John G. Pinto v. Allstate New Jersey Property and Casualty Insurance Company

New Jersey Superior Court Appellate Division·Decided July 28, 2026·No. A-0661-24·Unpublished

Opinion

NOT FOR PUBLICATION WITHOUT THE APPROVAL OF THE APPELLATE DIVISION This opinion shall not "constitute precedent or be binding upon any court ." Although it is posted on the internet, this opinion is binding only on the parties in the case and its use in other cases is limited . R. 1:36-3.

SUPERIOR COURT OF NEW JERSEY APPELLATE DIVISION

DOCKET NO. A-0661-24

JOHN G. PINTO and DANIELLE PINTO,

Plaintiffs-Appellants,

v.

LUCIANA PAULA PINHEIRO, NISSAN INFINITI LT., and SIMON L. PURYEAR,

Defendants,

and

ALLSTATE NEW JERSEY PROPERTY AND CASUALTY INSURANCE COMPANY,

Defendant-Respondent.

Argued May 12, 2026 – Decided July 28, 2026 Before Judges Sumners and Augostini.

On appeal from the Superior Court of New Jersey, Law Division, Ocean County, Docket No. L-2303-20.

William D. Wright argued the cause for appellants (The Wright Law Firm, attorneys; William D. Wright, on the briefs).

John C. Prindiville (John C. Prindiville PA) argued the cause for respondent.

PER CURIAM Plaintiff John Pinto and Danielle Pinto 1 appeal from a September 30, 2024 final judgment entered in favor of defendant Allstate New Jersey Property and Casualty Insurance Company (Allstate) following a jury verdict of no cause of action. The jury found that John did not sustain a permanent injury to his neck because of the motor vehicle accident underlying this litigation.

Plaintiff argues the trial court erred in admitting evidence of his lower back injury and prior accident, which influenced the outcome of the trial requiring reversal and remand. Having reviewed the trial record and governing legal principles, we affirm.

1 Because John and Danielle share a surname, we refer to them by their first names in this opinion to avoid confusion. No disrespect is intended. While both John and Danielle are referred to as plaintiffs in the caption of this appeal, before the jury began deliberating, plaintiffs withdrew their loss of consortium claim involving Danielle. Hereafter, we refer to John only as plaintiff in this opinion.

A-0661-24

I.

A. The Accident

On November 18, 2018, John was headed to work driving eastbound on Route 36 in Eatontown. As the three-lane highway merged into two lanes, defendant Luciana Pinheiro side-swiped John's vehicle as she attempted to pass him on the right. John testified that there was "this jolting back and forth between these two cars" in which Pinheiro's car "end[ed] up wrapping around the front" of his before "going off into the grass median in the middle" while the third car "stopped a little ways up on the left on the shoulder." At the time of the accident, Allstate insured John.

After the accident, John called Danielle to let her know he had been in an accident and was okay. He then spoke to the police, rented a car, and went to work. While at work, he testified that his "neck really started . . . to bother[]" him as it "stiffened [and] . . . tensed up." Because of this, John went to the hospital where "they did some x-rays on [him] and stuff like that."

John testified the medical staff told him that he "had pretty extreme inflammation all up in [his] neck area, and [his] trapezoid area, to the point that they actually had to give [him] a steroid injection in [his] rear" and "anti- inflammatory medications." Although John was "in pain" he was discharged

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that day and followed up almost three weeks later with Dr. Robert Sabo, a neurosurgeon. Dr. Sabo saw John three times over a four-month period for treatment. During this time, John underwent an "MRI of the cervical spine[,]. . . cervical spine x-rays, . . . [a]nd . . . EMG testing." According to Dr. Sabo's medical records, "he describe[d] [John's] range of motion as being mildly restricted."

Dr. Sabo referred John to physical therapy which he started on January 9, 2019. John testified that he went to approximately fifteen to twenty therapy sessions but only received minimal relief. Dr. Sabo recommended a pain management specialist for further treatment. John began seeing Dr. John Coccaro, a pain management specialist, for further treatment.

B. The Litigation

On October 2, 2020, plaintiff filed a complaint against defendants Luciana Pinheiro, Nissan Infiniti LT, and Simon Puryear, asserting negligence and loss of consortium.

The claims against Nissan and Puryear were voluntarily dismissed with prejudice. Plaintiffs then filed an amended complaint on March 8, 2022, naming defendant Allstate. In addition to the previous causes of action, the amended complaint lodged an additional cause of action for an uninsured/underinsured

A-0661-24

motorist claim against Allstate. 2 On April 8, 2022, plaintiff settled with Pinheiro, dismissing claims against her with prejudice.

On September 18, 2024, plaintiffs filed their pretrial submissions as well as two motions in limine seeking to bar: (1) a doctor's note in one of John's medical records and; (2) testimony referring to John's prior back injury and prior motorcycle accident.

On September 24, 2024, the court held an off-the-record conference regarding pending in limine motions. On the record, the court barred any testimony about the medical record note and the cost of future treatment. The court did not formally address the motion regarding John's prior back injury or prior motorcycle accident, nor does the record contain a written order on the in limine motions.

Trial was conducted on September 23 through September 25, 2024. The only issue was whether the 2018 accident caused John permanent injury. John and Danielle testified and called two expert witnesses: (1) Dr. Coccaro, John's pain management provider; and (2) Dr. Justin Kubeck, a board-certified

2 The record is unclear as to the resolution of this claim. It does not appear that the jury addressed this claim.

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orthopedic surgeon. Allstate called one witness: Dr. David Lopez, also a board- certified orthopedic surgeon.

C. Expert Testimony

Dr. Coccaro testified that he first saw John on March 27, 2019, "approximately five months" after the accident, when John "had been complaining of right-sided neck pain." He testified that John was still a patient of his at the time of trial, stating he saw John "[w]ithin the past month. I think I saw him last week[] in fact" before clarifying, "[b]ut for different things."

Dr. Coccaro reviewed John's medical history and did not find any indication of a preexisting condition or prior injury to his neck. John performed various range of motion tests, which the doctor agreed were "subjective." Contrary to Dr. Sabo's assessment of his range of motion, Dr. Coccaro described John as having "severe limitation of motion."

Dr. Coccaro also reviewed John's diagnostic imaging and testing and opined the MRI "was essentially normal," despite finding a "small central disk herniation . . . at the 3-4 disc," which Dr. Coccaro "felt was . . . definitely asymptotic" and "not significant." Dr. Coccaro opined the EMG was "negative." Ultimately, Dr. Coccaro diagnosed John with "[t]raumatic spondylosis, or whiplash-associated disorder" also referred to as facet syndrome. Although

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there was no evidence from the MRI that the facet joints had been damaged in some way as a result of the car accident, Dr. Coccaro explained "you don't always see facet disease on a[n] MRI."

Dr. Coccaro described the two types of treatment he provided to John:

diagnostic medial branch blocks and radio frequency ablations. He "did four sets" of medial branch blocks and a total of two radio frequency ablations. Dr. Coccaro explained that afterwards, a patient can expect "anywhere from nine to [fifteen] months of . . . relief," although "[w]ith some people, the pain comes back sooner and some a lot later" as the "nerves do regenerate."

Dr. Coccaro opined that John would need the procedure "every one to two years" "[p]robably [for] the rest of his life." He reasoned that it was "an innocuous injury to the sinovium of the facet joint" which "just progresses."

Dr. Kubeck examined John five years after the accident in 2023.3 Dr.

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