[Cite as Lee v. Ballard, 2015-Ohio-5517.]
COURT OF APPEALS STARK COUNTY, OHIO FIFTH APPELLATE DISTRICT
SAMUEL D. LEE, ET AL. JUDGES: Hon. William B. Hoffman, P.J. Plaintiffs-Appellants Hon. Sheila G. Farmer, J. Hon. Craig R. Baldwin, J. -vs- Case No. 2015CA00051 DAVID L. BALLARD, ET AL.
Defendants-Appellees OPINION
CHARACTER OF PROCEEDING: Appeal from the Stark County Court of Common Pleas, Case No. 2013CV0464
JUDGMENT: Affirmed, in part; Reversed, in part; and Remanded
DATE OF JUDGMENT ENTRY: December 28, 2015
APPEARANCES:
For Defendants-Appellees - For Plaintiffs-Appellants – David Ball and The City of Canton Samuel D. Lee & Anna L. Lee
KEVIN R. L'HOMMEDIEU RICHARD P. KUTUCHIEF CRAIG E. CHESSLER The Law Building Canton Law Department 159 South Main Street, Suite 807 218 Cleveland Ave, SW Akron, Ohio 44308 Canton, Ohio 44701
For Defendants-Appellees Progressive Specialty Ins. So.
Michael R. Shanabruch 625 Alpha Drive – Box #011 B Highland Heights, Ohio 44143-2114 Stark County, Case No. 2015CA00051 2
Hoffman, P.J.
{¶1} Plaintiffs-appellants Samuel and Anna Lee (“the Lees) appeal the February
27, 2015 Judgment Entry entered by the Stark County Court of Common Pleas granting
summary judgment in favor of Defendants-appellees David L. Ballard, the City of Canton
and Progressive Specialty Insurance Company.
STATEMENT OF THE FACTS AND CASE
{¶2} On February 12, 2011, the Lees were traveling westbound on Route 30 in
Canton, Ohio and were involved in an automobile accident. Route 30 has three
westbound lanes at the scene of the accident.
{¶3} Around 9:30 a.m. on that day, David Ballard, an employee of the Street
Department for the City of Canton, was maintaining a portion of Interstate 77/Route 30 in
Canton, Ohio. Ballard received a call from dispatch regarding an overhead bridge near
the Dueber overpass. The call relayed information concerning debris in the highway and
debris hanging from an overhead bridge onto portions of Route 30.
{¶4} Ballard was operating a salt truck at the time which contained a full load of
salt.
{¶5} At the same time Ballard arrived at the bridge, an Ohio state trooper arrived
at the scene. Ballard and the trooper proceeded to remove the debris from the highway.
Ballard then observed a piece of debris hanging from a bridge overhead of Route 30. At
the time, the trooper had his cruiser operating with full rotating, flashing, and oscillating
lights.
{¶6} The trooper proceeded to leave the scene to answer another call and
Ballard moved his salt truck into the center lane of Route 30 to block the lane of traffic, to Stark County, Case No. 2015CA00051 3
protect himself, other vehicles and persons from the debris hanging from the bridge.
Ballard radioed for help in getting the debris off the bridge. He activated his four-way
flashers, located beneath the rear bumper of the truck, between the rear wheels. He also
activated the flashing red and amber lights located on the rear panel of the salt truck.
{¶7} Ballard was in that position for only a few seconds, and had intended to
direct traffic and place warning triangles and flares outside, when the salt truck was struck
by the Lees’ vehicle.
{¶8} As a result of the collision, Samuel Lee was charged with Assured Clear
Distance in the Canton Municipal Court, Case No. 2011 TRD 00988, City of Canton v.
Samuel Davis Lee. Mr. Lee was subsequently found not guilty.
{¶9} The Lees filed a personal injury action against David Ballard, the City of
Canton, and the Lees insurance carrier, Progressive Specialty Insurance Company,
alleging negligent and/or reckless operation of a motor vehicle and requesting coverage
under the terms of their insurance policy. Progressive filed a cross-claim against Ballard.
{¶10} On May 2, 2014, Progressive, the Lees and the City of Canton filed separate
motions for summary judgment.
