASIS MEDICAL PC,CHI CHINESE ACUPUNCTURE PC,COMPLETE NEUROPSYCHOLOGY PC,ECNYC CO, EMOTE MEDICAL SERVICES PC,EMUNA INC, ERIC KENWORTHY MD, FAMILY HEALTH NP PC,GRACE DECISION + ORDER ON MEDICAL HEALTH PROVIDER PC,HARVEY LEVITAN MD, MOTION MICHAEL ZWIRBLIA PSYD, NORTHEAST MEDICAL DEVICES LLC,NY UNION PHARMACY INC, ONE RX CHEMIST INC, PRANEVICIUS MEDICAL PC,PRISTINE RX CORP, SEDATION VACATION PERIOPERATIVE MEDICINE PLLC,SHEILA SOMAN MD, WALMED EQUIPMENT LLC,YK MEDICAL PLLC
Defendant. ---------------------------------------------------------------------------------X
The following e-filed documents, listed by NYSCEF document number (Motion 002) 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103 were read on this motion to/for JUDGMENT – SUMMARY .
In this declaratory judgment action, plaintiffs Liberty Mutual insurance Company and
LM General Insurance Company (“Plaintiffs”) move for an order granting summary judgment
against defendants Basis Medical PC, ECNYC Co., Eric Kenworthy MD, Michael Zwirblia
PsyD, One RX Chemist Inc., Pranevicius Medical PC, Pristine RX Corp, and YK Medical PLLC
(“Answering Defendants”), declaring and permanently staying any arbitration or court hearing
brought by the Answering Defendants, declaring and granting a permanent injunction barring
from continuing or being commenced any arbitration or court hearing brought by Answering
654358/2022 LIBERTY MUTUAL INSURANCE COMPANY ET AL vs. JAMISON, JASON ET AL Page 1 of 5 Motion No. 002
1 of 5 [* 1] FILED: NEW YORK COUNTY CLERK 05/15/2025 04:38 PM INDEX NO. 654358/2022 NYSCEF DOC. NO. 109 RECEIVED NYSCEF: 05/15/2025
Defendants, and declaring that Plaintiffs’ denial of all No-Fault claims by the Answering
Defendants stemming from the alleged occurrence be deemed valid. Defendants Family Health
NP, P.C., Walmed Equipment LLC, and Northeast Medical Devices LLC opposed the motion
but the action has since been discontinued as against them (NYSCEF Doc. Nos. 107-108). The
remaining answering defendants failed to submit opposition to the motion. Plaintiff has
discontinued the action as against several defendants against whom it had initially moved for
relief that it moved for relief against namely: All City Family Healthcare, Inc. Abdul-Massih
Family Health, Chi Chinese Acupuncture PC, Emote Medical Services, PC, and Grace Medical
Health Provider, PC (NYSCEF Doc. Nos. 104-105).
This declaratory judgment action arises out of an alleged motor vehicle accident on
October 14, 2021 involving individual defendants Jason Jamison, Michael Milhouse, and Lamar
Chisolm (“Claimants”) in a vehicle insured by Plaintiffs. Claimants purportedly sought medical
treatment from the other defendants (“medical provider defendants”), which then submitted bills
to Plaintiffs seeking reimbursement under the vehicle’s No-Fault policy. As part of their claims
investigation, Plaintiffs requested Claimants to submit to examinations under oath (“EUOs”).
Claimants failed to appear for their EUOs and Plaintiffs denied the bills submitted by the
medical provider defendants due to Claimants’ violation of a condition precedent to coverage
under the applicable No-Fault policy.
Plaintiffs commenced this action seeking a declaratory judgment that it has no obligation
to reimburse the medical provider defendants under the policy. The Court granted default
judgment against Claimants and certain medical provider defendants on January 10, 2024
(NYSCEF Doc. No. 42). Plaintiffs now move for summary judgment against the Answering
Defendants, who do not oppose the motion.
654358/2022 LIBERTY MUTUAL INSURANCE COMPANY ET AL vs. JAMISON, JASON ET AL Page 2 of 5 Motion No. 002
2 of 5 [* 2] FILED: NEW YORK COUNTY CLERK 05/15/2025 04:38 PM INDEX NO. 654358/2022 NYSCEF DOC. NO. 109 RECEIVED NYSCEF: 05/15/2025
On a motion for summary judgment, a movant must make a prima facie showing that
they are entitled to judgment as a matter of law by tendering sufficient evidence to demonstrate
the absence of any issue of material fact (Alvarez v Prospect Hosp., 68 NY2d 320, 324 [1986]).
