Kathleen A. Schabelski v. Nova Casualty Company

CourtCourt of Appeals of Wisconsin
DecidedJune 30, 2022
Docket2021AP001174
StatusUnpublished

This text of Kathleen A. Schabelski v. Nova Casualty Company (Kathleen A. Schabelski v. Nova Casualty Company) is published on Counsel Stack Legal Research, covering Court of Appeals of Wisconsin primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Kathleen A. Schabelski v. Nova Casualty Company, (Wis. Ct. App. 2022).

Opinion

2022 WI APP 41 COURT OF APPEALS OF WISCONSIN PUBLISHED OPINION

Case No.: 2021AP1174

Complete Title of Case:

KATHLEEN A. SCHABELSKI AND JAY P. SCHABELSKI,

PLAINTIFFS-APPELLANTS,

BLUE CROSS BLUE SHIELD OF ILLINOIS, A FOREIGN CORP. AND GOLDEN RULE INSURANCE COMPANY, A FOREIGN CORP.,

INVOLUNTARY-PLAINTIFFS,

V.

NOVA CASUALTY COMPANY, A FOREIGN CORP., FRIEDL SKI VENTURES, LLC, A WI LLC AND ALEX JAMES FUHRMAN,

DEFENDANTS-RESPONDENTS.

Opinion Filed: June 30, 2022 Submitted on Briefs: March 16, 2022 Oral Argument:

JUDGES: Neubauer, Grogan and Kornblum, JJ. Concurred: Grogan, J. Dissented: Grogan, J.

Appellant ATTORNEYS: On behalf of the plaintiffs-appellants, the cause was submitted on the briefs of Robert D. Crivello and Jay M. McDivitt, of Cannon & Dunphy S.C., Brookfield.

Respondent ATTORNEYS: On behalf of the defendants-respondents, the cause was submitted on the brief of W. Thomas Terwilliger of Terwilliger, Wakeen, Piehler, & Conway, S.C., Wausau.

2 2022 WI App 41

COURT OF APPEALS DECISION NOTICE DATED AND FILED This opinion is subject to further editing. If published, the official version will appear in the bound volume of the Official Reports. June 30, 2022 A party may file with the Supreme Court a Sheila T. Reiff petition to review an adverse decision by the Clerk of Court of Appeals Court of Appeals. See WIS. STAT. § 808.10 and RULE 809.62.

Appeal No. 2021AP1174 Cir. Ct. No. 2019CV80

STATE OF WISCONSIN IN COURT OF APPEALS

BLUE CROSS BLUE SHIELD OF ILLINOIS, A FOREIGN CORP. AND GOLDEN RULE INSURANCE COMPANY, A FOREIGN CORP.,

NOVA CASUALTY COMPANY, A FOREIGN CORP., FRIEDL SKI VENTURES, LLC, A WI LLC AND ALEX JAMES FUHRMAN,

APPEAL from an order of the circuit court for Washington County: JAMES G. POUROS, Judge. Affirmed in part; reversed in part and cause remanded.

Before Neubauer, Grogan and Kornblum, JJ. No. 2021AP1174

¶1 NEUBAUER, J. Kathleen and Jay Schabelski appeal from an order of the circuit court granting a motion for summary judgment in favor of Nova Casualty Company, Friedl Ski Ventures, LLC and Alex James Fuhrman (referred to collectively herein as Friedl).1 The circuit court granted Friedl’s motion after concluding that the Schabelskis’ claims, which arose out of Kathleen’s fall from a ski lift chair at the Sunburst Winter Sports Park in Kewaskum, Wisconsin, were barred by the terms of a release they signed when they purchased lift tickets.2

¶2 Wisconsin law views such exculpatory releases with disfavor. Roberts v. T.H.E. Ins. Co., 2016 WI 20, ¶48, 367 Wis. 2d 386, 879 N.W.2d 492. To be enforceable, they must, among other things, “clearly, unambiguously, and unmistakably inform the signer of what is being waived.” Yauger v. Skiing Enters., Inc., 206 Wis. 2d 76, 84, 557 N.W.2d 60 (1996). Here, we conclude that the release is ambiguous with respect to the Schabelskis’ claim that Friedl negligently attempted to rescue her from the lift chair after it had been stopped. The terms of the release did not clearly, unambiguously, and unmistakably inform the Schabelskis that they were releasing claims for negligent rescue. Our conclusion means that the release is not enforceable against that claim.

