King v. Federal National Mortgage Association

CourtDistrict Court, E.D. New York
DecidedMarch 10, 2025
Docket2:24-cv-01153
StatusUnknown

This text of King v. Federal National Mortgage Association (King v. Federal National Mortgage Association) is published on Counsel Stack Legal Research, covering District Court, E.D. New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
King v. Federal National Mortgage Association, (E.D.N.Y. 2025).

Opinion

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF NEW YORK ---------------------------------------------------------X CECIL ROY KING AND VALERIE HUNTER KING,

Plaintiffs, REPORT AND RECOMMENDATION

-against- 24-CV-1153 (GRB) (ST)

FEDERAL NATIONAL MORTGAGE ASSOCIATION (FNMA), PRICILLA ALMODOVAR (CEO), PHH MORTGAGE CORP, GLEN A. MESSINA (CEO), COUNSEL DAVID S. HUGHES, FOR HOUSER LLP,

Defendants. ---------------------------------------------------------X TISCIONE, United States Magistrate Judge: Before this Court is a motion by Defendants Federal National Mortgage Association (FNMA) (“Defendant Fannie Mae”), Priscilla Almodovar (“Defendant Almodovar”), PHH Mortgage Corp (“Defendant PHH”), Glen A. Messina (“Defendant Messina”), and Counsel Daniel S. Hughes, for Houser LLP (“Defendant Hughes”) (collectively, “Defendants”) to dismiss a complaint filed by pro se Plaintiffs Cecil Roy King and Valerie Hunter King (collectively, “Plaintiffs”) pursuant to Federal Rules of Civil Procedure (“FRCP”) 12(b)(1), 12(b)(2), 12(b)(5) and 12(b)(6),1 arguing that Plaintiffs’ claims are barred by the Rooker-Feldman doctrine, that the Court lacks personal jurisdiction over two of the individual Defendants, that Plaintiffs failed to effectuate proper service, that Plaintiffs failed to state claims upon which relief can be granted, and

1 Defendants do not identify their motion as being brought pursuant to Rule 12(b)(2). However, Defendants assert several arguments that personal jurisdiction is lacking for the individual defendants, which are properly understood as motions pursuant to Rule 12(b)(2). that Plaintiffs’ claims are barred on res judicata grounds. The motion was referred to this Court for a Report and Recommendation by the Honorable Gary R. Brown. For the reasons set forth below, the Court respectfully recommends that Defendants’ motion be GRANTED and that the matter be remanded in full to New York state court, or that, in the alternative, Defendants’ motion be GRANTED and the action be DISMISSED WITH PREJUDICE.

BACKGROUND At this stage, the Court is required to assume Plaintiffs’ alleged facts are true, drawing all reasonable inferences in Plaintiffs’ favor.2 Tandon v. Captain’s Cove Marina of Bridgeport, Inc., 752 F.3d 239, 243 (2d Cir. 2014) (discussing this standard in Rule 12(b)(1) context); Costabile v. New York City Health & Hosps. Corp., 951 F.3d 77, 80 (2d Cir. 2020) (discussing this standard in Rule 12(b)(6) context). The Court will also draw facts from documents outside the Complaint that are properly considerable on the motions presented. Tandon, 752 F.3d at 243 (courts may consider evidence outside complaint on Rule 12(b)(1) motions); United States ex rel. Foreman v. AECOM, 19 F.4th 85, 106 (2d Cir. 2021) (courts may consider, on Rule 12(b)(6) motions, documents

attached to the complaint as exhibits, incorporated by reference, or which are integral to the complaint).

