Karen Moore v. State Farm Mutual Automobile Insurance Company

CourtCourt of Appeals of Texas
DecidedJune 3, 2010
Docket01-09-00657-CV
StatusPublished

This text of Karen Moore v. State Farm Mutual Automobile Insurance Company (Karen Moore v. State Farm Mutual Automobile Insurance Company) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Karen Moore v. State Farm Mutual Automobile Insurance Company, (Tex. Ct. App. 2010).

Opinion

Opinion issued June 3, 2010.

In The

Court of Appeals

For The

First District of Texas

————————————

NO. 01-09-00657-CV

———————————

Karen Moore, Appellant

V.

State Farm Mutual Automobile Insurance Company, Appellee

On Appeal from the 405th District Court

Galveston County, Texas

Trial Court Case No. 07CV1360

MEMORANDUM OPINION

          This is a personal injury suit arising out of an automobile accident in which appellant, Karen Moore, sued appellee, State Farm Mutual Automobile Insurance Company (“State Farm”), under the underinsured motorist provision of Moore’s automobile policy with State Farm.  The jury returned a verdict that found the underinsured motorist negligent, and awarded Moore $6,100 for past medical care, but awarded her no damages for future medical care and no damages for past or future pain, suffering, or impairment.  In her sole issue, Moore challenges the factual sufficiency of the evidence to support the jury’s finding of no damages for her past and future pain and mental anguish.

          We affirm.

Background

          In 2004, Moore was driving to work when an underinsured motorist negligently struck her car.  Moore first described the other driver’s collision with her car as a “heavy impact,” but later as “a bump,” describing the damage to the vehicle as “slight.”  The accident left a “scuff mark” and a “dent” in the rear bumper of Moore’s vehicle.  Moore testified that she hit her head on the steering wheel, but when shown at trial a report she filled out 19 days after the accident, she admitted that she noted on the report that no part of her body hit the vehicle.  After the accident, she did not request an ambulance, she did not seek immediate medical care, and she stated to the accident investigator that she was not injured.

          After she left the scene of the accident, Moore went first to work and then to the hospital.  She testified that she went to the hospital because she felt a stabbing pain in her back and neck and was concerned that the accident might have shifted titanium plates in her neck.  She had titanium plates because she had a double-level cervical fusion surgery at the C5-6 and C6-7 vertebrae in 1999, with the purpose of the surgery to correct a condition that was either degenerative or the result of a 1993 automobile accident, or both.  Although she had surgery that corrected only the C5-6 and C6-7 vertebrae, she had problems with the C4-5 vertebrae too.  A medical record from December 11, 1998, shows she received a C4-5 Cervical Discogram that revealed a “posterior tear with free extravasation with moderate to severe concordant left shoulder pain.”  The 1998 report also noted a “2 mm protrusion at C4-5.”  She testified that after the 1999 surgery she was asymptomatic and that the surgery largely cured her back and neck pain.  The record shows that she filled a prescription for the pain medication Propoxyphene approximately one year before the accident, but the record is not clear whether the medication was for back pain related to the 1999 surgery. 

          The hospital examined Moore and recommended that she contact the surgeon that performed her 1999 cervical fusion surgery.  Moore was not able to see the surgeon, Dr. Gertzbein, M.D., for one month, and took Tylenol or Advil for what she described as a “stabbing pain in [her] neck and head.”

          Before she saw Dr. Gertzbein, Moore visited a chiropractic clinic and treatment center called Balanced Bodies Wellness Center.  A medical report from the Center in 2004 noted that “[d]isc spacing is relatively well maintained in the unfused segments,” and that there is “no evidence of swelling or edema.”  Moore testified that the Center would not treat her because she had titanium in her neck; however, the medical records show that she did not return to the facility because the facility refused to file a third party insurance claim.   

          Also in 2004, she saw Dr. Gertzbein, who ordered MRIs.  The MRIs demonstrated a “small herniated disc at the C4-5 level, which is the level above the previous surgical site.”  Dr. Gertzbein “discussed the findings with her . . . [and] indicated that she would likely improve with time and isometric exercises . . . .”  He also recommended physical therapy.  Moore attended physical therapy three times.  Although at least seven visits were scheduled, she “no showed” for four of the visits, and by August 2004, she discontinued treatment.  She returned to Dr. Gertzbein and he suggested she try “stretching at home” and asked that she return in one month.  She failed to return as requested and never saw Dr. Gertzbein again. 

After the passage of one year and eight months, Moore saw Dr. Charles Reitman, M.D., in 2006.  Dr. Reitman was in the same medical office as Dr. Gertzbein.  Moore testified that the lapse in time between doctor visits was because of her inability to pay for them.  However, Moore also testified that her health insurance continued to pay for all medical visits.  Moore went to Dr. Reitman’s office “looking to settle [the] insurance claim related to the motor vehicle accident.” 

Dr. Reitman examined Moore and concluded that she had a “normal posture,” that she had “no apparent discomfort,” that she had a “somewhat limited . . . range of motion” in her neck, and that her neurologic examination was “essentially normal.”  He noted that an MRI from 2004 revealed a “large disc herniation at C4-5 leading to mild stenosis.”  He ordered a new MRI that also revealed a disc bulge at C4-5. 

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Karen Moore v. State Farm Mutual Automobile Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/karen-moore-v-state-farm-mutual-automobile-insuran-texapp-2010.