Kahapea v. Pennymac Loan Services, LLC

CourtDistrict Court, D. Hawaii
DecidedSeptember 11, 2025
Docket1:25-cv-00258
StatusUnknown

This text of Kahapea v. Pennymac Loan Services, LLC (Kahapea v. Pennymac Loan Services, LLC) is published on Counsel Stack Legal Research, covering District Court, D. Hawaii primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Kahapea v. Pennymac Loan Services, LLC, (D. Haw. 2025).

Opinion

IN THE UNITED STATES DISTRICT COURT

FOR THE DISTRICT OF HAWAI‘I In the matter of: Case No. 25-cv-00258-DKW-RT

RONNIE LOUIS MARVEL KAHAPEA, Bankr. No. 24-01025 Adv. No. 25-90004 Debtor.

ORDER DISMISSING APPEAL RONNIE LOUIS MARVEL KAHAPEA, FOR LACK OF JURISDICTION AND/OR, ALTERNATIVELY, Appellant, AFFIRMING DECISIONS OF U.S. BANKRUPTCY COURT vs.

PENNYMAC LOAN SERVICES, LLC,

Appellee.

Appellant Ronnie Louis Marvel Kahapea appeals the decision of the U.S. Bankruptcy Court to dismiss Kahapea’s Adversary Proceeding against Appellee Pennymac Loan Services, LLC (Pennymac) on the ground of permissive abstention under 28 U.S.C. Section 1334(c)(1). Dkt. No. 1. Review of Section 1334, however, reflects that this Court lacks jurisdiction to hear the instant appeal. Further, even if jurisdiction exists, in his briefing, Kahapea fails to explain (or even mention) how the Bankruptcy Court erred in weighing whether to abstain from this matter. Instead, Kahapea asserts that the Bankruptcy Court violated his constitutional rights to due process and a jury trial on his various claims, including fraud and unjust enrichment. Those assertions, however, are entirely irrelevant to whether or not the Adversary Proceeding Kahapea initiated is a matter appropriate

for abstention under Section 1334 and governing case law. Therefore, for the reasons set forth further below, the decision of the Bankruptcy Court is AFFIRMED.

RELEVANT BACKGROUND As this Court has stated in a different matter involving Kahapea, the background of this case begins with a piece of real property in Volcano, Hawai‘i (“the Volcano Property”). See Case No. 25-cv-00124-DKW-WRP, Dkt. No. 9.

On August 12, 2022, Pennymac filed a Complaint for Mortgage Foreclosure in the Third Circuit of the State of Hawai‘i (Third Circuit), seeking to foreclose upon the Volcano Property after Kahapea and others allegedly defaulted on a mortgage with

a remaining principal balance of $261,558.16 (“the Foreclosure Proceeding”). Dkt. No. 6-1 at ¶¶ 3, 8, 11-12 (Complaint for Mortgage Foreclosure in Case No. 3CCV-22-000232). On September 26, 2024, the Third Circuit (1) granted Pennymac’s motion for summary judgment and for interlocutory decree of

foreclosure with respect to the Volcano Property, and (2) entered Judgment in favor of Pennymac. Dkt. Nos. 6-4, 6-5. On October 21, 2024, Kahapea filed a Notice of Appeal to the Intermediate Court of Appeals of the State of Hawai‘i

2 (“ICA”). Dkt. No. 6-8. As far as this Court is aware, the appeal to the ICA remains pending.

Roughly two weeks later, on November 6, 2024, Kahapea filed a voluntary petition for bankruptcy relief under Chapter 13 of Title 11 of the U.S. Code (“the Bankruptcy Proceeding”). Dkt. No. 6-9. In the Bankruptcy Proceeding, Kahapea

disclosed that he had assets of $567,384, no liabilities, and not a single creditor, secured or unsecured. Dkt. No. 6-11 at 1, 15, 18, 20-23.1 On January 24, 2025, Kahapea initiated an Adversary Proceeding (AP) against Pennymac arising out of the Bankruptcy Proceeding. Dkt. No. 6-10 at 4;

Dkt. No. 6-12. In the AP Complaint, Kahapea sought to invalidate and/or disallow any liens or claims Pennymac may assert in the Bankruptcy Proceeding and enjoin Pennymac from pursuing the Foreclosure Proceeding. Dkt. No. 6-12

at 4-5.2 On April 14, 2025, Pennymac moved to dismiss the AP Complaint with prejudice on numerous grounds, including the Rooker-Feldman doctrine,3 res

