Knight v. Equifax Information Services, LLC

District Court, M.D. Florida·Decided September 26, 2025·No. 6:25-cv-00691·Unknown

Opinion

UNITED STATES DISTRICT COURT MIDDLE DISTRICT OF FLORIDA ORLANDO DIVISION

CHRISTOPHER KNIGHT,

Plaintiff,

v. Case No: 6:25-cv-691-JSS-LHP

TRANSUNION, LLC and EXPERIAN INFORMATION SOLUTIONS, INC.,

Defendants. ___________________________________/

ORDER

Defendants move to dismiss Plaintiff’s complaint. (Dkt. 9.) Plaintiff, proceeding pro se,1 opposes the motion, and in the alternative, moves to amend the complaint. (Dkts. 18, 27, 37.) Plaintiff also moves for a trial by jury. (Dkt. 36.) Defendants have not responded to Plaintiff’s motions, and the time for doing so has passed. See M.D. Fla. R. 3.01(c). Upon consideration, for the reasons outlined below, the court grants in part and denies in part Defendants’ motion and grants in part and denies in part Plaintiff’s motions.

1 The court recommends that all pro se litigants read the court’s Guide for Proceeding Without a Lawyer, available as a PDF file from https://www.flmd.uscourts.gov/litigants-without-lawyers, and that they avail themselves of the other resources found through this website. BACKGROUND The bases for Plaintiff’s claims are unclear. (See Dkt. 1-1.) He seems to allege

that Defendants violated the Fair Credit Reporting Act (FCRA) by including “inaccurate, unverifiable, and misleading information regarding certain accounts” in Plaintiff’s credit reports. (Id. at 3.) Plaintiff also claims that “Defendants continue to report inaccurate information on Plaintiff’s credit reports, including but not limited to:,” but Plaintiff fails to include anything after the colon. (Id.) Plaintiff then generally

asserts that “[t]hese inaccuracies have caused harm to [him], including credit denials, increased interest rates, emotional distress, damage to his reputation, and defamation of character.” (Id.) APPLICABLE STANDARDS Federal Rule of Civil Procedure 8(a)(2) requires a complaint to “contain . . . a

short and plain statement of [a] claim showing that the [plaintiff] is entitled to relief.” Fed. R. Civ. P. 8(a)(2). Federal Rule of Civil Procedure 10(b) requires the plaintiff to “state [his] claims . . . in numbered paragraphs, each limited as far as practicable to a single set of circumstances.” Fed. R. Civ. P. 10(b). To “promote clarity,” Rule 10(b) also requires the plaintiff to state “each claim founded on a separate transaction or

occurrence . . . in a separate count.” Id. “Complaints that violate either Rule 8(a)(2) or Rule 10(b), or both, are often disparagingly referred to as ‘shotgun pleadings.’” Weiland v. Palm Beach Cnty. Sheriff’s Off., 792 F.3d 1313, 1320 (11th Cir. 2015). Shotgun pleadings “fail . . . to give the defendants adequate notice of the claims against them and the grounds upon which each claim rests.” Id. at 1323. A court should dismiss a complaint as a shotgun pleading “where ‘it is virtually impossible to know which allegations of fact are intended to support which claim(s) for relief.’” Id. at 1325

(emphasis omitted) (quoting Anderson v. Dist. Bd. of Trs. of Cent. Fla. Cmty. Coll., 77 F.3d 364, 366 (11th Cir. 1996)). Although courts “give liberal construction” to documents filed by pro se plaintiffs, Albra v. Advan, Inc., 490 F.3d 826, 829 (11th Cir. 2007), pro se plaintiffs are

still “required . . . to conform to procedural rules,” Loren v. Sasser, 309 F.3d 1296, 1304 (11th Cir. 2002). See Cummings v. Dep’t of Corr., 757 F.3d 1228, 1234 n.10 (11th Cir. 2014) (“The right of self-representation does not exempt a party from compliance with relevant rules of procedural and substantive law.” (quoting Birl v. Estelle, 660 F.2d 592, 593 (5th Cir. 1981))). Further, the leniency with which courts treat pro se plaintiffs

does not permit courts to “serve as de facto counsel” or “rewrite an otherwise deficient pleading.” GJR Invs., Inc. v. County of Escambia, 132 F.3d 1359, 1369 (11th Cir. 1998). ANALYSIS Defendants move to dismiss the complaint for failure to state a claim. (Dkt. 9.) Although Defendants do not directly state that the complaint constitutes a shotgun

pleading, (see id.), they assert that “it is unclear what Plaintiff is truly alleging or what each [D]efendant is alleged to have done because the allegations are the same against all [D]efendants,” (id. at 3; accord id. at 7 (“[I]t is unclear what Plaintiff is actually alleging . . . .”); see id. at 5 (describing shotgun pleadings)). Further, “the district court ought to take the initiative to dismiss . . . [a] shotgun pleading.” Weiland, 792 F.3d at 1321 n.10. Because the court determines that the complaint is a shotgun pleading, the court grants the motion to dismiss on that basis and does not address the remaining

arguments. See Magluta v. Samples, 256 F.3d 1282, 1284–85 (11th Cir. 2001) (declining to address the merits of the claims in a shotgun pleading in the interest of judicial economy); Murray v. Taylor, No. 6:24-CV-6-CEM-LHP, 2024 WL 4956968, at *4 (M.D. Fla. July 31, 2024), report and recommendation adopted by No. 6:24-CV-6-CEM-

LHP, 2024 WL 4647947, at *2 (M.D. Fla. Nov. 1, 2024) (collecting cases); Laing v. Cordi, No. 2:11-CV-566-FTM-29, 2012 WL 2999700, at *2 (M.D. Fla. July 23, 2012) (“T]he [c]ourt cannot resolve the substantive issues [in the motions to dismiss] because the [operative] [c]omplaint is a shotgun pleading.”). However, dismissal with prejudice is unwarranted; instead, the court permits Plaintiff to amend as long as he

complies with all directions in this order. See Vibe Micro, Inc. v. Shabanets, 878 F.3d 1291, 1296 (11th Cir. 2018) (“When a litigant files a shotgun pleading, . . . a district court must sua sponte give him one chance to replead before dismissing his case with prejudice on non-merits shotgun pleading grounds.”); Isaac v. United States, 809 F. App’x 595, 599 (11th Cir. 2020) (“While [the Eleventh Circuit] said that Vibe Micro

applied to counseled parties, there is no indication that it would not apply to pro se litigants, especially since pro se parties are entitled to more leniency.”).2

2 Defendants argue that the court should dismiss the complaint with prejudice because amendment would be futile. (Dkt. 9 at 10–11.) Defendants assert that “there is no way that Plaintiff could manipulate the facts to state a claim” because “Plaintiff fails to identify what accounts are at issue in his [c]omplaint and does not allege any inaccurate information, much less allege how the information Plaintiff’s complaint is a shotgun pleading. The Eleventh Circuit has identified four categories of shotgun pleadings. See Weiland, 792 F.3d at 1321–23. The complaint implicates at least the first two categories. (See Dkt. 1-1.) First, it contains

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