{¶11} Via Judgment Entry of February 27, 2015, the trial court granted summary
judgment in favor of David Ballard and the City of Canton finding they were immune from
liability. The trial court further granted summary judgment in favor of Progressive
Specialty Insurance Company finding no obligation to cover the Lees under the terms of
their insurance policy. The trial court further found Samuel Lee was negligent per se.
{¶12} It is from that judgment entry the Lees prosecute this appeal, assigning as
error, Stark County, Case No. 2015CA00051 4
{¶13} “I. THE COURT ERRED IN GRANTING SUMMARY JUDGMENT AS THE
VIDEO IN EVIDENCE AND MR. LEE’S AFFIDAVIT/TESTIMONY DEMONSTRATES
CLEARLY THAT REASONABLE MINDS CAN COME TO MORE THAN ONE
CONCLUSION REGARDING LEE’S NEGLIGENCE IN THIS MATTER, AS THIS CASE
IS NOT AN ASSURED CLEAR DISTANCE CASE, BUT RATHER ONE OF RECKLESS
PARKING ON THE HIGHWAY BY BALLARD. THE UNDISPUTED FACT IS SUCH
PARKING IN UNSAFE.
{¶14} “II. THE COURT ERRED IN FINDING IMMUNITY UPON THE CITY OF
CANTON AS REASONABLE MINDS CAN COME TO MORE THAN THE CONCLUSION
THAT DAVID BALLARD WAS NOT ’RECKLESS’.
{¶15} “III. THE COURT ERRED IN FINDING THAT THE LEES WERE NOT
ENTITLED TO COVERAGE UNDER THEIR POLICY OF INSURANCE FROM
PROGRESSIVE.”
{¶16} We elect to address the Lees’ assignments of error out of order.
II.
{¶17} Herein, the Lees assert reasonable minds could differ as to whether
Ballard’s conduct was reckless.1
{¶18} “Reckless conduct” is characterized by the conscious disregard of or
indifference to a known or obvious risk of harm to another that is unreasonable under the
1 Within this assignment, the Lees also argue the trial court erroneously concluded the City of Canton was not liable for Ballard’s negligent operation of the salt truck under R.C. 2744.02(B)(1). The Lees contend the trial court erroneously found R.C. 4511.03 applied to restore immunity. We will not address that argument as it was not separately assigned as error. See, CSAHA/UHH – Canton, Inc. v. Aultman Health Foundation, et al., March 5 2012, Fifth District Stark County No. 2010CA0303, 2012-Ohio-897, at ¶62. We limit our discussion to the assigned error regarding whether Ballard’s conduct was reckless. Stark County, Case No. 2015CA00051 5
circumstances and is substantially greater than negligent conduct. Anderson v. The City
of Massillon, 134 Ohio St.3d 380, 2012-Ohio-5711.
{¶19} In analyzing this issue, the trial court held:
Upon a review of the pleadings and evidence in the present action
this Court finds that there are no facts that Mr. Ballard consciously
disregarded or that he was indifferent to a known or obvious risk of harm
that was unreasonable under the circumstances. It is clear that the dangling
metal door posed an immediate hazard to the passing motorists. At some
point, a vehicle was going to have to park in the middle of Route 30 to
remove the metal door. Had Mr. Ballard waited for another truck to appear,
the metal door could have fallen and caused an accident, injury or worse.
Further, there is no evidence that the manner in which Mr. Ballard blocked
off traffic would “in all probability result in injury.” Therefore, this Court finds
that in construing the evidence in favor of the plaintiffs, reasonable minds
could come to but one conclusion and that would be that Mr. Ballard’s
conduct does not demonstrate a “disposition to perversity” and thus his
decision to stop in the road was not reckless, and the manner in which he
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[Cite as Lee v. Ballard, 2015-Ohio-5517.]
COURT OF APPEALS STARK COUNTY, OHIO FIFTH APPELLATE DISTRICT
SAMUEL D. LEE, ET AL. JUDGES: Hon. William B. Hoffman, P.J. Plaintiffs-Appellants Hon. Sheila G. Farmer, J. Hon. Craig R. Baldwin, J. -vs- Case No. 2015CA00051 DAVID L. BALLARD, ET AL.
