Joy Trueblood, M.D. v. MMIC Insurance, Inc.

CourtCourt of Appeals of Iowa
DecidedSeptember 18, 2024
Docket23-0361
StatusPublished

This text of Joy Trueblood, M.D. v. MMIC Insurance, Inc. (Joy Trueblood, M.D. v. MMIC Insurance, Inc.) is published on Counsel Stack Legal Research, covering Court of Appeals of Iowa primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Joy Trueblood, M.D. v. MMIC Insurance, Inc., (iowactapp 2024).

Opinion

IN THE COURT OF APPEALS OF IOWA

No. 23-0361 Filed September 18, 2024

JOY TRUEBLOOD, M.D., Plaintiff-Appellant/Cross-Appellee,

vs.

MMIC INSURANCE, INC., Defendant-Appellee/Cross-Appellant. ________________________________________________________________

Appeal from the Iowa District Court for Polk County, Samantha Gronewald,

Judge.

A tort plaintiff appeals from the summary judgment ruling dismissing her

lawsuit as precluded by a Minnesota judgment under the Full Faith and Credit

Clause, and the defendant cross-appeals the denial of sanctions against plaintiff’s

counsel. AFFIRMED ON APPEAL AND CROSS-APPEAL.

Webb L. Wassmer of Wassmer Law Office PLC, Marion, and Nicholas C.

Rowley and Dominic F. Pechota of Trial Lawyers for Justice, Decorah, for

appellant/cross-appellee.

Charles E. Spevacek (pro hac vice) of Meagher & Geer, P.L.L.P.,

Minneapolis, Minnesota, and Jason Wallace Miller and Gregory Andrew Witke of

Patterson Law Firm, LLP, Des Moines, for appellee/cross-appellant.

Heard by Schumacher, P.J., and Buller and Langholz, JJ. 2

LANGHOLZ, Judge.

After losing a tort lawsuit in Minnesota, can the plaintiff bring an identical

suit—the same tort claims, against the same defendants, arising out of the same

facts—in Iowa? The district court said no, reasoning that the Full Faith and Credit

Clause of our nation’s constitution requires Iowa to abide by Minnesota’s resolution

of the suit. And the twice-losing plaintiff—Dr. Joy Trueblood—appeals. She

contends that because the Minnesota court chose to apply Minnesota common

law rather than more favorable Iowa common law, she should get a chance to

pursue her claims under Iowa law. One of the repeat defendants—MMIC

Insurance, Inc.—cross-appeals, arguing that the district court abused its discretion

in refusing to sanction Trueblood’s attorney—Nicholas Rowley—for filing this

second suit because it is frivolous and brought for an improper purpose.

The district court correctly dismissed this suit. The Minnesota judgment is

a final decision on the merits reached after Trueblood had a full and fair opportunity

to litigate her claims, including her argument that Iowa law should apply. The Full

Faith and Credit Clause thus demands that we give our sister state’s judgment

preclusive effect, foreclosing Trueblood’s second try at suing MMIC.

Even so, we cannot say that the district court abused its discretion in

declining to sanction Rowley for suing MMIC a second time. Especially given that

the district court did sanction Rowley for again suing one of the other defendants

that had been voluntarily dismissed with prejudice in the Minnesota suit, it was not

untenable reasoning to conclude that the limited sanction was sufficient. We thus

affirm on both the appeal and cross-appeal. 3

I. Factual Background and Proceedings

In 2016, a patient went to a medical clinic for prostate cancer screening. A

mix-up in the pathology lab caused the patient to receive another patient’s biopsy

results—results that showed prostate cancer. Believing he had cancer, the patient

underwent prostate-removal surgery. After the surgery, the clinic discovered the

error. The patient and his wife then sued the clinic for medical malpractice and

later added Trueblood—the clinic’s pathologist—as a named defendant. MMIC,

the insurance provider for the clinic and Trueblood, indemnified them and hired

counsel to defend the suit.

The parties to that suit engaged in mediation and appeared close to

reaching a settlement agreement on the patient’s malpractice claims. But just

before trial, the patient and his wife rescinded their $1.9 million demand. They

also retained new counsel—Rowley appeared the morning of trial and demanded

$7 million to settle the case, which he then upped to $15 million four hours later.

After a short trial, the jury found Trueblood and the clinic negligent and awarded

$12.5 million in damages. The case later settled for $9 million—all of which was

covered by the MMIC insurance policy. Neither Trueblood nor the clinic ever paid

out of pocket for the award or the lawsuit’s defense.

About ten months after the verdict, Trueblood—by then, also represented

by the patient’s attorney, Rowley—sued MMIC and one of its claims employees,

Nicole Graziano, in Minnesota state district court. The suit asserted three

common-law tort claims—bad faith, breach of fiduciary duty, and intentional

infliction of emotional distress—all arising out of MMIC’s defense of the patient’s

medical malpractice case. The thrust of the suit was that MMIC made “insultingly 4

low” settlement offers, “pressured” Trueblood to take the blame for the lab error in

her deposition, and could have avoided trial by making larger settlement offers.

Trueblood eventually agreed to a stipulated dismissal of her claims against

the MMIC employee, Graziano. One of Rowley’s co-counsels also representing

Trueblood initially asked for the dismissal to be without prejudice, writing, “We are

not going to later pursue the claims but dismissal with prejudice can lead to

unintended consequences down the road.” MMIC refused. And Rowley then

relented, signing a stipulated dismissal agreeing to dismissal “with prejudice,”

which the Minnesota district court accepted.

The remaining claims against MMIC were considered by the court on

MMIC’s motion to dismiss.1 The fighting issue was whether Minnesota or Iowa law

governed Trueblood’s torts. Trueblood argued Iowa law should apply because the

medical malpractice occurred in Iowa. And MMIC argued Minnesota law should

govern because all of MMIC’s litigation decisions occurred in Minnesota. The

choice-of-law issue was significant. While Minnesota law narrowly cabins tort

claims against insurers—requiring they be litigated through breach-of-contract

actions with few exceptions—Iowa law allows such claims in more circumstances.

Compare Morris v. Am. Fam. Mut. Ins. Co., 386 N.W.2d 233, 237 (Minn. 1986),

with Bellville v. Farm Bureau Mut. Ins. Co., 702 N.W.2d 468, 473 (Iowa 2005).

The Minnesota district court held that Minnesota law applied to Trueblood’s

suit and that Trueblood failed to state a claim upon which relief could be granted.

1 MMIC originally filed the motion as one for summary judgment so it could present

evidence about another defendant that was named in Trueblood’s suit before being dismissed by stipulation. And because no evidence was needed for the arguments on the claims against MMIC, the court treated the motion as a motion to dismiss. 5

The court reasoned that because Trueblood’s action turned on MMIC’s contractual

performance under its policy—not any intentional tort committed apart from its

malpractice defense—Trueblood could not prevail on any of her claims against

MMIC. So the court dismissed them with prejudice.

Trueblood appealed to the Minnesota Court of Appeals, which affirmed.

See Trueblood v. MMIC Ins., No. A21-0452, 2021 WL 5764582 (Minn. Ct. App.

Dec. 6, 2021). The court acknowledged both “parties agree that either state’s law

may be constitutionally applied, as both states have sufficient contacts with this

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