MEMORANDUM DECISION Pursuant to Ind. Appellate Rule 65(D), this Memorandum Decision shall not be FILED regarded as precedent or cited before any Apr 09 2020, 8:25 am court except for the purpose of establishing CLERK the defense of res judicata, collateral Indiana Supreme Court Court of Appeals estoppel, or the law of the case. and Tax Court
ATTORNEYS FOR APPELLANT ATTORNEYS FOR APPELLEE James H. Voyles, Jr. F. Aaron Negangard Tyler D. Helmond Chief Deputy Attorney General Voyles Vaiana Lukemeyer Baldwin & J.T. Whitehead Webb Deputy Attorney General Indianapolis, Indiana Indianapolis, Indiana
IN THE COURT OF APPEALS OF INDIANA
Jordan Collins, April 9, 2020 Appellant-Defendant, Court of Appeals Case No. 19A-CR-1563 v. Appeal from the Hancock Circuit Court State of Indiana, The Honorable Cody B. Coombs, Appellee-Plaintiff, Court Commissioner Trial Court Cause No. 30C01-1801-F5-36
Robb, Judge.
Court of Appeals of Indiana | Memorandum Decision 19A-CR-1563 | April 9, 2020 Page 1 of 12 Case Summary and Issues [1] Following a bench trial, Jordan Collins was found guilty of two counts of
sexual misconduct with a minor, one each as a Level 5 and a Level 6 felony;
and rape, a Level 3 felony. The trial court entered judgments of conviction for
Level 6 felony sexual misconduct and rape and sentenced Collins to an
aggregate sentence of eight years. Collins appeals and presents two issues for
our review: (1) whether Collins personally, knowingly, intelligently, and
voluntarily waived his right to a jury trial; and (2) whether there was sufficient
evidence to support his rape conviction. Concluding Collins’ waiver of a jury
trial was personal, knowing, intelligent, and voluntary, and the State presented
sufficient evidence to support Collins’ rape conviction, we affirm.
Facts and Procedural History [2] The facts most favorable to the trial court’s judgment are as follows. H.D.’s
parents are separated, and she has an older brother named Landon, who is in
the Army. H.D. lives primarily with her father, Shane, in Lawrence, Indiana,
and her mother, Cindy, lives in Fortville. In December 2017, Landon came
home for several weeks to visit over the holidays.
[3] On December 31, Landon hosted a New Year’s Eve party at their mother’s
house. H.D. had turned fourteen years old only three weeks prior. That
evening, around 5:00 or 6:00 p.m., H.D.’s father dropped her off at her
mother’s house for the party. Shortly thereafter, two of H.D.’s girlfriends from
Court of Appeals of Indiana | Memorandum Decision 19A-CR-1563 | April 9, 2020 Page 2 of 12 school arrived and the three of them got ready for the party. Around 7:30-8:00
p.m., Landon and Collins arrived. Landon and Collins had been friends for
approximately ten years; H.D. had known Collins that long as well. Other
friends arrived later, and Cindy and her boyfriend were also present during the
party. There were roughly fifteen guests and “[p]eople started drinking and
they were just hanging out[.]” Transcript of Evidence, Volume II at 23.
[4] During the party, H.D. “had a sip of champagne, . . . a few sips of beer, and
two or three shots of tequila.” Id. at 39. She also witnessed Collins consume
alcohol, including beer, Captain Morgan, champagne, and “something in a shot
glass.” Id. Everyone gathered in the living room to watch the ball drop at
midnight. After the ball dropped, most guests left but H.D. and her two
girlfriends hung out in her room for a while. Around 12:30 a.m., January 1,
Landon went to bed and Cindy and her boyfriend left to go to a nearby bar.
H.D., her two friends, a male friend, and Collins hung out in the kitchen and
talked. While they were in the kitchen, Collins told H.D. “that [she] was like a
sister to him and that he cared about [her] and . . . [told their male friend] that if
he did anything to any of [the] girls that he would beat the crap out of him.” Id.
at 42.
[5] At some point, Collins texted H.D. his phone number and told her if she ever
needed to talk to him while Landon is away, she could. Then, H.D. recalled
Collins announcing to everyone in the kitchen, “me and [H.D.] are going to go
outside to talk, don’t come out there until I say you can come in.” Id. at 45.
