LeClear v. State Farm Mutual Automobile Insurance Company

District Court, D. Colorado·Decided July 21, 2025·No. 1:24-cv-01482·Unknown

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF COLORADO Judge Nina Y. Wang

Civil Action No. 24-cv-01482-NYW-NRN

CYNTHIA RENEE LECLEAR,

Plaintiff,

v.

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY,

Defendant.

ORDER

This matter is before the Court on the Renewed Motion for Leave to File An Amended Complaint (the “Motion” or “Motion to Amend”). [Doc. 39, filed April 29, 2025]. The Court has reviewed the Motion to Amend and the related briefing. For the reasons set forth in this Order, the Motion to Amend is respectfully DENIED. BACKGROUND The Court has previously stated the facts of this case, [Doc. 32 at 1–5], and will only briefly recite the facts by way of introduction here. This case stems from an auto accident on March 17, 2021 in which Plaintiff Cynthia Renee LeClear (“Plaintiff” or “Mrs. LeClear”)1 was driving her vehicle in Arvada, Colorado and collided with another vehicle. [Id. at ¶¶ 6, 8]. An officer from the Arvada Police Department who responded to the scene determined that the other driver was at fault for the collision. [Id. at ¶ 10]. Mrs. LeClear

1 Both Parties refer to Plaintiff as “Mrs. LeClear.” See, e.g., [Doc. 10 at 1; Doc. 14 at 1]. Accordingly, this Court follows this practice. suffered several injuries as a result of the collision. [Id. at ¶ 12]. At the time of the collision, Mrs. LeClear was insured under an automobile insurance policy (the “Policy”) issued by Defendant State Farm Mutual Automobile Insurance Company (“Defendant” or “State Farm”). [Id. at ¶ 14]. The Policy provided underinsured motorist (“UIM”) coverage with a $250,000 limit. [Id.]. The other driver held

bodily injury insurance coverage through non-party Progressive Direct Insurance Company (“Progressive”), with a $100,000 limit. [Id. at ¶ 18]. The other driver’s policy limit was insufficient to cover Mrs. LeClear’s losses. [Id. at ¶ 19]. Accordingly, Mrs. LeClear filed a UIM claim with State Farm on April 12, 2021. [Id. at ¶ 21]. With State Farm’s written consent, Mrs. LeClear settled her bodily injury liability claim against the other driver for the policy limits. [Id. at ¶¶ 24, 26, 28]. Progressive issued payment to Mrs. LeClear on December 9, 2021. [Id. at ¶ 29]. Mrs. LeClear initiated this lawsuit on March 14, 2024 in the District Court for the City and County of Denver, Colorado, asserting the following claims against State Farm:

(1) breach of contract for payment of UIM benefits (“Claim One”); (2) common law bad faith breach of insurance contract (“Claim Two”); and (3) unreasonable delay and denial of insurance benefits under Colo. Rev. Stat. §§ 10-3-1115 and 10-3-1116 (“Claim Three”). [Id. at 5–8]. State Farm removed the action to the United States District Court for the District of Colorado on May 24, 2024, see [Doc. 1], and filed a Partial Motion to Dismiss on May 31, 2024, [Doc. 10]. The Court granted State Farm’s Motion to Dismiss in part and dismissed Claim Two and Claim Three without prejudice. [Doc. 32 at 17]. Mrs. LeClear filed the instant Motion to Amend to allege facts to re-assert her claims for common law bad faith and unreasonable delay or denial. [Doc. 39 at 3]. Defendant responded to the Motion, [Doc. 40], and Mrs. LeClear replied, [Doc. 41]. The Motion is thus ripe for review, and the Court considers the Parties’ arguments below. LEGAL STANDARD If a party files a motion to amend after the deadline to amend pleadings has expired, the Court considers the request under Rules 15 and 16 of the Federal Rules of

