Lampinen v. Lampinen

CourtOhio Court of Appeals
DecidedJuly 13, 2026
Docket2025-L-082
StatusPublished

This text of Lampinen v. Lampinen (Lampinen v. Lampinen) is published on Counsel Stack Legal Research, covering Ohio Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Lampinen v. Lampinen, (Ohio Ct. App. 2026).

Opinion

[Cite as Lampinen v. Lampinen, 2026-Ohio-2659.]

IN THE COURT OF APPEALS OF OHIO ELEVENTH APPELLATE DISTRICT LAKE COUNTY

LEO LAMPINEN, CASE NO. 2025-L-082

Plaintiff-Appellee, Civil Appeal from the - vs - Court of Common Pleas, Domestic Relations Division KAREN BORER LAMPINEN,

Defendant-Appellant. Trial Court No. 2022 DR 000484

OPINION AND JUDGMENT ENTRY

Decided: July 13, 2026 Judgment: Affirmed

Susan T. Seacrist, Seacrist Law Office, L.L.C., 7445 Center Street, Mentor, OH 44060 (For Plaintiff-Appellee).

Cory R. Hinton, Hanahan & Hinton, L.L.C., 7351 Center Street, Suite 1, Mentor, OH 44060 (For Defendant-Appellant).

MATT LYNCH, P.J.

{¶1} Appellant, Karen Borer Lampinen (“Wife”), appeals the judgment of the

Lake County Court of Common Pleas, Domestic Relations Division, granting her and

appellee, Leo Lampinen (“Husband”), a final decree of divorce. Wife challenges the trial

court’s determination that the residence used during the marriage (“the Townline Road

property”) is Husband’s separate property, the valuation of the marital equity in the home,

and her award of spousal support. For the following reasons, we affirm.

{¶2} In December 2022, Husband filed a complaint for divorce, alleging the

parties were married on December 18, 2010, and no children were born of the marriage. Husband further alleged he was removed from the Townline Road property on July 3,

2022, and the parties are incompatible. In January 2023, Wife filed an answer and a

counterclaim for divorce.

{¶3} A trial was held before a magistrate in September 2023. Wife proceeded

pro se because her attorney had withdrawn several weeks prior and the magistrate had

denied her motion for a continuance to obtain new counsel. On this basis, the trial court

found Wife’s objections well taken, vacated the magistrate’s decision, and set the matter

for retrial.

{¶4} On August 13, 2024, a one-day trial was held at which Husband, Wife, and

Wife’s two adult sons, Ken and Frank Borer, testified. Both parties submitted evidence

of income, debt, mortgages, and certain personal property, as well as a joint stipulation

that was filed on August 8, 2024. Husband also submitted the deed to the Townline Road

property. The parties stipulated, inter alia, to the following: (1) Husband is the deeded

owner of the Townline Road property, located in Perry, Ohio; (2) Husband purchased the

property on June 24, 2009, for $164,500 with a first mortgage balance of $164,500; (3)

the current market value is $239,000; and (4) Husband refinanced the mortgage on April

5, 2022, for $161,000. Both parties asked the trial court to award them the Townline Road

property. The parties’ testimony largely concerned their personal property.

{¶5} In relevant part to the instant appeal, Husband testified his sources of

income are from disability ($21,014.28/year), workers’ compensation ($18,200/year); and

long-term disability ending May 18, 2026 ($5,514.08/year), for a total annual income of

$44,616.68. Husband further testified as to his expenses since the parties’ separation on

July 3, 2022, including the mortgage on the property ($774.65/month), real estate taxes,

PAGE 2 OF 12

Case No. 2025-L-082 house insurance, car insurance for both parties ($130.03/month), apartment rental

($670/month), and credit card bills.

{¶6} Husband testified he purchased the Townline Road property in June 2009

by making a down payment of $50 and securing a mortgage from the United States

Department of Agriculture and Rural Development (“USDARD”) for $164,500. Because

of the payment assistance he received from the USDARD, if the house is sold before the

mortgage is paid, there is a potential recapture receivable of $12,506.14. Husband

refinanced in April 2022 for $161,000 to lower the monthly payments, and $153,862.51

was due on the principle as of the date of trial. He asked the court to award him the home

because “I had owned it. I paid it, paid for it, and it’s in my name.” He made various

improvements to the home during the marriage, including building a waterfall and adding

a challis to the shed. An electrical fire occurred in 2021 that destroyed the garage and

adjoining room (the “man cave”) and caused smoke damage throughout the home. His

fire insurance paid for various improvements to the kitchen and the garage. Husband

agreed he moved into the house with Wife before they were married, but he did not

remember her “do anything” as far as decorating.

{¶7} Both parties stipulated at trial that $161,000 was due on the principal as of

the date of trial. Both parties also testified that when Husband refinanced the home in

2022, they did not realize Wife was added as a co-borrower. They also stipulated to the

$239,000 value of the home in lieu of admitting an appraisal they had obtained.

{¶8} Wife testified she has been paying $56/month on the parties’ joint debt of

$3,863.83 to the Internal Revenue Service since their separation. She receives monthly

social security income ($1,059) and works part-time for an assisted living facility where

PAGE 3 OF 12

Case No. 2025-L-082 she makes $17/hour, for a total annual income of $17,671. She has physical disabilities,

which limits her ability to work. Wife further testified she and Husband moved into the

Townline Road property together, she left for a time because they “broke up,” they were

married a year and a half later, and she helped decorate the home. Currently, one of her

sons, Ken Borer, lives with her at the Townline Road property. He contributes $200 to

$300 a month to help with expenses. Her other son, Frank Borer, testified he could co-

sign a loan for the Townline Road property to help her take over the mortgage.

{¶9} On April 23, 2025, the trial court issued a judgment entry, detailing its

findings of fact and conclusions of law from the trial. The trial court found the Townline

Road property was Husband’s separate property. As of June 30, 2024, the principal due

on the mortgage was $153,862.21. The court found the marital equity in the home from

the date of trial was $10,637.39, to which Wife was entitled her 50% share of $5,318.69.

The court granted Husband 180 days to remove Wife from the mortgage as “co-borrower.”

If, however, Husband is unable to do so, then Husband will be required to immediately

list the property for sale. Should that be the case, Husband will be responsible for all

costs of the sale and entitled to retain the net proceeds.

{¶10} In its determination of spousal support to Wife, the trial court considered the

R.C. 3105.18 factors, finding as follows: (a) Husband’s annual income is $44,616.48,

and Wife’s annual income is $22,434; (b) each party is retired and disabled; (c) Wife is

65 years old, and Husband is 74 years old; (d) no medical documentation was submitted,

but there is evidence of heavy drinking at times by each party; (e) Husband has a

retirement plan in payout status; (f) the parties were married for 14 years; (g) no evidence

was submitted on the parties’ standard of living, relative extent of education, contribution

PAGE 4 OF 12

Case No. 2025-L-082 to the other party as to their education, training or earning ability, tax consequences,

and/or lost income production capacity of either party as a result of their marital

responsibilities; and (h) both parties have large amounts of debt.

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