Collins told H.D. he wanted to speak with her about Landon leaving, so they
Court of Appeals of Indiana | Memorandum Decision 19A-CR-1563 | April 9, 2020 Page 3 of 12 walked into the garage. Upon entering the garage, Collins kissed H.D., then sat
in a chair, and told her to “straddle him[.]” Id. at 46. H.D. said no. She sat on
Collins’ lap “for a second[,]” then stood in front of him, and he tried to pull her
pants down but she resisted. Id. at 47.
[6] H.D. recalled that “eventually [Collins] stood up and somehow we ended up
over by the fridge and I was like pushed up against it and [Collins] kept telling
me that I needed to suck his d*** and I said no. And then [Collins] kept pulling
my pants down and I was holding them up.” Id. at 46. Collins managed to pull
H.D.’s pants down a few inches, then put his hands down her pants, and
inserted several fingers inside her vagina for ten to fifteen seconds. H.D. told
Collins, “[S]top[,] it hurts[,]” but Collins did not respond and did not stop. Id.
at 49. At some point after H.D. refused him, Collins grabbed her hair and
pulled her head back, and while pinning her against the refrigerator, Collins
grabbed her hand and placed it on his exposed erect penis. Collins touched
H.D. with his penis and unsuccessfully attempted to penetrate her. Collins told
H.D., “I’m going to d*** you down now or I’m going to do it later.” Id. at 52.
During the encounter, H.D. repeatedly told Collins to stop and said “no.”
H.D. did not attempt to flee because she was afraid Collins would harm her or
hurt someone else if she disclosed the incident to anyone in the house.
[7] Hearing Cindy returning from the bar, Collins stopped and sat down in a chair.
H.D. returned to her room where her friends were and told them she thought
Collins had just raped her. At some point, Collins left the house. Later that
day, H.D. disclosed the incident to Landon via Snapchat but stated she did not
Court of Appeals of Indiana | Memorandum Decision 19A-CR-1563 | April 9, 2020 Page 4 of 12 want the police involved. On January 2, Officer Matt Fox of the Fortville
Police Department received a report from the Department of Child Services
child abuse hotline indicating that H.D. had been sexually assaulted. Officer
Fox reached out to H.D.’s father, who brought H.D. to the police station to be
interviewed. After speaking with the police, H.D. then went to St. Vincent’s
hospital in Anderson and underwent a sexual assault examination.
[8] On January 4, 2018, the State charged Collins with the following: Count I,
sexual misconduct with a minor, a Level 5 felony; Count II, sexual misconduct
with a minor, a Level 6 felony; and Count III, criminal confinement, a Level 6
felony. Later, the State filed a motion to amend the information by adding
Count IV, rape, a Level 3 felony. The trial court granted the motion, and
Count IV was added.
[9] On February 15, 2019, Collins filed a Waiver of Jury Trial, which he personally
signed, along with his attorney. The short waiver stated, “Comes now
defendant in person and by counsel and hereby waives trial by jury and requests
this matter be scheduled for bench trial[.]” Appendix to Appellant’s Brief,
Free access — add to your briefcase to read the full text and ask questions with AI
MEMORANDUM DECISION Pursuant to Ind. Appellate Rule 65(D), this Memorandum Decision shall not be FILED regarded as precedent or cited before any Apr 09 2020, 8:25 am court except for the purpose of establishing CLERK the defense of res judicata, collateral Indiana Supreme Court Court of Appeals estoppel, or the law of the case. and Tax Court
ATTORNEYS FOR APPELLANT ATTORNEYS FOR APPELLEE James H. Voyles, Jr. F. Aaron Negangard Tyler D. Helmond Chief Deputy Attorney General Voyles Vaiana Lukemeyer Baldwin & J.T. Whitehead Webb Deputy Attorney General Indianapolis, Indiana Indianapolis, Indiana
IN THE COURT OF APPEALS OF INDIANA
Jordan Collins, April 9, 2020 Appellant-Defendant, Court of Appeals Case No. 19A-CR-1563 v. Appeal from the Hancock Circuit Court State of Indiana, The Honorable Cody B. Coombs, Appellee-Plaintiff, Court Commissioner Trial Court Cause No. 30C01-1801-F5-36
Robb, Judge.
