Kay v. Lumbermen's Mutual Casualty Co.

158 So. 2d 422, 1963 La. App. LEXIS 2112
CourtLouisiana Court of Appeal
DecidedNovember 1, 1963
DocketNo. 10030
StatusPublished
Cited by4 cases

This text of 158 So. 2d 422 (Kay v. Lumbermen's Mutual Casualty Co.) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Kay v. Lumbermen's Mutual Casualty Co., 158 So. 2d 422, 1963 La. App. LEXIS 2112 (La. Ct. App. 1963).

Opinion

HARDY, Judge.

This is an action ex delicto for damages in the nature of personal injuries. The suit against the two insurance companies originally joined as party defendants was dismissed in view of the fact that the accident which was the cause of the plaintiff’s injuries occurred in the State of Texas where the Direct Action Statute under Louisiana law would be inapplicable. For this reason, the sole remaining defendant is D. S. Norris, a resident of Morehouse Parish, Louisiana.

The facts, the issues and the law have been admirably set forth in the reasons for judgment assigned by the trial judge, which we quote, in extenso, as follows:

“This is a suit by Sidney E. Kay against Lumbermen’s Mutual Casualty Company, Firemen’s Insurance Company of Newark, New Jersey, and D. S. Norris, for the sum of $112,871.85 for personal injuries and damages incurred as a result of an accident which occurred on January 23, 1962.
“Plaintiff alleges in his petition that Sidney E. Key, petitioner, D. S. Norris and Vallery E. Rains, residents of Bastrop, Morehouse Parish, Louisiana have made about three trips a year to the market in Dallas, Texas to buy merchandise for their stores located in Bastrop, Louisiana. The three would alternate furnishing car and expenses and would stay together while in Dallas. In addition, they would assist each other in any way possible, even to the extent of placing orders for each other or together. On January 23, 1962, the three men left Bastrop together in Mrs. Vallery E. Rains’ automobile, with the plaintiff, Sidney E. Kay, driving. Near the Texas line, D. S. Norris replaced Sidney E. Kay as the driver and drove the automobile until the accident involved in this suit occurred.
“It is further alleged in the plaintiff’s petition that when they left Bastrop the weather was cold and it was misting rain. Before reaching-Big Sandy Creek Bridge, icing conditions were encountered. Mr. Kay and Mr. Rains had warned the driver, Mr. Norris, several times that he should slow down and that he was driving too fast under the circumstances and that they were likely to encounter icing conditions on the road. In addition thereto, highway signs had been put up warning of ice on the bridge. At approximately 9:30 A.M. as they were proceeding west on U. S. 80 approximately 6.4 miles west of Gladewater, Texas, D. S. Norris, while driving the automobile, struck a concrete guard post, causing the injuries and property damage incurred by the plaintiff, Sidney E. Kay.
“Plaintiff alleges further that after receiving the warnings to slow down, D. S. Norris did slow the automobile slightly but his speed was still greatly excessive under the circumstances and that upon entering the Big Sandy Creek bridge, the car went into a skid, turned crosswise and hit a concrete post at the west end of the bridge, then ran off the road.
“Plaintiff itemizes his injuries as follows :
1. Fracture of left tibial plateau lateral
[424]*4242. Fracture, nandible left superior ramus-
3. Fracture, right corpus and inferior ramus region
4. Subluxation acromioclavicular joint, right shoulder.
5. Acromioclavicular separation, left
6. Fracture of left humerus
7. Fracture of left tibia
' 8. Fracture, tip of coracoid process, left shoulder
9.Lacerations and conditions, left cheelc and forehead
10. Lacerations, right upper eyelid
11. Hematoma, right preauricular region
12. Loss of physiological curvature of cervical spine.
13. Loss of two teeth and fracture and possible loss of several others.

“Plaintiff alleges further that he was placed in the Gladewater Municipal Hospital for two weeks and then on February 6, 1962, was brought to the Morehouse General Hospital where he remained until March 21, 1962.

“It is further alleged by the plaintiff that the sole and proximate cause of the collision was the gross and absolute negligence of D. S. Norris in the following respects:

1. Failure to maintain reasonable control of the vehicle he was driving;
2. Driving at a grossly excessive rate of speed under the circumstances ;
3. Driving at a grossly negligent and careless manner under the circumstances ;
4.Failure to heed the warnings of his joint venturers and of the Texas Highway Department.

"Plaintiff alleges further that at the time of the accident, Lumbermen’s Mutual Casualty Company was the liability insurer of the automobile owned by Mrs. Vallery E. Rains and that Fireman’s Insurance Company of Newark, New Jersey was the liability insurer of Mr. D. S. Norris. His damages are itemized as follows:

Past medical expense $4,371.85
Estimated future medical expense 5,000.00
Loss of past earnings 6,000.00 CO
Loss of future earnings 10,000.00 ^
Damage to business 7,500.00
Physical pain, suffering and mental anguish 40,000.00
Future pain, suffering and permanent disability 40,000.00 Vt
Total $112,871.85

“To plaintiff’s petition, Firemen’s Insurance Company of Newark, New Jersey, filed a Motion for Summary Judgment based upon the proposition that this is a direct action against the defendant by the plaintiff, the accident occurring in the State of Texas and that the policy of insurance provides that no action shall lie against the defendant unless a judgment has been obtained against the insured.

“Defendant, Lumbermen’s Mutual Casualty Company filed an Exception of No Cause of Action, based upon the proposition that the suit was a direct action against the defendant and that the accident occurred in the State of Texas and that R.S. 22:655 limits its application to accidents occurring in the State of Louisiana.

“After the filing of the two motions by the defendants, the plaintiff dismiss[425]*425ed the action as to the Lumbermen’s Mutual Casualty Company and Firemen’s Insurance Company of Newark, New Jersey.

“The defendant, D. S. Norris, filed an answer admitting the date, time and place of the accident but denying any liability. He alleges in his answer that the accident was unavoidable and that at the time it occurred, he was driving in a careful, cautious and prudent manner. In the alternative the defendant, Norris, pleads that plaintiff was a guest in the vehicle and pleads the guest statute of the State of Texas in bar to the demands of the plaintiff.

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Related

Michel v. Bahn
207 So. 2d 150 (Louisiana Court of Appeal, 1968)
Webb v. Zurich Insurance Company
205 So. 2d 398 (Supreme Court of Louisiana, 1967)
Normand v. American Home Assurance Company
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Kay v. Lumbermen's Mutual Casualty Co.
159 So. 2d 288 (Supreme Court of Louisiana, 1964)

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Bluebook (online)
158 So. 2d 422, 1963 La. App. LEXIS 2112, Counsel Stack Legal Research, https://law.counselstack.com/opinion/kay-v-lumbermens-mutual-casualty-co-lactapp-1963.