Defendants-Appellees OPINION
CHARACTER OF PROCEEDING: Appeal from the Stark County Court of Common Pleas, Case No. 2013CV0464
JUDGMENT: Affirmed, in part; Reversed, in part; and Remanded
DATE OF JUDGMENT ENTRY: December 28, 2015
APPEARANCES:
For Defendants-Appellees - For Plaintiffs-Appellants – David Ball and The City of Canton Samuel D. Lee & Anna L. Lee
KEVIN R. L'HOMMEDIEU RICHARD P. KUTUCHIEF CRAIG E. CHESSLER The Law Building Canton Law Department 159 South Main Street, Suite 807 218 Cleveland Ave, SW Akron, Ohio 44308 Canton, Ohio 44701
For Defendants-Appellees Progressive Specialty Ins. So.
Michael R. Shanabruch 625 Alpha Drive – Box #011 B Highland Heights, Ohio 44143-2114 Stark County, Case No. 2015CA00051 2
Hoffman, P.J.
{¶1} Plaintiffs-appellants Samuel and Anna Lee (“the Lees) appeal the February
27, 2015 Judgment Entry entered by the Stark County Court of Common Pleas granting
summary judgment in favor of Defendants-appellees David L. Ballard, the City of Canton
and Progressive Specialty Insurance Company.
STATEMENT OF THE FACTS AND CASE
{¶2} On February 12, 2011, the Lees were traveling westbound on Route 30 in
Canton, Ohio and were involved in an automobile accident. Route 30 has three
westbound lanes at the scene of the accident.
{¶3} Around 9:30 a.m. on that day, David Ballard, an employee of the Street
Department for the City of Canton, was maintaining a portion of Interstate 77/Route 30 in
Canton, Ohio. Ballard received a call from dispatch regarding an overhead bridge near
the Dueber overpass. The call relayed information concerning debris in the highway and
debris hanging from an overhead bridge onto portions of Route 30.
{¶4} Ballard was operating a salt truck at the time which contained a full load of
salt.
{¶5} At the same time Ballard arrived at the bridge, an Ohio state trooper arrived
at the scene. Ballard and the trooper proceeded to remove the debris from the highway.
Ballard then observed a piece of debris hanging from a bridge overhead of Route 30. At
the time, the trooper had his cruiser operating with full rotating, flashing, and oscillating
lights.
{¶6} The trooper proceeded to leave the scene to answer another call and
Ballard moved his salt truck into the center lane of Route 30 to block the lane of traffic, to Stark County, Case No. 2015CA00051 3
protect himself, other vehicles and persons from the debris hanging from the bridge.
Ballard radioed for help in getting the debris off the bridge. He activated his four-way
flashers, located beneath the rear bumper of the truck, between the rear wheels. He also
activated the flashing red and amber lights located on the rear panel of the salt truck.
{¶7} Ballard was in that position for only a few seconds, and had intended to
direct traffic and place warning triangles and flares outside, when the salt truck was struck
by the Lees’ vehicle.
{¶8} As a result of the collision, Samuel Lee was charged with Assured Clear
Distance in the Canton Municipal Court, Case No. 2011 TRD 00988, City of Canton v.
Samuel Davis Lee. Mr. Lee was subsequently found not guilty.
{¶9} The Lees filed a personal injury action against David Ballard, the City of
Canton, and the Lees insurance carrier, Progressive Specialty Insurance Company,
alleging negligent and/or reckless operation of a motor vehicle and requesting coverage
under the terms of their insurance policy. Progressive filed a cross-claim against Ballard.
{¶10} On May 2, 2014, Progressive, the Lees and the City of Canton filed separate
motions for summary judgment.
{¶11} Via Judgment Entry of February 27, 2015, the trial court granted summary
judgment in favor of David Ballard and the City of Canton finding they were immune from
liability. The trial court further granted summary judgment in favor of Progressive
Specialty Insurance Company finding no obligation to cover the Lees under the terms of
their insurance policy. The trial court further found Samuel Lee was negligent per se.