Court of Appeals of Indiana | Memorandum Decision 19A-CR-1563 | April 9, 2020 Page 1 of 12 Case Summary and Issues [1] Following a bench trial, Jordan Collins was found guilty of two counts of
sexual misconduct with a minor, one each as a Level 5 and a Level 6 felony;
and rape, a Level 3 felony. The trial court entered judgments of conviction for
Level 6 felony sexual misconduct and rape and sentenced Collins to an
aggregate sentence of eight years. Collins appeals and presents two issues for
our review: (1) whether Collins personally, knowingly, intelligently, and
voluntarily waived his right to a jury trial; and (2) whether there was sufficient
evidence to support his rape conviction. Concluding Collins’ waiver of a jury
trial was personal, knowing, intelligent, and voluntary, and the State presented
sufficient evidence to support Collins’ rape conviction, we affirm.
Facts and Procedural History [2] The facts most favorable to the trial court’s judgment are as follows. H.D.’s
parents are separated, and she has an older brother named Landon, who is in
the Army. H.D. lives primarily with her father, Shane, in Lawrence, Indiana,
and her mother, Cindy, lives in Fortville. In December 2017, Landon came
home for several weeks to visit over the holidays.
[3] On December 31, Landon hosted a New Year’s Eve party at their mother’s
house. H.D. had turned fourteen years old only three weeks prior. That
evening, around 5:00 or 6:00 p.m., H.D.’s father dropped her off at her
mother’s house for the party. Shortly thereafter, two of H.D.’s girlfriends from
Court of Appeals of Indiana | Memorandum Decision 19A-CR-1563 | April 9, 2020 Page 2 of 12 school arrived and the three of them got ready for the party. Around 7:30-8:00
p.m., Landon and Collins arrived. Landon and Collins had been friends for
approximately ten years; H.D. had known Collins that long as well. Other
friends arrived later, and Cindy and her boyfriend were also present during the
party. There were roughly fifteen guests and “[p]eople started drinking and
they were just hanging out[.]” Transcript of Evidence, Volume II at 23.
[4] During the party, H.D. “had a sip of champagne, . . . a few sips of beer, and
two or three shots of tequila.” Id. at 39. She also witnessed Collins consume
alcohol, including beer, Captain Morgan, champagne, and “something in a shot
glass.” Id. Everyone gathered in the living room to watch the ball drop at
midnight. After the ball dropped, most guests left but H.D. and her two
girlfriends hung out in her room for a while. Around 12:30 a.m., January 1,
Landon went to bed and Cindy and her boyfriend left to go to a nearby bar.
H.D., her two friends, a male friend, and Collins hung out in the kitchen and
talked. While they were in the kitchen, Collins told H.D. “that [she] was like a
sister to him and that he cared about [her] and . . . [told their male friend] that if
he did anything to any of [the] girls that he would beat the crap out of him.” Id.
at 42.
[5] At some point, Collins texted H.D. his phone number and told her if she ever
needed to talk to him while Landon is away, she could. Then, H.D. recalled
Collins announcing to everyone in the kitchen, “me and [H.D.] are going to go
outside to talk, don’t come out there until I say you can come in.” Id. at 45.
Collins told H.D. he wanted to speak with her about Landon leaving, so they
Court of Appeals of Indiana | Memorandum Decision 19A-CR-1563 | April 9, 2020 Page 3 of 12 walked into the garage. Upon entering the garage, Collins kissed H.D., then sat
in a chair, and told her to “straddle him[.]” Id. at 46. H.D. said no. She sat on
Collins’ lap “for a second[,]” then stood in front of him, and he tried to pull her
pants down but she resisted. Id. at 47.
[6] H.D. recalled that “eventually [Collins] stood up and somehow we ended up
over by the fridge and I was like pushed up against it and [Collins] kept telling
me that I needed to suck his d*** and I said no. And then [Collins] kept pulling
my pants down and I was holding them up.” Id. at 46. Collins managed to pull
H.D.’s pants down a few inches, then put his hands down her pants, and
inserted several fingers inside her vagina for ten to fifteen seconds. H.D. told
Collins, “[S]top[,] it hurts[,]” but Collins did not respond and did not stop. Id.
at 49. At some point after H.D. refused him, Collins grabbed her hair and
pulled her head back, and while pinning her against the refrigerator, Collins
grabbed her hand and placed it on his exposed erect penis. Collins touched
H.D. with his penis and unsuccessfully attempted to penetrate her. Collins told
H.D., “I’m going to d*** you down now or I’m going to do it later.” Id. at 52.