After the movant makes this showing, “the burden shifts to the party opposing the motion . . . to
produce evidentiary proof in admissible form sufficient to establish the existence of material
issues of fact such that trial of the action is required” (id.).
11 NYCRR § 65-1.1 requires that full compliance by an eligible injured person with the
terms of coverage in a No-Fault policy is a condition precedent to all claims against an insurance
company under the relevant policy. A claimant-defendant’s failure to submit to an EUO
constitutes a breach of a condition precedent to coverage under a No-Fault policy and vitiates the
policy (Hertz Corp. v Active Care Med. Supply Corp., 124 AD3d 411 [1st Dept 2015]). An
insurer must establish that it requested EUOs in accordance with the procedures and time frames
in the No-Fault regulations (11 NYCRR § 65-3.5) in order to deny a claim where a claimant-
defendant fails to appear for an EUO (Unitrin, 82 AD3d at 560; American Tr. Ins. Co. v
Longevity Med. Supply, Inc., 131 AD3d 841, 841-42 [1st Dept 2019]).
Here, Plaintiffs present sufficient evidence to meet its prima facie burden for summary
judgment as it demonstrates that the EUOs were properly and timely noticed by submitting
copies of the EUO requests and proof of Claimants’ nonappearance (NYSCEF Doc. Nos. 65-67)
and an affirmation that they failed to appear (NYSCEF Doc. No. 68). In the absence of
opposition and based on the proof submitted, Plaintiffs are entitled to summary judgment against
the Answering Defendants.
Accordingly, it is hereby:
654358/2022 LIBERTY MUTUAL INSURANCE COMPANY ET AL vs. JAMISON, JASON ET AL Page 3 of 5 Motion No. 002
3 of 5 [* 3] FILED: NEW YORK COUNTY CLERK 05/15/2025 04:38 PM INDEX NO. 654358/2022 NYSCEF DOC. NO. 109 RECEIVED NYSCEF: 05/15/2025
ORDERED that Plaintiff’s motion for summary judgment is granted; and it is further
ORDERED, ADJUDGED, and DECLARED that Claimants breached a condition
precedent to coverage as established by the No-Fault Regulations and the subject policy of
insurance and accompanying No-Fault endorsement by failing to appear at their respective
EUOs; and it is further
ORDERED, ADJUDGED and DECREED that Plaintiffs denials of all claims for No-
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Liberty Mut. Ins. Co. v Jamison 2025 NY Slip Op 31802(U) May 15, 2025 Supreme Court, New York County Docket Number: Index No. 654358/2022 Judge: Lori S. Sattler Cases posted with a "30000" identifier, i.e., 2013 NY Slip Op 30001(U), are republished from various New York State and local government sources, including the New York State Unified Court System's eCourts Service. This opinion is uncorrected and not selected for official publication. FILED: NEW YORK COUNTY CLERK 05/15/2025 04:38 PM INDEX NO. 654358/2022 NYSCEF DOC. NO. 109 RECEIVED NYSCEF: 05/15/2025
SUPREME COURT OF THE STATE OF NEW YORK NEW YORK COUNTY PRESENT: HON. LORI S. SATTLER PART 02M Justice ---------------------------------------------------------------------------------X INDEX NO. 654358/2022 LIBERTY MUTUAL INSURANCE COMPANY, LM GENERAL INSURANCE COMPANY, MOTION DATE 07/11/2024
Plaintiff, MOTION SEQ. NO. 002
-v- JASON JAMISON, MICHAEL MILHOUSE, LAMAR CHISHOLM, ABDUL-MASSIH FAMILY HEALTH, ALL CITY FAMILY HEALTHCARE INC, AHMED M IBRAHIM PT, BASIS MEDICAL PC,CHI CHINESE ACUPUNCTURE PC,COMPLETE NEUROPSYCHOLOGY PC,ECNYC CO, EMOTE MEDICAL SERVICES PC,EMUNA INC, ERIC KENWORTHY MD, FAMILY HEALTH NP PC,GRACE DECISION + ORDER ON MEDICAL HEALTH PROVIDER PC,HARVEY LEVITAN MD, MOTION MICHAEL ZWIRBLIA PSYD, NORTHEAST MEDICAL DEVICES LLC,NY UNION PHARMACY INC, ONE RX CHEMIST INC, PRANEVICIUS MEDICAL PC,PRISTINE RX CORP, SEDATION VACATION PERIOPERATIVE MEDICINE PLLC,SHEILA SOMAN MD, WALMED EQUIPMENT LLC,YK MEDICAL PLLC
Defendant. ---------------------------------------------------------------------------------X
The following e-filed documents, listed by NYSCEF document number (Motion 002) 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103 were read on this motion to/for JUDGMENT – SUMMARY .