Civil Procedure. First, the Court determines whether the movant has demonstrated good cause to amend the Scheduling Order pursuant to Rule 16(b). See Gorsuch, Ltd., B.C. v. Wells Fargo Nat’l Bank Ass’n, 771 F.3d 1230, 1242 (10th Cir. 2014). Then, the Court considers whether the proposed amendment is appropriate under Rule 15(a). Id. Rule 16(b) provides that a scheduling order “may be modified only for good cause and with the judge’s consent.” Fed. R. Civ. P. 16(b)(4). This standard requires the movant to demonstrate that she cannot meet the scheduling deadlines despite her diligent efforts. Gorsuch, 771 F.3d at 1240 (quoting Pumpco, Inc. v. Schenker Int’l, Inc., 204 F.R.D. 667, 668 (D. Colo. 2001)). A movant can satisfy this burden if she learns new information through discovery. Id. Rather than focusing on bad faith of the movant or

prejudice to the non-movant, Rule 16(b) focuses on the “diligence of the party seeking leave to modify the scheduling order to permit the proposed amendment.” Colo. Visionary Acad. v. Medtronic, Inc., 194 F.R.D. 684, 687 (D. Colo. 2000) (quotation omitted). In addition, Rule 15(a) provides that leave to amend “shall be freely given when justice so requires.” Fed. R. Civ. P. 15(a). The Court may refuse leave to amend upon a showing of undue delay, undue prejudice to the opposing party, bad faith or dilatory motive, failure to cure deficiencies by amendments previously allowed, or futility of amendment. Frank v. U.S. West, Inc., 3 F.3d 1357, 1365 (10th Cir. 1993). Generally, there is a presumption in favor of allowing a party to amend its pleadings under Rule 15, see Foman v. Davis, 371 U.S. 178, 182 (1962), but whether to allow amendment is within the trial court’s discretion, Burks v. Okla. Publ’g Co., 81 F.3d 975, 978–79 (10th Cir. 1996). ANALYSIS Mrs. LeClear moves to amend her Complaint “to include claims of common law bad faith and unreasonable delay or denial of benefits pursuant to C.R.S. § 10-3-1115

. . . and § 10-3-1116.” [Doc. 39 at 3]. Mrs. LeClear filed her Motion to Amend on April 29, 2025, [id.], after the June 6, 2024 deadline to amend pleadings,2 [Doc. 24 at 10]. Accordingly, the Court must determine whether good cause exists to amend the Scheduling Order under Rule 16(b)(4) before turning to whether amendment is appropriate under Rule 15. Gorsuch, 771 F.3d at 1242. In her Motion to Amend, Mrs. LeClear does not raise Rule 16, nor does she make an express argument that good cause for amendment exists. See generally [Doc. 39]. Instead, she argues that leave should be freely granted under Rule 15(a).3 See generally [id.]. While Mrs. LeClear does raise good cause arguments in her Reply, she still does

not expressly invoke Rule 16(b). [Doc. 41 at 4]. Regardless, courts generally do not entertain arguments raised for the first time in a reply brief. See United States v. Harrell, 642 F.3d 907, 918 (10th Cir. 2011). Furthermore, a movant’s failure to assert an argument pursuant to Rule 16(b) is a sufficient basis in itself to deny a motion to amend. See Husky Ventures, Inc. v. B55 Invs., Ltd., 911 F.3d 1000, 1020 (10th Cir. 2018)

2 The Scheduling Order in this matter was not entered until August 28, 2024, but the Parties jointly proposed, and the Court adopted, a deadline for joinder of parties and amendment of pleadings of June 6, 2024. [Doc. 22 at 10; Doc. 24 at 10]. 3 Nor does Mrs. LeClear make any express undue delay arguments under Rule 15(a). See generally [Doc. 39]; cf. Minter v. Prime Equip. Co., 451 F.3d 1196, 1205 n.4 (10th Cir.

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Minter v. Prime Equipment Co.
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