During the encounter, H.D. repeatedly told Collins to stop and said “no.”
H.D. did not attempt to flee because she was afraid Collins would harm her or
hurt someone else if she disclosed the incident to anyone in the house.
[7] Hearing Cindy returning from the bar, Collins stopped and sat down in a chair.
H.D. returned to her room where her friends were and told them she thought
Collins had just raped her. At some point, Collins left the house. Later that
day, H.D. disclosed the incident to Landon via Snapchat but stated she did not
Court of Appeals of Indiana | Memorandum Decision 19A-CR-1563 | April 9, 2020 Page 4 of 12 want the police involved. On January 2, Officer Matt Fox of the Fortville
Police Department received a report from the Department of Child Services
child abuse hotline indicating that H.D. had been sexually assaulted. Officer
Fox reached out to H.D.’s father, who brought H.D. to the police station to be
interviewed. After speaking with the police, H.D. then went to St. Vincent’s
hospital in Anderson and underwent a sexual assault examination.
[8] On January 4, 2018, the State charged Collins with the following: Count I,
sexual misconduct with a minor, a Level 5 felony; Count II, sexual misconduct
with a minor, a Level 6 felony; and Count III, criminal confinement, a Level 6
felony. Later, the State filed a motion to amend the information by adding
Count IV, rape, a Level 3 felony. The trial court granted the motion, and
Count IV was added.
[9] On February 15, 2019, Collins filed a Waiver of Jury Trial, which he personally
signed, along with his attorney. The short waiver stated, “Comes now
defendant in person and by counsel and hereby waives trial by jury and requests
this matter be scheduled for bench trial[.]” Appendix to Appellant’s Brief,
Volume Two at 62. A bench trial was held on June 5, 2019, and the trial court
found Collins guilty of both counts of sexual misconduct with a minor and
rape, and not guilty of criminal confinement. The trial court merged Counts I
and II and sentenced Collins to serve two years in the Indiana Department of
Correction (“DOC”) on Count II, concurrent with eight years on Count IV–
four of which were to be executed in the DOC, two years with community
corrections, and two years suspended to probation. Collins now appeals.
Court of Appeals of Indiana | Memorandum Decision 19A-CR-1563 | April 9, 2020 Page 5 of 12 Discussion and Decision I. Waiver of Jury Trial [10] “The jury trial right is a bedrock of our criminal justice system, guaranteed by
both Article 1, Section 13 of the Indiana Constitution and the Sixth
Amendment to the United States Constitution.” Horton v. State, 51 N.E.3d
1154, 1158 (Ind. 2016). It is fundamental and personal and therefore any
waiver of the right to a jury trial must be the knowing and voluntary choice of
the defendant himself. Perkins v. State, 541 N.E.2d 927, 928 (Ind. 1989); see also
Ind. Code § 35-37-1-2 (stating that “the defendant and prosecuting attorney, with
the assent of the court, may submit the trial to the court”) (emphasis added).
“A voluntary waiver occurs if the conduct constituting the waiver is the product
of a free will; a knowing waiver is the product of an informed will; [and] an
intelligent waiver is the product of a will that has the capacity to understand[.]”
Johnson v. State, 6 N.E.3d 491, 496 (Ind. Ct. App. 2014) (internal quotation
omitted).
[11] A knowing, voluntary, and intelligent waiver of the right to a jury trial cannot
be inferred from a record which does not evidence such personal choice. Boykin
v. Alabama, 395 U.S. 238, 243 (1969); Poore v. State, 681 N.E.2d 204, 206 (Ind.
1997). Rather, the defendant must personally indicate either in writing or
verbally in open court that he or she wishes to waive a jury trial and the waiver
must be made part of the record. Kellems v. State, 849 N.E.2d 1110, 1112-13
(Ind. 2006) (reh’g opinion). There is no requirement that a trial court orally
Court of Appeals of Indiana | Memorandum Decision 19A-CR-1563 | April 9, 2020 Page 6 of 12 advise a defendant of his right to a jury trial and the consequences of waiving
that right. Coleman v. State, 694 N.E.2d 269, 278 (Ind. 1998).