In this declaratory judgment action, plaintiffs Liberty Mutual insurance Company and
LM General Insurance Company (“Plaintiffs”) move for an order granting summary judgment
against defendants Basis Medical PC, ECNYC Co., Eric Kenworthy MD, Michael Zwirblia
PsyD, One RX Chemist Inc., Pranevicius Medical PC, Pristine RX Corp, and YK Medical PLLC
(“Answering Defendants”), declaring and permanently staying any arbitration or court hearing
brought by the Answering Defendants, declaring and granting a permanent injunction barring
from continuing or being commenced any arbitration or court hearing brought by Answering
654358/2022 LIBERTY MUTUAL INSURANCE COMPANY ET AL vs. JAMISON, JASON ET AL Page 1 of 5 Motion No. 002
1 of 5 [* 1] FILED: NEW YORK COUNTY CLERK 05/15/2025 04:38 PM INDEX NO. 654358/2022 NYSCEF DOC. NO. 109 RECEIVED NYSCEF: 05/15/2025
Defendants, and declaring that Plaintiffs’ denial of all No-Fault claims by the Answering
Defendants stemming from the alleged occurrence be deemed valid. Defendants Family Health
NP, P.C., Walmed Equipment LLC, and Northeast Medical Devices LLC opposed the motion
but the action has since been discontinued as against them (NYSCEF Doc. Nos. 107-108). The
remaining answering defendants failed to submit opposition to the motion. Plaintiff has
discontinued the action as against several defendants against whom it had initially moved for
relief that it moved for relief against namely: All City Family Healthcare, Inc. Abdul-Massih
Family Health, Chi Chinese Acupuncture PC, Emote Medical Services, PC, and Grace Medical
Health Provider, PC (NYSCEF Doc. Nos. 104-105).
This declaratory judgment action arises out of an alleged motor vehicle accident on
October 14, 2021 involving individual defendants Jason Jamison, Michael Milhouse, and Lamar
Chisolm (“Claimants”) in a vehicle insured by Plaintiffs. Claimants purportedly sought medical
treatment from the other defendants (“medical provider defendants”), which then submitted bills
to Plaintiffs seeking reimbursement under the vehicle’s No-Fault policy. As part of their claims
investigation, Plaintiffs requested Claimants to submit to examinations under oath (“EUOs”).
Claimants failed to appear for their EUOs and Plaintiffs denied the bills submitted by the
medical provider defendants due to Claimants’ violation of a condition precedent to coverage
under the applicable No-Fault policy.
Plaintiffs commenced this action seeking a declaratory judgment that it has no obligation
to reimburse the medical provider defendants under the policy. The Court granted default
judgment against Claimants and certain medical provider defendants on January 10, 2024
(NYSCEF Doc. No. 42). Plaintiffs now move for summary judgment against the Answering
Defendants, who do not oppose the motion.
654358/2022 LIBERTY MUTUAL INSURANCE COMPANY ET AL vs. JAMISON, JASON ET AL Page 2 of 5 Motion No. 002
2 of 5 [* 2] FILED: NEW YORK COUNTY CLERK 05/15/2025 04:38 PM INDEX NO. 654358/2022 NYSCEF DOC. NO. 109 RECEIVED NYSCEF: 05/15/2025
On a motion for summary judgment, a movant must make a prima facie showing that
they are entitled to judgment as a matter of law by tendering sufficient evidence to demonstrate
the absence of any issue of material fact (Alvarez v Prospect Hosp., 68 NY2d 320, 324 [1986]).
After the movant makes this showing, “the burden shifts to the party opposing the motion . . . to
produce evidentiary proof in admissible form sufficient to establish the existence of material
issues of fact such that trial of the action is required” (id.).