2 There is some tension in case law regarding drawing inferences in favor of the party asserting jurisdiction for purposes of a 12(b)(1) motion. See Amidax Trading Grp. v. S.W.I.F.T. SCRL, 671 F.3d 140, 145 (2d Cir. 2011) (reasonable inferences drawn in plaintiff’s favor); see also Morrison v. Nat’l Australia Bank Ltd., 547 F.3d 167, 170 (2d Cir. 2008), aff’d, 561 U.S. 247, 130 S. Ct. 2869, 177 L. Ed. 2d 535 (2010) (examining standard that reasonable inferences should be drawn in plaintiff’s favor but that jurisdiction must be shown affirmatively, “and that showing is not made by drawing from the pleadings inferences favorable to the party asserting it” (citation omitted)). But see J.S. ex rel. N.S. v. Attica Cent. Sch., 386 F.3d 107, 110 (2d Cir. 2004) (ruling that courts “are not to draw inferences from the complaint favorable to plaintiffs” for purposes of subject matter jurisdiction); Hylton v. J.P. Morgan Chase Bank, N.A., 338 F. Supp. 3d 263, 272 (S.D.N.Y. 2018) (same, quoting J.S. ex rel. N.S.). This tension is reconcilable. In short, when jurisdiction is controverted by a movant on a fact-based Rule 12(b)(1) motion, courts may examine evidence outside the pleadings and, when such evidence reveals factual problems regarding jurisdiction, the burden shifts to the plaintiffs to establish jurisdiction. Carter v. HealthPort Techs., LLC, 822 F.3d 47, 56–57 (2d Cir. 2016). Put another way, when a fact-based challenge to jurisdiction is asserted, favorable inferences are not enough to win the day. For purposes of this motion, which asserts a fact-based challenge to jurisdiction, the Court will draw all reasonable inferences in favor of Plaintiffs, but will also examine the evidence outside the pleadings. As Plaintiffs are proceeding pro se, the Court must also construe Plaintiffs’ pleading liberally and interpret it to raise the strongest claims it suggests. Meadows v. United Servs., Inc., 963 F.3d 240, 243 (2d Cir. 2020); Costabile, 951 F.3d at 80. Moreover, as Plaintiffs’ opposition to the instant motion contains several factual assertions that are not alleged in the Complaint, the Court will also consider the facts alleged therein, in light of the special solicitude to be afforded to

pro se litigants. Walker v. Schult, 717 F.3d 119, 122 n.1 (2d Cir. 2013) (“A district court deciding a motion to dismiss may consider factual allegations made by a pro se party in his papers opposing the motion.”); Kiss v. Torres, No. 21-CV-10391 (KMK), 2024 WL 1210941, at *2 (S.D.N.Y. Mar. 19, 2024) (same, collecting cases). I. Facts Alleged in the Complaint and Plaintiffs’ Opposition. Plaintiffs brought this action to reclaim a property that was sold in foreclosure and to pursue various causes of action arising from a mortgage transaction that was originated at the time Plaintiffs purchased the foreclosed property. Compl. at 7, ECF No. 2-1; Pl.’s Opp’n ¶ 26, ECF No. 28.

Plaintiffs allege that, “[o]n July 29, 2004, [they] obtained a mortgage loan from Fleet National Bank” for a property located at 7 Carnaby Avenue, Coram, New York 11727. Compl. at 2‒3. The mortgage transaction was supported by a Note, of which Plaintiffs attached a partial copy to the Complaint.3 Id. at 8. The Note attached to the Complaint indicates that the mortgage loan was for $308,750.00. Id. at 8. Plaintiffs, however, “den[y] expressly, directly, and explicitly that $308,750 was borrowed from Fleet National Bank.” Id. at 4. Plaintiffs dispute that this money was

3 Plaintiffs’ Complaint alleges that they “[d]eny in entirety the execution of the original note and mortgage[,] . . . except for the admission of executing a promissory note and mortgage.” Id. at 4. The meaning of this allegation is not clear. The Note that Plaintiffs attached to the Complaint is labeled “Original Note” and appears to contain Plaintiffs’ initials and signatures. Id. at 8. There is no indication from the Complaint that there are two separate notes which might be referred to separately as an “original note” and a “promissory note.” The Court understands this allegation to mean that Plaintiffs acknowledge that they executed the Note that Plaintiffs submitted with their Complaint.

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Bluebook (online)
King v. Federal National Mortgage Association, Counsel Stack Legal Research, https://law.counselstack.com/opinion/king-v-federal-national-mortgage-association-nyed-2025.