{¶12} It is from that judgment entry the Lees prosecute this appeal, assigning as
error, Stark County, Case No. 2015CA00051 4
{¶13} “I. THE COURT ERRED IN GRANTING SUMMARY JUDGMENT AS THE
VIDEO IN EVIDENCE AND MR. LEE’S AFFIDAVIT/TESTIMONY DEMONSTRATES
CLEARLY THAT REASONABLE MINDS CAN COME TO MORE THAN ONE
CONCLUSION REGARDING LEE’S NEGLIGENCE IN THIS MATTER, AS THIS CASE
IS NOT AN ASSURED CLEAR DISTANCE CASE, BUT RATHER ONE OF RECKLESS
PARKING ON THE HIGHWAY BY BALLARD. THE UNDISPUTED FACT IS SUCH
PARKING IN UNSAFE.
{¶14} “II. THE COURT ERRED IN FINDING IMMUNITY UPON THE CITY OF
CANTON AS REASONABLE MINDS CAN COME TO MORE THAN THE CONCLUSION
THAT DAVID BALLARD WAS NOT ’RECKLESS’.
{¶15} “III. THE COURT ERRED IN FINDING THAT THE LEES WERE NOT
ENTITLED TO COVERAGE UNDER THEIR POLICY OF INSURANCE FROM
PROGRESSIVE.”
{¶16} We elect to address the Lees’ assignments of error out of order.
II.
{¶17} Herein, the Lees assert reasonable minds could differ as to whether
Ballard’s conduct was reckless.1
{¶18} “Reckless conduct” is characterized by the conscious disregard of or
indifference to a known or obvious risk of harm to another that is unreasonable under the
1 Within this assignment, the Lees also argue the trial court erroneously concluded the City of Canton was not liable for Ballard’s negligent operation of the salt truck under R.C. 2744.02(B)(1). The Lees contend the trial court erroneously found R.C. 4511.03 applied to restore immunity. We will not address that argument as it was not separately assigned as error. See, CSAHA/UHH – Canton, Inc. v. Aultman Health Foundation, et al., March 5 2012, Fifth District Stark County No. 2010CA0303, 2012-Ohio-897, at ¶62. We limit our discussion to the assigned error regarding whether Ballard’s conduct was reckless. Stark County, Case No. 2015CA00051 5
circumstances and is substantially greater than negligent conduct. Anderson v. The City
of Massillon, 134 Ohio St.3d 380, 2012-Ohio-5711.
{¶19} In analyzing this issue, the trial court held:
Upon a review of the pleadings and evidence in the present action
this Court finds that there are no facts that Mr. Ballard consciously
disregarded or that he was indifferent to a known or obvious risk of harm
that was unreasonable under the circumstances. It is clear that the dangling
metal door posed an immediate hazard to the passing motorists. At some
point, a vehicle was going to have to park in the middle of Route 30 to
remove the metal door. Had Mr. Ballard waited for another truck to appear,
the metal door could have fallen and caused an accident, injury or worse.
Further, there is no evidence that the manner in which Mr. Ballard blocked
off traffic would “in all probability result in injury.” Therefore, this Court finds
that in construing the evidence in favor of the plaintiffs, reasonable minds
could come to but one conclusion and that would be that Mr. Ballard’s
conduct does not demonstrate a “disposition to perversity” and thus his
decision to stop in the road was not reckless, and the manner in which he
stopped the Salt Truck in the road was not reckless.
P. 11-12 of February 27, 2015 Judgment Entry.
{¶20} We agree. In doing so, we also find significant the fact upon parking the
salt truck, Ballard activated the four-way flashers under the rear bumper and also
activated the flashing lights on the rear panel of the truck.
{¶21} Appellant’s second assignment of error is overruled. Stark County, Case No. 2015CA00051 6
I.
{¶22} Having found Ballard’s decision to park the salt truck so as to barricade the
lane did not amount to “reckless” conduct, we find any analysis as to whether the trial
court erroneously determined Lee was negligent per se unnecessary under the two issue
rule.2 Even if Lee was not negligent, let alone not negligent per se, such fact would not
be relevant to whether Ballard’s conduct was or was not reckless.3
{¶23} The Lees’ first assignment of error is overruled.
