Latia Thompson-McKoy v. UDR, Inc., et al.

CourtDistrict Court, D. Maryland
DecidedMarch 17, 2026
Docket1:25-cv-00611
StatusUnknown

This text of Latia Thompson-McKoy v. UDR, Inc., et al. (Latia Thompson-McKoy v. UDR, Inc., et al.) is published on Counsel Stack Legal Research, covering District Court, D. Maryland primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Latia Thompson-McKoy v. UDR, Inc., et al., (D. Md. 2026).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MARYLAND

LATIA THOMPSON-MCKOY,

Plaintiff,

v. Civil No.: 1:25-cv-00611-JRR

UDR, INC., et al.,

Defendants.

MEMORANDUM OPINION This matter is now pending before the court on the following papers: Plaintiff’s Motion for Leave to File Third Amended Complaint (ECF No. 27; the “Motion for Leave to Amend”), Plaintiff’s Motion for Leave to Re-Serve Defendants Joseph Fisher and Brenna Costner (ECF No. 51; the “Motion to Re-Serve”), Defendants Joseph Fisher and Brenna Costner’s Motion to Dismiss Plaintiff’s Second Amended Complaint under Rules 12(b)(2), 12(b)(5), and 12(b)(6) (ECF No. 57; the “Motion to Dismiss”), Plaintiff’s Motion to Strike Improper and Prejudicial Characterizations and Portions of Exhibit 3 to Defendants’ Motion to Dismiss (ECF No. 63; the “First Motion to Strike”), Plaintiff’s Motion under Rule 56(d) to Defer Summary Judgment and Preliminary Opposition to Defendants’ Motion to Dismiss or for Summary Judgment (ECF No. 72; the “Rule 56(d) Motion”), and Plaintiff’s Motion to Strike Defendants’ Unauthorized Surreply (ECF No. 95, the “Second Motion to Strike”). The court has reviewed all papers; no hearing is necessary. Local Rule 105.6 (D. Md. 2025). I. BACKGROUND1 A. Factual Background Pro se Plaintiff Latia Thompson-McKoy, a resident of Towson, Maryland, initiated the instant action on February 24, 2025. (ECF No. 1.) On April 16, 2025, Plaintiff filed a Second

Amended Complaint, which is the operative pleading. (ECF No. 13.) In her Second Amended Complaint, Plaintiff brings 17 claims for relief against Defendants UDR, Inc. (“UDR”), a publicly traded real estate investment trust (REIT) and national property management company doing business in Maryland, Defendant Brenna Costner, UDR’s business manager, and Defendant Joseph Fisher, UDR’s President and Chief Financial Officer. Id. at p. 2. Plaintiff does not identify the state in which Defendant UDR is incorporated or maintains its principal place of business, nor does she identify the state in which the individual Defendants are domiciled. As best the court can discern, Plaintiff’s claims arise from UDR and its Defendant employees’ efforts to collect Plaintiff’s rent for the property at 20 Lambourne Road, Towson, Maryland (the “Property”). (ECF No. 13 at p. 3.)

Plaintiff avers, in sum, that UDR “acted without authority, standing, or legal capacity to enforce lease obligations or initiate summary ejectment actions” because Plaintiff’s lease for the Property lists Consolidated-Hamilton, LLC, as the landlord. (ECF No. 13 at pp. 3–4.) Plaintiff additionally alleges that on December 2, 2024, by mailing a notarized “notice of claim to interest” to Defendants, and Defendants’ failure to acknowledge or respond to same, she accomplished Accord and Satisfaction by Instrument under the Uniform Commercial Code Section 3-311 and thus resolved her outstanding debt to Defendants. Id. at p. 8. Finally, Plaintiff alleges that Defendants’ conduct in their attempts to collect her rent and generally as her property manager

1 For purposes of resolving the Motions, the court accepts as true all well-pled facts set forth in the Second Amended Complaint. (ECF No. 13.) Wikimedia Found. v. Nat’l Sec. Agency, 857 F.3d 193, 208 (4th Cir. 2017). violates various federal and state statutes. Plaintiff seeks, inter alia, declaratory and injunctive relief, statutory damages under Maryland and federal law, “actual damages,” punitive damages, compensatory damages, attorney’s fees and costs, and “full restitution of any unlawful rent, fees, or deposits collected after Plaintiff’s accord and satisfaction tender[.]” (ECF No. 13 at pp. 16–18.)

