Koepke v. Metro. Property & Cas. Ins. Co.

2017 Ohio 4084, 92 N.E.3d 76
CourtOhio Court of Appeals
DecidedJune 1, 2017
Docket16AP-601
StatusPublished
Cited by4 cases

This text of 2017 Ohio 4084 (Koepke v. Metro. Property & Cas. Ins. Co.) is published on Counsel Stack Legal Research, covering Ohio Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Koepke v. Metro. Property & Cas. Ins. Co., 2017 Ohio 4084, 92 N.E.3d 76 (Ohio Ct. App. 2017).

Opinion

KLATT, J.

{¶ 1} Plaintiff-appellant, Katherine Koepke, appeals a judgment of the Franklin County Court of Common Pleas that granted summary judgment to defendant-appellee, Metropolitan Property and Casualty Insurance Company ("Metropolitan"). For the following reasons, we reverse that judgment and remand this case to the trial court.

{¶ 2} On September 22, 2012, at approximately 2:00 a.m., Koepke attempted to walk across Godown Road at a location approximately 300 to 400 feet north of the intersection with Bethel Road. No crosswalk existed at the point where Koepke tried to traverse Godown Road.

{¶ 3} Before crossing the road, Koepke looked both ways and saw no approaching traffic. As she walked across the southbound lane of Godown Road, Koepke saw a vehicle turn left off of Bethel Road into the northbound lane of Godown Road. Koepke adjudged the vehicle as driving too fast for her to safely cross the northbound lane, so she stopped and stood in the middle of Godown Road. In the location where Koepke stopped, yellow paint forms a wedge-shaped area that precedes the left-hand turn lane for traffic traveling south on Godown Road that intends to turn left, or east, onto Bethel Road (hereinafter we will refer to the wedge-shaped area as "the median"). The median is interspersed with wide, yellow diagonal lines and bound on each side by double-yellow lines. Koepke stopped there because, as she later stated, "[c]ars can't drive in yellow lines." (Apr. 28, 2014 Koepke Dep. at 103.)

{¶ 4} After the vehicle turned onto Godown Road, it swerved to the right, corrected itself, and then swerved in Koepke's direction. Koepke started backing up when she saw the vehicle driving at her, but the vehicle struck Koepke, causing her serious injury. At the time the vehicle hit Koepke, she was still standing in the median. Koepke believes that the front, driver side of the vehicle hit her and the driver-side mirror cut her above her right eyebrow. Because the vehicle left the scene after hitting Koepke, the identity of the driver is unknown.

{¶ 5} On September 26, 2013, Koepke filed suit against Metropolitan for breach of contract. In her complaint, Koepke alleged that she was insured under an automobile liability policy issued by Metropolitan that provided her with uninsured motorists coverage. Koepke sought to recover under that policy for the damages caused by the hit-and-run driver.

{¶ 6} After conducting discovery, Metropolitan moved for summary judgment. Metropolitan argued that it was entitled to judgment in its favor because Koepke could not prove that the hit-and-run driver was negligent. Under Koepke's insurance policy, Metropolitan agreed to pay for damages caused by an uninsured motorist only if Koepke was legally entitled to collect those damages from the uninsured motorist. Metropolitan reasoned that because the hit-and-run driver was not negligent, Koepke could not recover damages from him, and consequently, her accident was not covered under the policy. In a judgment issued July 28, 2016, the trial court agreed with Metropolitan's argument and granted Metropolitan summary judgment.

{¶ 7} Koepke now appeals the July 28, 2016 judgment, and she assigns the following error:

THE TRIAL COURT ERRED TO THE PREJUDICE OF PLAINTIFF IN GRANTING DEFENDANT'S MOTION FOR SUMMARY JUDGMENT, BY RULING AS A MATTER OF LAW THAT NO EVIDENCE EXISTED THAT THE UNKNOWN HIT AND RUN DRIVER WHO STRUCK PLAINTIFF AS A PEDESTRIAN WAS NEGLIGENT, AND THE PLAINTIFF WAS NOT "REASONABLY DISCERNABLE."

{¶ 8} A trial court must grant summary judgment under Civ.R. 56 when the moving party demonstrates that: (1) there is no genuine issue of material fact; (2) the moving party is entitled to judgment as a matter of law; and (3) reasonable minds can come to but one conclusion when viewing the evidence most strongly in favor of the nonmoving party, and that conclusion is adverse to the nonmoving party. Hudson v. Petrosurance, Inc. , 127 Ohio St.3d 54 , 2010-Ohio-4505 , 936 N.E.2d 481 , ¶ 29 ; Sinnott v. Aqua-Chem, Inc. , 116 Ohio St.3d 158 , 2007-Ohio-5584 , 876 N.E.2d 1217 , ¶ 29. Appellate review of a trial court's ruling on a motion for summary judgment is de novo. Hudson at ¶ 29. This means that an appellate court conducts an independent review, without deference to the trial court's determination. Zurz v. 770 W. Broad AGA, L.L.C. , 192 Ohio App.3d 521 , 2011-Ohio-832 , 949 N.E.2d 595 , ¶ 5 (10th Dist.) ; White v. Westfall , 183 Ohio App.3d 807 , 2009-Ohio-4490 , 919 N.E.2d 227 , ¶ 6 (10th Dist.).

{¶ 9} In order to recover for negligence, a plaintiff must prove: (1) the existence of a legal duty, (2) breach of that duty, (3) a causal connection between the breach and an injury, and (4) damages. Cromer v. Children's Hosp. Med. Ctr. , 142 Ohio St.3d 257 , 2015-Ohio-229 , 29 N.E.3d 921 , ¶ 23. Here, Metropolitan argues that the trial court properly granted it summary judgment because Koepke cannot establish that the hit-and-run driver owed her any duty. This argument rests on Metropolitan's interpretation of R.C. 4511.48(A) and 4511.01(UU)(1).

{¶ 10} Pursuant to R.C. 4511.48(A), "[e]very pedestrian crossing a roadway at any point other than within a marked crosswalk or within an unmarked crosswalk at an intersection shall yield the right of way to all vehicles, trackless trolleys, or streetcars upon the roadway." As used in R.C. 4511.48(A), the phrase "right of way" means:

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Cite This Page — Counsel Stack

Bluebook (online)
2017 Ohio 4084, 92 N.E.3d 76, Counsel Stack Legal Research, https://law.counselstack.com/opinion/koepke-v-metro-property-cas-ins-co-ohioctapp-2017.