¶3 We also conclude that the release does apply to any negligent conduct that occurred before the chair lift was stopped because that conduct falls within language in the release applying it to “the operation of chairlifts, and chairlift loading.” Further, we conclude that this conduct does not, as a matter of law, meet

1 For ease of reference, we refer to the Schabelskis individually by their first names because they share the same surname. 2 Friedl Ski Ventures, LLC owns and operates the Sunburst Winter Sports Park.

2 No. 2021AP1174

the standard for recklessness such that it would not be covered by the release. Finally, we reject the Schabelskis’ arguments that the release is void under public policy. Accordingly, we affirm the circuit court’s order in part, reverse in part, and remand this case for further proceedings on the negligent rescue claim.

BACKGROUND

¶4 The following facts are taken from the parties’ summary judgment submissions. Except as noted below, they are undisputed.

¶5 Jay has a bachelor’s degree in civil engineering and a master’s degree and runs a business that designs and manufactures soil testing equipment. Kathleen holds a bachelor’s degree in broadcast communications and a master’s degree in business administration and does accounting and human resources work for the business. Kathleen has had cerebral palsy since birth but received training from the Southeastern Wisconsin Adaptive Ski Program and became an experienced snowboarder. Before the accident, Kathleen had successfully boarded chair lifts “hundreds of times.”

¶6 The Schabelskis and their son arrived at Sunburst in the morning on February 28, 2016. They purchased lift tickets from an attendant in the gift shop because the ticket window was closed. The attendant presented them with a release and briefly showed them a second form that gave them the option to purchase health insurance for an additional fee, which they declined.

¶7 The release is a one-page document entitled “SUNBURST DAILY LIFT TICKET RELEASE OF LIABILITY AND PARENT AGREEMENT 2015-2016.” Below the title at the top of the page, the following language appears: “PLEASE READ CAREFULLY BEFORE SIGNING. THIS IS A RELEASE

3 No. 2021AP1174

OF LIABILITY AND WAIVER OF CERTAIN LEGAL RIGHTS.” The release then sets out the following relevant text in single-spaced paragraphs:

I understand that skiing in its various forms, including snowboarding, involves risks, dangers, and hazards that may cause serious personal injury or death and that injuries are a common and ordinary occurrence. Risks include, but are not limited to, changes in terrain, weather and snow surfaces, ice, moguls, bare spots, rocks, stumps, debris, fences, posts, trees, lift equipment and towers, the operation of chairlifts, and chairlift loading, riding, and unloading operations, including the presence or absence of restraint bars on the chairs, light poles, signs, buildings, ramps, roads and walkways, rails, boxes, corrugated pipes, cylinders, dance floors, wall rides, rollers, and table tops and other jumps, including their height, the location of the start point, and the angle of their approaches and the angle and length of their take-off ramps and landing areas, and other terrain features, padded and non-padded obstacles, snowmaking, grooming, and snowmobile equipment and operations, and collisions with other persons and other natural and man-made hazards, including collisions with people and obstacles adjacent to and off the skiable terrain, such as snowmaking pipes, hydrants, guns, wands, and other snowmaking equipment, rocks and trees, and improperly-adjusted and malfunctioning equipment. I acknowledge the risks in the sport of skiing can be greatly reduced by taking lessons, abiding by the Skier Responsibility Code (known as Your Responsibility Code), obeying the Wisconsin Skier Safety Act, and using common sense.

In consideration of the purchase of a lift ticket for Sunburst and use of its facilities, I HEREBY RELEASE AND FULLY DISCHARGE Friedl Ski Ventures, LLC d/b/a/ Sunburst, and eco Land Holdings, LLC, their owners, officers, shareholders, directors, agents, and employees (collectively the “SUNBURST RELEASEES”) from any liability resulting from any personal injury to myself, including death, which is caused by any NEGLIGENT ACT OR OMISSION of any SUNBURST RELEASEE with respect to:

….

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Bluebook (online)
Kathleen A. Schabelski v. Nova Casualty Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/kathleen-a-schabelski-v-nova-casualty-company-wisctapp-2022.