Kenco Construction, Inc v. Hartford Fire Insurance Company

CourtCourt of Appeals of Washington
DecidedOctober 26, 2020
Docket79853-7
StatusUnpublished

This text of Kenco Construction, Inc v. Hartford Fire Insurance Company (Kenco Construction, Inc v. Hartford Fire Insurance Company) is published on Counsel Stack Legal Research, covering Court of Appeals of Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Kenco Construction, Inc v. Hartford Fire Insurance Company, (Wash. Ct. App. 2020).

Opinion

IN THE COURT OF APPEALS OF THE STATE OF WASHINGTON

KENCO CONSTRUCTION, INC., a ) No. 79853-7-I Washington Corporation, ) ) DIVISION ONE Respondent, ) ) UNPUBLISHED OPINION v. ) ) PORTER BROTHERS ) CONSTRUCTION, INC., a Washington ) Corporation, ) ) Defendant. ) ) ) BEMO USA CORPORATION, ) ) Plaintiff, ) ) v. ) ) KENCO CONSTRUCTION, INC., a ) Washington Corporation; and RLI ) INSURANCE COMPANY (Bond No. ) SSB397726), ) ) Respondents, ) ) PORTER BROTHERS ) CONSTRUCTION, INC., a Washington ) Corporation; HIGHLINE PUBLIC ) SCHOOL DISTRICT NO. 401, a public ) school district, ) ) Defendants, ) ) ) ) No. 79853-7-I/2

HARTFORD FIRE INSURANCE ) COMPANY (Bond No. 52BCSD1578), a ) foreign corporation, ) ) Appellant. ) ) ) TOTEM ELECTRIC OF TACOMA, INC., ) a Washington Corporation, ) ) Plaintiff, ) ) v. ) ) PORTER BROTHERS ) CONSTRUCTION, INC., a Washington ) Corporation; HIGHLINE PUBLIC ) SCHOOL DISTRICT NO. 401, a public ) school district, ) ) Defendants, ) ) HARTFORD FIRE INSURANCE ) COMPANY (Bond No. 52BCSD1578), a ) foreign corporation, ) ) Appellant. ) )

HAZELRIGG, J. — Hartford Fire Insurance Co. (Hartford) seeks reversal of

orders granting disbursal of retainage funds to RLI Insurance Co. (RLI) and

denying Hartford’s request for disbursal of the funds. The trial court did not explain

its reasons for giving priority to RLI’s claim over Hartford’s. Because the record

shows that RLI assigned away the judgment on which its claim was based, it did

not have a superior claim to the retainage funds. We reverse and remand for

further proceedings consistent with this opinion.

-2- No. 79853-7-I/3

FACTS

Background

In 2004, Hartford Fire Insurance Co. (Hartford) and Porter Brothers

Construction, Inc. (Porter), executed a general indemnity agreement (GIA) in favor

of Hartford as partial consideration for Hartford’s agreement to issue surety bonds

on Porter’s behalf. Under the GIA, Porter agreed to indemnify and hold Hartford

harmless from any losses sustained because of such a bond. Porter agreed to

assign all rights in, arising from, or related to any bonds or bonded contracts to

Hartford. The GIA provided that these assignments would take effect with respect

to each bond as of the bond’s execution date but would only become operative in

the event that Porter failed to uphold its obligations in some way.

In 2011, Porter entered into a contract with Highline School District

(Highline) for the construction of Raisbeck Aviation High School. Hartford, as

surety, issued a performance and payment bond for the project on behalf of Porter,

as principal, and Highline, as obligee. The bond guaranteed the payment of

Porter’s subcontractors and material suppliers on the project to protect and

indemnify Highline from any claims or demands for payment. Any unpaid laborer,

mechanic, subcontractor, or material supplier could “sue on this bond for the use

of such Claimant, prosecute the suit to final judgment for such sum or sums as

may be justly due Claimant and permitted under statute, and have execution

thereon.”