B. Procedural History2 On April 16, 2025, Plaintiff filed an Emergency Motion for Temporary Restraining Order and Preliminary Injunction (ECF No. 12), which this court denied (ECF No. 20). On April 22, 2025, Plaintiff filed the Motion for Leave to Amend. (ECF No. 27.) On the same day, Plaintiff filed a Motion for Reconsideration and Renewed Motion for Temporary Restraining Order (ECF No. 21), which this court denied (ECF No. 26). Subsequently, Plaintiff filed an “Emergency Notice of Supplemental Development and Renewed Request for Temporary Restraining Order” (ECF No. 33), which the court denied (ECF No. 37). On May 23, 2025, Plaintiff filed a Motion for Certification of Interlocutory Appeal of the court’s denial of her Motion for Temporary Restraining Order at ECF No. 37 (ECF No. 54). The Fourth Circuit appeal was assigned case

number 25-1599. (ECF No. 64.) On June 3, 2025, Defendants Fisher and Costner filed the instant Motion to Dismiss. (ECF No. 57). Then, on June 5, 2025, Plaintiff filed the First Motion to Strike portions of the Motion to Dismiss and an attached exhibit. (ECF No. 63.) On July 1, 2025, Plaintiff filed a Rule 56(d) paper titled “Plaintiff’s Motion Under Rule 56(d) to Defer Summary Judgment and Preliminary Opposition to Defendants’ Motion to Dismiss or for Summary Judgment.” (ECF No. 72.) Defendants Fisher and Costner responded to the Rule 56(d) Motion on July 14, 2025. (ECF No. 77.) Subsequently, Plaintiff filed several supplemental oppositions to the Motion to Dismiss.

2 This case has involved significant motions practice. The court therefore limits its review of the procedural history to the facts pertinent to the pending motions. (ECF Nos. 89, 91, 93.) Defendants filed a global response to the multiple supplements on September 18, 2025 (ECF No. 94), in response to which Plaintiff filed her Second Motion to Strike, requesting the court to strike Defendants’ response at ECF No. 94 as an unauthorized surreply. (ECF No. 95.)

On October 1, 2025, the court entered an order administratively staying this action pending resolution of the appeal in the Fourth Circuit. (ECF No. 100.) On October 6, 2025, the Fourth Circuit dismissed Plaintiff’s interlocutory appeal for lack of jurisdiction (ECF No. 101); the mandate followed on October 28, 2025 (ECF No. 102); and this court lifted the administrative stay that same day. (ECF No. 103.) Accordingly, the court now addresses all remaining pending motions in this action. II. LEGAL STANDARDS A. Federal Rule of Civil Procedure 15(a) Under Federal Rule of Civil Procedure 15(a), “[a] party may amend its pleading once as a matter of course” within 21 days of serving it, or “if the pleading is one to which a responsive

pleading is required, 21 days after service of a responsive pleading or 21 days after service of a motion under Rule 12(b), (e), or (f), whichever is earlier.” FED. R. CIV. P. 15(a)(1). Otherwise, however, “a party may amend its pleading only with the opposing party’s written consent or the court’s leave.” FED. R. CIV. P. 15(a)(2). Rule 15(a) counsels that “[t]he court should freely give leave when justice so requires.” Id. “The Supreme Court has emphasized that ‘this mandate is to be heeded.’” Johnson v. Oroweat Foods Co., 785 F.2d 503, 509 (4th Cir. 1986) (quoting Foman v. Davis, 371 U.S. 178, 182 (1962)). “The Fourth Circuit’s policy is ‘to liberally allow amendment.’” Lavin v. Safeco Ins. Co. of Am., No. SAG 22-1788, 2022 WL 17342051, at *1 (D. Md. Nov. 30, 2022) (quoting Galustian v. Peter, 591 F.3d 724, 729 (4th Cir. 2010)). Therefore, “leave to amend a pleading should be denied only when the amendment would be prejudicial to the opposing party, there has been bad faith on the part of the moving party, or the amendment would be futile.” Johnson, 785 F.2d at 509; see Oliver v. Dep’t of Pub. Safety & Corr. Servs., 350 F. Supp.

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