[12] Collins argues that the waiver of jury trial filed with the trial court does not
establish that he personally communicated a knowing, intelligent, and
voluntary waiver because the actual waiver fails to indicate that he can read or
write and that he understands what a jury trial is and its function. We disagree.
[13] In Poore v. State, our supreme court held that the defendant in that case made a
personal, knowing, intelligent, and voluntary waiver of a jury trial in
circumstances similar to those in the instant case. 681 N.E.2d at 208. In Poore,
after the defendant had been criminally charged, he was given an initial hearing
rights form explaining the right to a jury trial, which he signed and dated.
Later, at a pre-trial hearing, the defendant filed a written waiver of jury trial,
signed by him, his attorney, and the deputy prosecuting attorney. Our supreme
court concluded that the defendant’s “filing of his signed jury trial waiver
adequately reflect[ed] a personal desire to waive this right and constitute[d] the
affirmative act necessary to do so for his felony charge.” Id. at 207.
[14] The court further held that the evidence in the record established that the
defendant made an intelligent and voluntary waiver. First, the defendant had
been given an initial hearing rights form, which “inform[ed] him generally and
unambiguously” of his right to jury trial. Id. Second, the “record provide[d]
multiple grounds for inferring that [he] understood the proceedings and the
choices he made.” Id. (emphasis added). The presentence investigation report
Court of Appeals of Indiana | Memorandum Decision 19A-CR-1563 | April 9, 2020 Page 7 of 12 indicated that the defendant completed school through eleventh grade, later
obtained his G.E.D., and attended two years of undergraduate education; the
record of the initial hearing reflected a “literate exchange” between the
defendant and the court regarding a no contact order; and the defendant’s
significant criminal history suggested a “high level of familiarity with the
judicial process, making it quite likely that he knew what a ‘jury’ was.” Id. In
addition, the record revealed that the defendant’s attorney also signed the
waiver, “impl[ying] that [he] acted upon advice and information of legal
counsel.” Id. Lastly, our supreme court rejected the notion that the record
must show that a defendant could read and understand his or her rights:
“While it is advantageous for a trial judge to engage a defendant in colloquy
concerning the consequences of waiving trial by jury, such an exchange is ‘not
required by either the United States or the Indiana constitutions, or by statute.’”
Id. at 208 (quotation omitted). Therefore, the court held the defendant made a
personal, knowing, voluntary, and intelligent waiver.
[15] Such is the case here. Collins personally signed his waiver of jury trial, and this
is sufficient to establish that his waiver was personal. The record also supports
a knowing, voluntary, and intelligent waiver. First, Collins appeared in person
and with counsel at the initial hearing on January 4, 2018. See App. to
Appellant’s Br., Vol. Two at 3. The trial court’s Summary of Order for Initial
Hearing indicated that during the hearing, the trial court advised him that he
has (among other things) “the right to a speedy, public trial, by jury in the
Court of Appeals of Indiana | Memorandum Decision 19A-CR-1563 | April 9, 2020 Page 8 of 12 county in which the offense was allegedly committed.” Id. at 28. The trial
court also initially scheduled a jury trial for July 26, 2018. Id.
[16] The record also provides several grounds for inferring Collins knowingly,
voluntarily, and intelligently waived his right to a jury trial. Notably, Collins’
written waiver was filed far into the case, on February 15, 2019, over a year
after the State initially filed the charges. And in addition to the initial hearing,
the record demonstrates that over this period of time, the trial court had several
opportunities to communicate with Collins in person to know whether he could
read, write, and understand English. See id. at 5, 7 (chronological case
summary indicating Collins appeared in person and by counsel for a final pre-
trial conference on May 10, 2018, as well as a change of plea hearing on July
12, 2018). Although Collins does not have a criminal history, his presentence
investigation report reveals he has a high school education. Id. at 75-77.
Critically, Collins’ attorney also signed his waiver, implying that he acted upon
the advice of his counsel. As the Poore court explained, “a defendant’s
understanding [of waiver of a jury trial] may be inferred when he and his
attorney both sign a written waiver of the jury trial right and file it in open
court. The evidence tends to show that [the defendant] could read and that he
thus had the ability to understand the short waiver form he signed.” 681
N.E.2d at 207.
[17] Based on the evidence in the record, we conclude that Collins personally and
knowingly, voluntarily, and intelligently waived his right to a jury trial.