As required by RCW 60.28.011(2), Highline also reserved a portion of the

money earned by Porter as a trust fund for the protection and payment of laborers,

-3- No. 79853-7-I/4

subcontractors, and suppliers. The construction contract between Highline and

Porter provided that this retainage would not become due to Porter until Porter

submitted “an affidavit that all payrolls, bills for materials and equipment, and other

indebtedness connected with the Work . . . have been paid or otherwise satisfied.”

In 2013, Kenco Construction Co. (Kenco), a subcontractor on the project,

filed a suit against Porter for breach of contract, alleging that Porter failed to make

required payments to Kenco. Kenco also filed a lawsuit against Hartford and the

bond. Porter counterclaimed for breach of contract and brought a third party claim

against Kenco’s surety, RLI Insurance Co. (RLI). Another subcontractor, Totem

Electric of Tacoma, Inc. (Totem), also filed a lawsuit against Porter, Hartford, and

the bond. The cases were consolidated. At trial on the contract dispute between

Totem, Kenco, and Porter, the parties stipulated that the court would apply chapter

60.28 RCW to determine any award to the parties from the retainage funds. The

jury found in favor of Kenco and Totem. Porter and Hartford appealed the verdict.

On October 12, 2015, Hartford filed the GIA with the Washington State

Department of Licensing as a UCC-1 financing statement, listing Porter as debtor

and Hartford as creditor. The financing statement covered “all right, title, and

interest in any contract, including but not limited to progress payments, deferred

payments, retained percentages, compensation for extra work and proceeds or

any related claims.”

On November 6, 2015, Porter’s remaining claims against RLI were

dismissed on summary judgment. The same day, RLI brought a motion for

-4- No. 79853-7-I/5

attorney fees and costs requesting a judgment against Porter in the amount of

$453,388.11.

Later that month, Porter executed an irrevocable assignment transferring to

Hartford all of its rights to proceeds from the Raisbeck Aviation High School

project. The document assigned to Hartford “all Contract Funds of any nature,

including, but not limited to, progress payments, earned or unearned funds,

change orders, extras, claims of any nature, retainages, with all the interest

accruing thereon, and whether said Contract Funds are due now or in the future.”

On July 25, 2016, the court granted RLI’s motion for attorney fees and

awarded RLI $471,414.22. The court entered the following judgments on July 25,

2016 and August 5, 2016:

Creditor Debtor Amount Referencing Kenco Porter $2,570,252.75 Jury award Hartford Retainage fund Kenco Porter $1,305,932.89 Attorney fees Hartford and costs, expert fees Totem Porter $1,981,654.79 Jury award, Hartford attorney fees Retainage fund and costs, expert fees RLI Porter $471,414.22 Attorney fees and costs

RLI’s Writ of Garnishment

On October 7, 2016, Highline moved for leave to deposit the retainage funds

totaling $1,271,617.06 into the court registry. In an attempt to collect on its

judgment against Porter, RLI issued a writ of garnishment to Highline on October

-5- No. 79853-7-I/6

12, 2016 seeking any of Porter’s property in Highline’s possession, aimed primarily

at the retainage funds. In Highline’s answer to the writ of garnishment, it asserted

that it did not have possession of or control over any funds, personal property, or

effects of Porter’s except for any interest that Porter had in the retainage. Highline

argued that the retainage was fully encumbered because of the multiple competing

claims against the retainage by Porter’s subcontractors and suppliers and,

because the retainage funds were not due and payable to Porter, the retainage

was not subject to garnishment.

The court granted Highline’s motion and ordered Highline to deposit the

funds into the court registry “except to the extent inconsistent with its obligation to

answer RLI’s writ of garnishment.” The court ordered that it would determine the

appropriate disbursement of the retainage in accordance with chapter 60.28 RCW

“upon proper application by any party.”

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Kenco Construction, Inc v. Hartford Fire Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/kenco-construction-inc-v-hartford-fire-insurance-company-washctapp-2020.