Kimball v. First National Bank of Fairbanks

455 P.2d 894, 1969 Alas. LEXIS 188
Alaska Supreme Court·Decided June 13, 1969·No. 889·Published·Cited by 7 cases

Opinion

RABINOWITZ, Justice.

In the single specification of error which has been presented in this appeal, appellant asserts that the superior court erroneously set aside a stipulation for settlement and consent to the entry of a decree of foreclosure. We affirm the superior court’s order.

Antonio Urteaga died on August 20, 1955. In his will the First National Bank of Fairbanks was named executor and Warren A. Taylor was retained as counsel by the executor. In August of 1952 and May of 1955, Antonio Urteaga had loaned money to appellant. In conjunction with these loans, which totaled approximately $28,000, appellant gave Antonio Urteaga two promissory notes covering the amounts of the loans, as well as mortgages on certain real property which appellant owned in Fairbanks. After Antonio Urteaga’s will was admitted to probate, the executor instituted, on May 6, 1958, a foreclosure action against appellant in which the executor sought to- foreclose the subject mortgages and to hold appellant for any deficiency. 1 In his an *895 swer, appellant asserted several affirmative defenses. 2

Appellant then instituted a separate action against Gale Tadzik for delinquent rents under a lease which covered a portion of the premises which were involved in the executor’s then pending foreclosure action against appellant. 3 Thereafter, the foreclosure action and appellant’s suit against Tadzik were consolidated and Tadzik was given leave to intervene in the foreclosure action. Tadzik then intervened, admitted an indebtedness to appellant in an undetermined amount, and tendered $5,000 into the registry of the court in reduction of this obligation. 4

After many delays, the consolidated actions were scheduled to go to trial in October of 1964. 5 On the eve of trial, respective counsel notified the superior court that settlement negotiations were taking place and requested a short continuance. This request was granted and on the following day counsel reported some progress in their negotiations. Still unresolved were questions of obtaining the consents of the heirs to the settlement, agreement to the settlement by an officer of the First National Bank, and financing of the settlement by appellant. 6 During this second court appearance in regard to the possibility of settlement, counsel for appellant agreed that approval of the heirs and financing by appellant had not as yet been accomplished. In this regard, appellant’s counsel stated: “I think if these two matters can be resolved, we have the case settled, subject only to the approval by the court as to its fairness and propriety.” 7 Later in the day counsel again came before the superior court at which time appellant’s attorney, Mr. Boyko, stated:

We have made this much progress: We have prepared a four-page, five-page stipulation for settlement and consent to entry of decree of foreclosure which has not yet been signed by the parties, but which the attorneys have agreed upon in principle.

Respective counsel then represented to the court that the stipulation would be signed and it was then read into the record by appellant’s counsel, Mr. Boyko. At this point the trial judge stated in part:

I don’t have any reservations in mind at this time in the matter of approving any settlement in which these parties agree to * * * I would very likely approve any agreement that these parties do join in. * * * I will study this agreement.

A written stipulation dated October 7, 1964, was thereafter entered into by all counsel and approved by appellant and Gale Tadzik. 8 The stipulation was not approved by any officer acting for and in behalf of *896 the executor First National Bank. 9 A copy of this stipulation was lodged with the superior court on October 7, 1964. Although space was provided at the foot of this document for approval by the superior court, it appears that the superior court at no time indicated its approval of the stipulation on the document itself. 10

Subsequent to the submission of this stipulation to the First National Bank, it was referred to the bank’s general counsel, Collins and Clasby. On October 13, 1964, the Trust Investment Committee disapproved the offer contained in the stipulation. On October 14, 1964, the bank’s general counsel notified respective counsel for the parties of the bank’s objections to the proposed stipulation. 11 In regard to paragraph four of the proposed stipulation, general counsel for the bank advised counsel for the parties that:

Paragraph 4 must be deleted. I am advised that under the federal regulations governing national banks with trust powers, the bank must keep wholly separate its trust department and its commercial department, that it cannot deal, directly or indirectly, with itself as between the commercial and trust functions. It cannot and will not lend Mr. Kimball money with which to redeem the property; it cannot and will not act as a loan finder to secure financing for Mr. Kimball from any other person or bank. It will do nothing to obstruct his obtaining a loan from any one else, of course.

On March 3, 1965, appellant wrote William Stroecker, president of the First National Bank, stating that he wished to meet with him “in the very near future to discuss the details for a loan from or through First National Bank secured by my property on South Cushman.” Mr. Stroecker then telephoned appellant’s counsel, Mr. Yeager, on March 10, 1965, and advised him that the First National Bank would “not loan Kimball.” Appellant, on March 25, 1965, again wrote to Mr. Stroecker. On April 6, 1965, general counsel for the First National Bank wrote to appellant’s counsel. This April 6, 1965, letter from Collins and Clas-by to Mr. Yeager reads in part as follows:

I enclose a copy of a letter bearing the signature of Ross E. Kimball, addressed to Mr. William Stroecker, and dated March 25, 1965, concerning the Urteaga estate.
Mr. Kimball’s letter suggests to me that he is not aware of the contents of the correspondence between this office, your office, and Taylor & Bullerwell of some months ago.
*897 The First National Bank cannot properly lend money to Mr. Kimball. Even if it could properly do so, it would be unwilling to do so because of Mr. Kimball’s past failure to keep the obligation owed Urteaga and the estate current.
Every indication we have from the Ur-teaga heirs indicates that they were willing to go along with the $35,000.00 settlement figure in the expectation of prompt cash payment. Mr.

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Kimball v. First National Bank of Fairbanks, 455 P.2d 894, 1969 Alas. LEXIS 188 (Ala. 1969).

455 P.2d 894 (Kimball v. First National Bank of Fairbanks) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

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