Joys Malcolm King Jr v. Memberselect Insurance Company

Michigan Court of Appeals·Decided August 25, 2026·No. 375797·Unpublished

Opinions

If this opinion indicates that it is “FOR PUBLICATION,” it is subject to revision until final publication in the Michigan Appeals Reports.

STATE OF MICHIGAN

COURT OF APPEALS

JOYS MALCOLM KING, JR., UNPUBLISHED August 25, 2026 Plaintiff-Appellant, 1:07 PM

v No. 375797 Wayne Circuit Court MEMBERSELECT INSURANCE COMPANY, LC No. 22-013145-NI

Defendant-Appellee, and

JOHN DOE, MICHIGAN ASSIGNED CLAIMS PLAN, and MICHIGAN AUTOMOBILE INSURANCE PLACEMENT FACILITY,

Defendants.

Before: ACKERMAN, P.J., and BAZZI and LIEVENSE, JJ.

PER CURIAM.

In this no-fault insurance case, plaintiff, Joys Malcolm King, Jr., appeals as of right the stipulated order dismissing his claims against defendants, MemberSelect Insurance Company (MemberSelect) and the Michigan Automobile Insurance Placement Facility (MAIPF), with prejudice. In substance, plaintiff seeks reversal of the trial court’s earlier order granting MemberSelect’s motion for partial summary disposition dismissing Counts 2 and 3 of his amended complaint, which asserted claims for underinsured motorist (UIM) and uninsured motorist (UM) coverage under an insurance policy by MemberSelect. Pursuant to Stanley v Farmers Ins Exch, ___ Mich App ___, ___; ___ NW3d ___ (2026) (Docket No. 374881), we dismiss this appeal for lack of jurisdiction.

I. BASIC FACTS AND PROCEDURAL HISTORY

This case arises from a motor-vehicle accident that occurred on June 11, 2022, in Detroit, Michigan. Plaintiff was walking on the sidewalk near Joy Road and Rosemont Avenue when he was struck by a hit-and-run driver. Plaintiff contends that he sustained significant injuries and

-1- incurred medical expenses and other losses because of the collision. At the time of the accident, plaintiff did not own a vehicle or have his own no-fault insurance, but his mother did through MemberSelect.

Following MemberSelect’s denial of plaintiff’s claims for personal injury protection (PIP) benefits as well as UM and UIM claims, plaintiff filed the underlying action alleging five counts: a third-party negligence claim against John Doe, the hit-and-run driver (Count 1); third-party UM and UIM claims against MemberSelect for damages permitted under the policy (Counts 2 and 3); a first-party claim for PIP benefits against MemberSelect (Count 4); and a first-party claim for PIP benefits against the MAIPF in the event he was ineligible for benefits from MemberSelect (Count 5). During the lower court proceedings, defendants questioned where plaintiff was domiciled at the time of the accident to determine whether plaintiff was covered by the MemberSelect policy issued to plaintiff’s mother and the order of priority for his first-party claims for PIP benefits. Because there was conflicting evidence about whether plaintiff was domiciled with his mother or his girlfriend at the time of the accident, the trial court ultimately denied the MAIPF’s and MemberSelect’s competing motions for summary disposition under MCR 2.116(C)(10) (no genuine issue of material fact) as to the first-party claims (Counts 4 and 5).

MemberSelect further moved for partial summary disposition under MCR 2.116(C)(8) (failure to state a claim on which relief can be granted) and (C)(10) as to plaintiff’s UM and UIM motorist claims (Counts 2 and 3), arguing that the policy did not cover plaintiff, but that, even if it did, plaintiff was not entitled to UM or UIM coverage under MemberSelect’s policy because plaintiff failed to make a “written report” of the hit-and-run accident to “local law enforcement” within 24 hours or “as soon as it is reasonably possible.” MemberSelect further asserted that this requirement served to limit fraud. Plaintiff responded that the 911 call and Detroit Fire Department report authored the day of the accident met the policy’s requirements and satisfied the antifraud purpose of that policy provision.

Following a hearing, the trial court agreed with MemberSelect and granted partial summary disposition under MCR 2.116(C)(10), ruling that plaintiff’s failure to file a police report complying with MemberSelect’s policy barred plaintiff’s recovery of benefits. The court’s order dismissed Counts 2 and 3 against MemberSelect with prejudice, and it specified that it was not a final order. The parties subsequently entered into a stipulated order dismissing the remaining claims against MemberSelect and the MAIPF with prejudice. That order closed the case, contained no language preserving any right to appeal prior orders, and constituted the final order from which plaintiff now appeals.

II. STANDARD OF REVIEW

“The jurisdiction of the Court of Appeals is governed by statute and court rule.” Chen v Wayne State Univ, 284 Mich App 172, 191; 771 NW2d 820 (2009). The interpretation of statutes and court rules is a question of law subject to de novo review. Estes v Titus, 481 Mich 573, 578- 579; 751 NW2d 493 (2008). “Hence, whether this Court has jurisdiction is a question of law that this Court reviews de novo.” Chen, 284 Mich App at 191.

-2- III. JURISDICTION

Plaintiff appeals from a stipulated order dismissing his remaining claims against MemberSelect and the MAIPF with prejudice. This Court lacks jurisdiction over plaintiff’s appeal because plaintiff is not an aggrieved party under Stanley.

MCR 7.203(A)(1) provides that this Court’s jurisdiction over an appeal of right is limited to appeals filed by an aggrieved party from a final judgment or final order. But as explained in Stanley, ___ Mich App at ___; slip op at 2 (quotation marks and citations omitted):

A party is not aggrieved, however, by an order to which that party has consented. Indeed, it is well settled that a party may not appeal from a consent judgment or stipulated order because such an order reflects the parties’ agreement rather than a judicial determination of contested rights. Consistent with that principle, a party cannot stipulate a matter and then argue on appeal that the resulting action was error.

Stipulated orders that are accepted by the trial court are generally construed under the same rules of construction as contracts, because they are agreements reached by and between the parties. Accordingly, when a party expressly reserves the right to appeal a prior ruling in a stipulated dismissal, that reservation may be enforced. Conversely, where a party agrees to a final dismissal with the same opposing party and fails to reserve appellate rights, the stipulated dismissal extinguishes any claim of appeal from earlier rulings involving that party. In that circumstance, the appellant is not an aggrieved party within the meaning of MCR 7.203(A)(1), and this Court lacks jurisdiction over the appeal.

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