Court of Appeals of Indiana | Memorandum Decision 19A-CR-1563 | April 9, 2020 Page 9 of 12 II. Sufficiency of the Evidence: Rape [18] Our standard of reviewing a sufficiency claim is well-settled. Brent v. State, 957
N.E.2d 648, 649 (Ind. Ct. App. 2011), trans. denied. We do not reweigh the
evidence or assess the credibility of the witnesses. Bailey v. State, 907 N.E.2d
1003, 1005 (Ind. 2009). Instead, we consider only the evidence most favorable
to the judgment and the reasonable inferences supporting it. Id. Therefore, the
evidence need not overcome every reasonable hypothesis of innocence. Drane
v. State, 867 N.E.2d 144, 147 (Ind. 2007). “[W]e will affirm the conviction
unless no reasonable trier of fact could have found the elements of the crime
beyond a reasonable doubt.” Gray v. State, 957 N.E.2d 171, 174 (Ind. 2011).
[19] To convict Collins of rape, the State had to prove beyond a reasonable doubt
that Collins knowingly or intentionally caused H.D. to submit to other sexual
conduct1 when H.D. was compelled by force or imminent threat of force. Ind.
Code § 35-42-4-1(a)(1); Ind. Code § 35-41-4-1(a) (“A person may be convicted
of an offense only if his guilt is proved beyond a reasonable doubt.”). The force
necessary to sustain a rape conviction need not be physical; it may be
constructive or implied from the circumstances. Jones v. State, 589 N.E.2d 241,
242-43 (Ind. 1992).
1 Indiana Code section 35-31.5-2-221.5 defines “other sexual conduct” as an act involving “a sex organ of one (1) person and the mouth or anus of another person; or (2) the penetration of the sex organ or anus of a person by an object.”
Court of Appeals of Indiana | Memorandum Decision 19A-CR-1563 | April 9, 2020 Page 10 of 12 [20] Collins argues that our appellate courts have considered the compulsion by
force element many times and “in almost every case the force was significantly
greater than what [was] involved” in this case. Appellant’s Brief at 11. He
argues that the State failed to prove this element because Collins did not use a
weapon during the offense, there were “no detectable injuries found during
[H.D.’s] sexual assault examination, or any evidence . . . of male DNA[,] H.D.
did not object to kissing[, s]he never made any attempt to leave the garage, and
Collins never told her she couldn’t leave the garage.” Id. at 12 (record citations
omitted). We disagree.
[21] At trial, H.D. testified that when she and Collins walked into the garage, he
kissed her, tried to take her pants off, and then pinned her against the
refrigerator and at some point, instructed her to “suck his d***[.]” Tr., Vol. II
at 46. Collins tried to pull her pants down as H.D. tried to hold them up.
Despite H.D.’s refusal, Collins put his hands down her pants and inserted
several fingers into her vagina. H.D. told Collins that it hurt and to stop.
Collins grabbed H.D.’s hair and pulled her head back, grabbed her hand, and
placed it on his erect penis. He then touched her with his penis and attempted
to penetrate her. During the encounter, H.D. repeatedly told Collins “no” and
asked him to stop. In addition, documentation from H.D.’s sexual assault
examination was admitted into evidence and indicated the following
information provided by H.D.: “[Collins] kept pulling my hair – he tried to
choke me – he put his hand on my throat for a second[;] I had a hard time
breathing[.]” Exhibits, Volume IV at 33.
Court of Appeals of Indiana | Memorandum Decision 19A-CR-1563 | April 9, 2020 Page 11 of 12 [22] In sum, although Collins did not use a weapon, he physically pinned H.D. to
the refrigerator, pulled her pants down as she tried to keep them up, grabbed
her by the hair, penetrated her, and choked her – all while H.D. repeatedly said
no and asked him to stop. This is sufficient evidence establishing Collins’ use of
physical force to compel H.D. to submit to sexual conduct.
Conclusion [23] We conclude that Collins personally, knowingly, voluntarily, and intelligently
waived his right to a jury trial and there is sufficient evidence to support his rape
conviction. Accordingly, we affirm.
[24] Affirmed.
Bradford, C.J., and Altice, J., concur.
Court of Appeals of Indiana | Memorandum Decision 19A-CR-1563 | April 9, 2020 Page 12 of 12