1Kahapea also certified under penalty of perjury that his list of creditors, or, more accurately, lack thereof, was true and correct. Dkt. No. 6-11 at 61. 2On March 18, 2025, Kahapea attempted to withdraw the reference of the Bankruptcy Proceeding and AP from the Bankruptcy Court, which this Court denied on May 5, 2025. Case No. 25-cv-00124-DKW Kahapea v. Pennymac Loan Services, LLC, Dkt. Nos. 1, 9. 3Dist. of Columbia Court of Appeals v. Feldman, 460 U.S. 462 (1983); Rooker v. Fid. Trust Co., 263 U.S. 413 (1923). 3 judicata, and failure to state a claim under Federal Rule of Civil Procedure 12(b)(6). Dkt. No. 6-13. After briefing on the motion to dismiss, Dkt.

Nos. 6-14 & 6-15, the Bankruptcy Court held a hearing on the same, resulting in the granting of the motion to dismiss and the dismissal of the AP Complaint, Dkt. No. 6-17. In doing so, the Bankruptcy Court struck the words “with prejudice”

from the dismissal order submitted by Pennymac’s counsel (“Dismissal Order”). Id. at 2. On May 30, 2025, Kahapea moved for reconsideration of the Dismissal Order. Dkt. No. 6-18. In pertinent part, Kahapea argued that the Bankruptcy

Court relied on “contradict[ory]” findings in abstaining, erred in failing to address “federal question[s]” in the AP Complaint, and violated his constitutional right to a jury trial. On June 3, 2025, the Bankruptcy Court denied the motion for

reconsideration, explaining that at least three factors weighed “strongly in favor of abstention”, including the presence of a related proceeding in State court. Dkt. No. 6-19. On June 23, 2025, Kahapea appealed, resulting in the present action. Dkt.

No. 1. In support, Kahapea has filed an opening brief. Dkt. No. 4. Therein, he argues that, in dismissing the AP Complaint, the Bankruptcy Court violated his constitutional rights to due process and a jury trial, he did not receive “actual

4 consideration” in the loan for the Volcano Property, Pennymac does not have “standing to enforce” debt related to the Volcano Property, he was awarded “in

excess of $1.8 million” in arbitration against Pennymac, and the Bankruptcy Court exhibited “favoritism” toward Pennymac. Pennymac has filed an opposition brief, arguing, among other things, that

this Court lacks jurisdiction to consider the appeal of an abstention order under Section 1334(c)(1), the Bankruptcy Court did not abuse its discretion in abstaining, and the Bankruptcy Court did not violate Kahapea’s constitutional rights or show bias. Dkt. No. 5. In his reply brief, Kahapea repeats that Pennymac has not

established “standing” to enforce the mortgage on the Volcano Property, Pennymac is not the “true creditor” of the same, and the Bankruptcy Court violated Kahapea’s constitutional rights when he was denied a hearing prior to dismissal of

the AP Complaint. Dkt. No. 8. With briefing complete, this Order now follows. DISCUSSION There are at least two straightforward reasons for dismissing this appeal

and/or affirming the decision of the Bankruptcy Court. The first reason is jurisdictional. Section 1334(d) provides, in pertinent part: “Any decision to abstain or not to abstain made under subsection (c) (other than a decision not to

5 abstain in a proceeding described in subsection (c)(2)) is not reviewable by appeal….” Here, the Bankruptcy Court decided to abstain under

Section 1334(c)(1). Dkt. No. 6-16 at 4:15-17; Dkt. No. 6-19 at 2. Therefore, pursuant to Section 1334(d), this Court does not have jurisdiction to “review[] by appeal” that decision, as Kahapea requests. See Schultze v. Chandler, 765 F.3d

945, 950 n.2 (9 Cir. 2014) (stating that the Circuit lacked “jurisdiction to review” the decision of a bankruptcy court declining to abstain under Section 1334(c)(1)). Even if jurisdiction did exist to review the Bankruptcy Court’s abstention decision, the second reason is more substantive. Specifically, in his appellate

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Related

Rooker v. Fidelity Trust Co.
263 U.S. 413 (Supreme Court, 1924)
District of Columbia Court of Appeals v. Feldman
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Richard Schultze v. David Chandler, Sr.
765 F.3d 945 (Ninth Circuit, 2014)
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