Kramer v. Policy Holders Life Insurance Assn.

42 P.2d 665, 5 Cal. App. 2d 380, 1935 Cal. App. LEXIS 1077
CourtCalifornia Court of Appeal
DecidedMarch 20, 1935
DocketCiv. 8972
StatusPublished
Cited by9 cases

This text of 42 P.2d 665 (Kramer v. Policy Holders Life Insurance Assn.) is published on Counsel Stack Legal Research, covering California Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Kramer v. Policy Holders Life Insurance Assn., 42 P.2d 665, 5 Cal. App. 2d 380, 1935 Cal. App. LEXIS 1077 (Cal. Ct. App. 1935).

Opinion

ROTH, J., pro tem.

Respondent, as plaintiff in the trial court, recovered judgment on an insurance policy. During the course of the trial, respondent moved to strike and the court granted the motion striking the testimony of one Dr. Roland H. Harris, called as a witness by appellant. The correctness of this ruling is attacked on this appeal, which is from the judgment.

Respondent was the beneficiary of an insurance policy in which his deceased wife was the insured. In making application for the policy on February 2, 1930, in response to appropriate questions in the application, deceased stated that she had consulted a doctor within three years for a minor operation on the breast, but had fully recovered from such operation and that, her present state of health was good. *382 Relying upon the truth of these and other representations made in the application, the policy was issued on February 5, 1930. The insured died on August 29, 1931.

On July 2, 1£>30, the insured visited the Coffey-Humber Clinic maintained by the W. K. Kellogg Foundation at Boyle and Michigan Avenues in the city of Los Angeles. At that time and place Dr. Harris, in the presence of his stenographer, took the patient’s history and made a physical examination. From the patient he learned, among other things, that between the 11th and the 24th of December, 1929, less than two months before the acceptance of her application for insurance, her right breast had been removed because of cancer. Also that, at the time of the removal of- the right breast, she was informed by the doctor that there was already a tumor of the left breast, and many other facts as to her previous state of health. The physical examination revealed to the doctor that the insured had an extensive spread of cancer originating in the right breast which, in his opinion, had been in existence in her system for in excess of two years.

The testimony of Dr. Harris as to what he learned in taking the patient’s history and making his examination was received subject to appropriate and seasonable objection, and subsequently on motion was stricken from the record. It is the only testimony upon which findings could be predicated that the representations made by the insured in her application for insurance were false and untrue and known to her to be so.

Obviously the answer to the question presented is to be determined by whether or not subdivision 4, section 1881, Code of Civil Procedure, applies to Dr. Harris and the insured. If the insured was the patient of Dr. Harris and he acquired the information to which he testified in attending the patient, and such information “was necessary to enable him to prescribe or act for” the patient (subd. 4, sec. 1881, supra), then, unless there was an actual or implied waiver of the privilege, the evidence was clearly inadmissible, and the ruling of the trial court on the motion to strike was proper.

The Coffey-Humber Clinic was a free clinic. According to Dr. Harris, he was presented to the insured as Dr. Harris—-“She knew me as Dr. Harris connected with Kel *383 logg’s Foundation. . . . She made an appointment to see me there (the clinic) through my stenographer, or the woman who kept the registry of all the patients; there was a book in which such appointments were made, and I saw four or five or six patients each afternoon from Monday to Friday.”

Dr. Harris testified, and it appears to be the fact, that “I was there as an observer and took no responsibility as to the treatments of these patients. ... I was there simply as the personal representative of' Mr. W. K. Kellogg, who donated the funds. I was there to assist the W. K. Kellogg Foundation in observing 400 or more patients there, so as to be able to make a report at the end, as to the findings on the efficacy of the Coifey-Humber extract.” The salary of Dr. Harris was paid by W. K. Kellogg personally. The funds necessary for the clinic to operate were supplied by the W. K. Kellogg Foundation.

Testifying specifically as to whether he examined Mrs. Kramer intending to prescribe for her, he said: “No, it was not; my intention was simply to determine her condition at that date, so as to be able at some later date to reexamine her and compare with the findings made on the first date.”

It is further established that “all of the injections (which comprised the whole treatment at the clinic) were made by Doctors Coffey and Humber”; and that “no one connected with the W. K. Kellogg Foundation ever had a drop of that medicine to administer or ever did administer it”. It is also established without dispute, that Dr. Harris, pursuant to an appointment with the insured, took her history in the presence of his stenographer, after which he told her that he wanted to make a physical examination, and that he would have his stenographer assist in getting her ready for the examination. He said nothing to the patient about the purpose of examination or whom he was representing, and she said nothing to him on the subject.

The originals of all records made by Dr. Harris were kept by himself. A copy went to the files of the W. K. Kellogg Foundation, and another copy went into the files of the Central Coffey-Humber Clinic.

With reference to the stenographer, the uncontradicted testimony of Dr. Harris was: “I . . . called my stenographer to stay when I began my examination. The stenog *384 rapher got the patient ready, took off her waist, so as to get at her chest, and the stenographer was there during the entire examination and took all that I discovered in shorthand.”

The stenographer, like the doctor, was not in the employ of the clinic, but, unlike the doctor, was in the employ of the W. K. Kellogg Foundation, instead of W. K. Kellogg personally.

To epitomize—the situation on the uncontroverted facts is one in which a doctor licensed to practice medicine in this state did by specific appointment attend a patient and during such attendance received information from such patient in the presence of a third person which, so far as he was concerned, was not necessary to enable him to prescribe for or treat or, in a strict medical sense, act for the patient. The circumstances, however, were such that the patient had a right to believe she was giving to a doctor, who was authorized to attend and talk to her, information necessary to the diagnosis of her illness and for treatment thereof.

The literal limitations of subdivision 4, section 1881, Code of Civil Procedure, as compared with subdivision 2 of the same section, create some apparent difficulties of construction. All such difficulties, as they affect this case, however, have already been resolved by reputable authority. Subdivision 2, supra, provides: “ . . . nor can an attorney’s secretary, stenographer, or clerk be examined without the consent of his employer, concerning any fact the knowledge of which has been acquired in such capacity.” Subdivision 4 contains no provision extending the privilege to the nurse, secretary, stenographer or clerk of a doctor.

The historical background of subdivision 4 and the attitude of the courts in construing it are of interest and importance.

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Bluebook (online)
42 P.2d 665, 5 Cal. App. 2d 380, 1935 Cal. App. LEXIS 1077, Counsel Stack Legal Research, https://law.counselstack.com/opinion/kramer-v-policy-holders-life-insurance-assn-calctapp-1935.