III.
{¶24} Herein the Lees claim even if the City of Canton and Ballard are immune
from liability, the trial court erroneously found their Progressive auto insurance policy did
not provide them uninsured motorist coverage. We agree.
{¶25} Progressive concedes a finding of immunity means the City of Canton and
Ballard are “uninsured motorists” under the terms of its policy. But Progressive points us
to PART III – UNINSURED/UNDERINSURED MOTORIST COVERAGE of the policy,
which provides:
{¶26} If you pay the premium for this coverage, we will pay for damages that an
insured person is legally entitled to recover from an uninsured motorist or underinsured
motorist because of bodily injury * * *
2 A finding of immunity is not equivalent to a finding of no fault. Though immune from liability, Ballard may still be found to be at fault for causing the accident. 3 The trial court expressly noted in its judgment entry based upon its determination Canton
and Ballard are immune, it was not necessary to determine Lee’s liability. Stark County, Case No. 2015CA00051 7
{¶27} Progressive argues because the City of Canton and Ballard are immune
from liability, the Lees are not legally entitled to recover from the uninsured motorist. The
trial court agreed.
{¶28} In support, Progressive and the trial court both relied on Snyder v. American
Family Insurance, 114 Ohio St.3d 239, 2007-Ohio-4004, in which the Ohio Supreme
Court found a plaintiff injured as the result of a motorist who was immune from liability
could not recover uninsured motorist coverage benefits under an insurance policy which
required the insured plaintiff be “legally entitled to recover.” The Ohio Supreme Court
did not mention whether the policy at issue therein contained a definition for “uninsured
motorist” as does the Progressive policy herein.4
{¶29} The Lees counter by citing Payton v. Peskins, (Aug. 8, 2011) Twelfth
District, 2011-Ohio-3905, where the court distinguished the holding in Snyder based upon
language in the policy at issue therein which is the same as that in the case sub judice.
{¶30} The Payton court held:
{¶31} (¶11) Under the uninsured/underinsured portion of Payton’s insurance
policy with Progressive, Part III states that Progressive “will pay for damages that an
insured person is legally entitled to recover from an uninsured motorist or underinsured
motorist because of bodily injury.” However, and unlike Snyder, the Progressive policy
at issue goes on to state, “an ‘uninsured motorist’ does not include an owner or operator
of a motor vehicle: (c) that is owned by any governmental unit or agency unless the
operator of the motor vehicle has immunity under Chapter 2744 of the Ohio Revised Code
4We acknowledge The Ohio Supreme Court in Snyder did reference the statutory definition of “uninsured motorists” which is similar to the one in the Progressive policy. Stark County, Case No. 2015CA00051 8
(relating to certain political subdivisions operating a fire department, police department,
or emergency medical service).” (Emphasis added.)
{¶32} (¶12) The additional wording contained in Progressive’s policy (which was
not in the American Family policy) clearly informed the insured that he could recover
damages caused by an uninsured motorist, including a vehicle operator who has statutory
immunity.
{¶33} (¶13) While the preamble to Part III states that Progressive will pay only that
which an insured is “legally entitled to recover,” the fact that the policy goes on to state
that the policy excludes a vehicle owned by a governmental unit unless the operator has
immunity wholly distinguishes this case from Snyder. (emphasis added).
{¶34} The Payton court based its decision upon the rule governing contractual
interpretation that the specific coverage provision defining “uninsured motorist “ take
precedence over the more general preamble to Section III.
{¶35} We agree with the Payton court’s analysis. We find the trial court erred in
finding no uninsured motorist coverage was provided the Lees under their Progressive
insurance policy.
{¶36} The Lees’ third assignment of error is sustained. Stark County, Case No. 2015CA00051 9
{¶37} The judgment of the Stark County Court of Common Pleas is affirmed, in
part; reversed, in part; and remanded for further proceedings in accordance with this
Opinion and the law.
By: Hoffman, P.J.
Farmer, J. and
Baldwin, J. concur