Jose Angel Ortega v. Lpp Mortgage, Ltd.

CourtCourt of Appeals of Texas
DecidedFebruary 10, 2005
Docket13-03-00310-CV
StatusPublished

This text of Jose Angel Ortega v. Lpp Mortgage, Ltd. (Jose Angel Ortega v. Lpp Mortgage, Ltd.) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Jose Angel Ortega v. Lpp Mortgage, Ltd., (Tex. Ct. App. 2005).

Opinion



NUMBER 13-03-310-CV


COURT OF APPEALS


THIRTEENTH DISTRICT OF TEXAS


CORPUS CHRISTI - EDINBURG


JOSE ANGEL ORTEGA, ET AL.,                                                Appellant,


v.


LPP MORTGAGE, LTD.,                                                             Appellee.

On appeal from the 206th District Court of Hidalgo County, Texas.


O P I N I O N


Before Justices Yañez, Rodriguez and Garza

Opinion by Justice Garza


          Appellants, Jose Angel Ortega, Rene Ortega, Mary C. Ortega, Rolando Ortega, and David Ortega, challenge a final judgment entered in favor of appellee, LPP Mortgage, Ltd., denying appellants’ petition for an injunction and granting appellee’s claims for monetary judgment on certain promissory notes, declaratory judgment, and attorney’s fees. Because the jury charge used in this case contained an error that probably caused the rendition of an improper judgment, we reverse the judgment and remand the cause to the lower court for a new trial.

Background

          This case arises from a series of defaulted notes. In 1978, Jose Angel Ortega and his son Rene Ortega formed Ortega Farms, a partnership created to conduct the business of farming. On September 30, 1982, Jose Angel and Rene, as partners of Ortega Farms, applied for a business loan from the United States Small Business Administration (“SBA”). The loan application was denied because Ortega Farms lacked adequate collateral. On December 10, 1982, Jose Angel and his wife, Herlinda, executed two warranty deeds, which purported to convey to Ortega Farms certain parcels of land known as Tract 1 and Tract 2. The transfer was executed to improve the financial position of Ortega Farms and to improve the likelihood of the partnership obtaining a loan.

          In 1983, Ortega Farms obtained a loan of $105,000 from the First National Bank of Mercedes. The loan was secured by a first and second lien on Tract 2 and Tract 1, respectively. On May 24, 1984, Ortega obtained a loan of $114,000 from the SBA. This loan was evidenced by a promissory note payable to the SBA (“Note 1”) and secured by a deed of trust lien on Tract 1 and a separate deed of trust on Tract 2. The First National Bank of Mercedes agreed to subordinate its pre-existing security interests in Tract 1 and Tract 2 to the SBA’s deeds of trust.

          Ortega Farms ceased making payments on Note 1 in 1997. On November 7, 2001, appellee purchased Note 1 from the SBA. In the same month, appellee commenced proceedings to foreclose on Tract 1 and Tract 2. Shortly after the foreclosure proceedings commenced, appellants filed a petition for a permanent injunction against appellee and asked the trial court for a temporary restraining order to prevent the scheduled foreclosure. Appellants argued that Tract 1 and Tract 2 were their homesteads and therefore exempt from forced sale. The trial court granted the TRO, but it was subsequently overruled by operation of law on December 4, 2001.

          On February 11, 2002, appellee filed a counterclaim seeking a judgment against four of the appellants (the obligors) for amounts owed to appellee on five notes, including Note 1. Appellee also asserted a counterclaim for a declaratory judgment that any ownership or homestead rights held by appellants were after-acquired, subordinate, and inferior to the liens held by appellee. On June 20, 2002, appellee non-suited its claim for a money judgment on Note 1. On the same day, the trial court granted appellee’s motion for partial summary judgment as to the amounts owed on the remaining four notes.

          Appellants’ claim for a permanent injunction and appellee’s counterclaim for a declaratory judgment were then tried before a jury, which found that Tract 1 and Tract 2 were not the homestead of Appellant Jose Angel Ortega prior to the execution of Note 1. A final judgment was then entered in favor of appellee.

I. Exclusion of Testimony

          In their first issue, appellants argue that the trial court erred by excluding certain testimony by Jose Angel and Rene.

A. Standard of Review

          The admission or exclusion of evidence is a matter within the trial court’s discretion. Norwest Mortgage, Inc. v. Salinas, 999 S.W.2d 846, 861 (Tex. App.—Corpus Christi 1999, pet. denied) (citing City of Brownsville v. Alvarado, 897 S.W.2d 750, 753 (Tex. 1995)). A trial court abuses its discretion when it acts without regard for any guiding rules or principles. Alvarado, 897 S.W.2d at 754. An appellate court must uphold the trial court’s evidentiary ruling if there is any legitimate basis for the ruling, even if it was not previously urged. See State Bar v. Evans, 774 S.W.2d 656, 659 n.5 (Tex. 1989). To obtain reversal of a judgment based on error in the admission or exclusion of evidence, an appellant must show that the trial court’s ruling “probably caused the rendition of an improper judgment.” Tex. R. App. P. 44.1(a). In making this determination, the appellate court must review the entire record. See Alvarado, 897 S.W.2d at 754. Reversible error does not usually occur in connection with rulings on questions of evidence, unless the appellant can demonstrate that the whole case turns on the particular evidence admitted or excluded. See Texaco, Inc. v. Pennzoil, Co., 729 S.W.2d 768, 837 (Tex. App.—Houston [1st Dist.] 1987, writ ref’d n.r.e.) (citing Atlantic Mut. Ins. Co. v. Middleman, 661 S.W.2d 182, 185 (Tex. App.—San Antonio 1983, writ ref'd n.r.e.)). The exclusion of evidence is harmless if the evidence is merely cumulative of other evidence in the record. Reina v. Gen. Accident Fire & Life Assurance Corp., 611 S.W.2d 415, 417 (Tex. 1981); see also Gee v. Liberty Mut. Fire Ins. Co., 765 S.W.2d 394, 396 (Tex. 1989).

B. Analysis

          

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