Laroche v. Vose

CourtDistrict Court, D. New Hampshire
DecidedJune 23, 1998
DocketCV-97-409-JD
StatusPublished

This text of Laroche v. Vose (Laroche v. Vose) is published on Counsel Stack Legal Research, covering District Court, D. New Hampshire primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Laroche v. Vose, (D.N.H. 1998).

Opinion

Laroche v. Vose CV-97-409-JD 06/23/98 UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEW HAMPSHIRE

David F. Laroche

v. Civil No. 97-409-JD

George Vose

O R D E R

On July 21, 1997, the petitioner, David F. LaRoche, brought

this petition for a writ of habeas corpus pursuant to 28 U.S.C.

§ 2254 against the respondent, George Vose, the Attorney General

of the state of Rhode Island. The gravamen of the petitioner's

claim is that his conviction violated his due process rights

because he was convicted for engaging in conduct that he lacked

clear notice was criminal. Before the court is the petitioner's

reguest for a writ of habeas corpus (document no. 1).

Background1

The petitioner is an entrepreneur who "fell prey . . . to

the devastating financial upheavals created by the October 1987

1The court summarizes the relevant background information. A more detailed factual recitation is set forth in the opinion of the Supreme Court of Rhode Island denying the petitioner's direct appeal. See State v. LaRoche, 683 A.2d 989 (R.I. 1996) . Because the petitioner has presented only a legal challenge as to his conviction, the court accepts the facts relating to the petitioner's conviction as set forth in that opinion. See 28 U.S.C.A. § 2254(e)(1) (West Supp. 1998) (presumption of correctness of factual determinations made by state court); see also infra note 4. stock market crash." State v. LaRoche, 683 A.2d 989, 991-92

(R.I. 1996). In an effort to keep his foundering financial

affairs afloat, he used straw borrowers to obtain loans from

credit unions that he was unable to obtain in his own name

because of the institutions' lending limits.2 As a result, he

was convicted on two counts of obtaining money by false pretenses

and three counts of conspiring to obtain money by false pretenses

on July 6, 1993. The Rhode Island false pretenses statute

provides, in relevant part, the following:

Every person who shall obtain from another designedly, by any false pretense or pretenses, any money, goods, wares, or other property, with intent to cheat or defraud . . . shall be deemed guilty of larceny.

R.I. Gen. Laws § 11-41-4 (1956).

The petitioner was convicted on charges stemming from three

different transactions, all involving the same modus operand!,

directed at two different financial institutions, the Davisville

Credit Union ("Davisville") and the Rhode Island Central Credit

Union ("RICCU"). The first transaction, known as the "Sherwood

property" transaction, resulted in the petitioner's conviction on

one count of obtaining by false pretenses, and one count of

2The lending limits, which at the time represented the internal policies of the credit unions and since have been statutorily enacted, cap the amount that any individual can borrow at a fixed percentage of the credit union's net worth. The lending limits were established by the institutions' boards of directors.

2 conspiring to obtain by false pretenses, a $1.4 million loan from

Davisville in August 1988. The petitioner wanted to repurchase

the Sherwood property, which he had previously sold to a business

associate to whom he owed money on the assumption that it would

increase in value. When it did not, he agreed to buy it back but

needed to take out a loan to do so.

First, however, the loan had to be approved by the loan

committee. At the time, the lending limit at Davisville, as set

by the board of directors, was approximately $1.9 million and the

petitioner had already borrowed about $1.6 million. Under those

circumstances, the loan committee would not approve the loan. To

circumvent this obstacle, he offered to give a friend, P. Alan

Ryan, $50,000 if Ryan would take out the loan from Davisville to

cover the amount necessary. The petitioner discussed his plan

with a branch manager and a vice president at Davisville, each of

whom approved of it. The two were on the Davisville loan

committee and recommended the loan to the committee but failed to

disclose to the rest of the loan committee or the board of

directors the true nature of the transaction. The loan committee

approved Ryan's application, Ryan obtained the loan, and the

petitioner obtained the benefit of the funds.

The second transaction, known as the "Tower Hill" trans­

action, resulted in the petitioner's conviction on one count of

obtaining by false pretenses, and one count of conspiring to

3 obtain by false pretenses, an $800,000 loan from Davisville in

June 1988. Bernard Roy Dutra, a friend of the petitioner,

obtained the loan at the petitioner's request to purchase Tower

Hill from the petitioner. Dutra granted the petitioner an option

to buy the property back at the same price and never intended to

repay the loan himself. The true nature of this transaction was

known not only to the two Davisville officers who were aware of

the Sherwood property transaction but also to Davisville's

president. Again, each of the three credit union officials with

knowledge of the true nature of the transaction failed to inform

the other members of the loan committee or the board of directors

and the loan was approved.

The third transaction, known as the "Richmond trailer park"

transaction, resulted in the petitioner's conviction on one count

of conspiring to obtain by false pretenses a $1.92 million loan

from RICCU in December 1988. For this loan, RICCU's president

recommended that the petitioner use a straw borrower to obtain

the loan because the petitioner was too close to his lending

limit at RICCU and the loan could not be approved in his name.

The petitioner had David Ryan, the brother of P. Alan Ryan, apply

for the loan. The petitioner obtained the proceeds by "selling"

the Richmond trailer park to Ryan. Again, the loan committee was

not informed of the true nature of the transaction. Ryan

testified at trial that he had no personal interest in owning the

4 Richmond trailer park and took out the loan "to help" the

petitioner. LaRoche, 683 A.2d at 994.

The three transactions had the effect of refinancing the

properties in question and allowed the petitioner temporarily to

shore up his collapsing financial position. As the value of his

assets deteriorated, however, he was ultimately unable to service

the loans. He testified at trial that he did not believe that he

had done anything wrong. The trial court stated its opinion at

sentencing that it believed the petitioner on this point.

However, it allowed his conviction to stand because it found that

the evidence, taken in the light most favorable to the convic­

tion, was sufficient to allow the jury to conclude beyond a

reasonable doubt that the petitioner had obtained the loans by

false pretenses with the intent to defraud. See id. at 995-96.

Subsequent to his conviction, the petitioner appealed to the

Supreme Court of Rhode Island. See id. at 991.3 One of several

arguments presented by the petitioner in his appeal was that his

conviction violated due process because he lacked notice that his

conduct was criminal.

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