11 NYCRR § 65-1.1 requires that full compliance by an eligible injured person with the
terms of coverage in a No-Fault policy is a condition precedent to all claims against an insurance
company under the relevant policy. A claimant-defendant’s failure to submit to an EUO
constitutes a breach of a condition precedent to coverage under a No-Fault policy and vitiates the
policy (Hertz Corp. v Active Care Med. Supply Corp., 124 AD3d 411 [1st Dept 2015]). An
insurer must establish that it requested EUOs in accordance with the procedures and time frames
in the No-Fault regulations (11 NYCRR § 65-3.5) in order to deny a claim where a claimant-
defendant fails to appear for an EUO (Unitrin, 82 AD3d at 560; American Tr. Ins. Co. v
Longevity Med. Supply, Inc., 131 AD3d 841, 841-42 [1st Dept 2019]).
Here, Plaintiffs present sufficient evidence to meet its prima facie burden for summary
judgment as it demonstrates that the EUOs were properly and timely noticed by submitting
copies of the EUO requests and proof of Claimants’ nonappearance (NYSCEF Doc. Nos. 65-67)
and an affirmation that they failed to appear (NYSCEF Doc. No. 68). In the absence of
opposition and based on the proof submitted, Plaintiffs are entitled to summary judgment against
the Answering Defendants.
Accordingly, it is hereby:
654358/2022 LIBERTY MUTUAL INSURANCE COMPANY ET AL vs. JAMISON, JASON ET AL Page 3 of 5 Motion No. 002
3 of 5 [* 3] FILED: NEW YORK COUNTY CLERK 05/15/2025 04:38 PM INDEX NO. 654358/2022 NYSCEF DOC. NO. 109 RECEIVED NYSCEF: 05/15/2025
ORDERED that Plaintiff’s motion for summary judgment is granted; and it is further
ORDERED, ADJUDGED, and DECLARED that Claimants breached a condition
precedent to coverage as established by the No-Fault Regulations and the subject policy of
insurance and accompanying No-Fault endorsement by failing to appear at their respective
EUOs; and it is further
ORDERED, ADJUDGED and DECREED that Plaintiffs denials of all claims for No-
Fault benefits by the Answering Defendants stemming from the alleged occurrence of October
14, 2021 involving individual defendants Jason Jamison, Michael Milhouse and Lamar Chisolm
are valid; and it is further
ORDERED, ADJUDGED, and DECLARED that Plaintiff owes no duty to provide any
No-Fault reimbursements to defendants Basis Medical PC, ECNYC Co., Eric Kenworthy MD,
Michael Zwirblia PsyD, One RX Chemist Inc., Pranevicius Medical PC, Pristine RX Corp, and
YK Medical PLLC, for any claim or bill submitted by or on behalf of Jason Jamison, Michael
Milhouse and Lamar Chisolm, as they breached a condition precedent to coverage by failing to
appear at their respective EUOs; and it is further
ORDERED, ADJUDGED and DECREED that each and every part of any arbitration or
court hearing brought by defendants Basis Medical PC, ECNYC Co., Eric Kenworthy MD,
Michael Zwirblia PsyD, One RX Chemist Inc., Pranevicius Medical PC, Pristine RX Corp, and
YK Medical PLLC stemming from the alleged occurrence of October 14, 2021 involving
individual defendants Jason Jamison, Michael Milhouse and Lamar Chisolm, is hereby
permanently stayed; and it is further
654358/2022 LIBERTY MUTUAL INSURANCE COMPANY ET AL vs. JAMISON, JASON ET AL Page 4 of 5 Motion No. 002
4 of 5 [* 4] FILED: NEW YORK COUNTY CLERK 05/15/2025 04:38 PM INDEX NO. 654358/2022 NYSCEF DOC. NO. 109 RECEIVED NYSCEF: 05/15/2025
ORDERED that the Clerk is directed to enter judgment against defendants Basis Medical
PC, ECNYC Co., Eric Kenworthy MD, Michael Zwirblia PsyD, One RX Chemist Inc.,
Pranevicius Medical PC, Pristine RX Corp, and YK Medical PLLC.
This constitutes the Decision and Order of the Court.
5/15/2025 $SIG$ DATE LORI S. SATTLER, J.S.C. CHECK ONE: X CASE DISPOSED NON-FINAL DISPOSITION
□ X GRANTED DENIED GRANTED IN PART OTHER
APPLICATION: SETTLE ORDER SUBMIT ORDER
□ CHECK IF APPROPRIATE: INCLUDES TRANSFER/REASSIGN FIDUCIARY APPOINTMENT REFERENCE
654358/2022 LIBERTY MUTUAL INSURANCE COMPANY ET AL vs. JAMISON, JASON ET AL Page 5 of 5 Motion No. 002
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