Joe Miller, d/b/a Village Body & Paint Shop v. Progressive Gulf Insurance Company

Court of Appeals of Virginia·Decided June 2, 2026·No. 0535254·Unpublished

Opinion

COURT OF APPEALS OF VIRGINIA Record No. 0535-25-4

JOE MILLER, d/b/a VILLAGE BODY & PAINT SHOP v.

PROGRESSIVE GULF INSURANCE COMPANY

Present: Judges Lorish, Callins and White Argued at Alexandria, Virginia Opinion Issued June 2, 2026*

FROM THE CIRCUIT COURT OF FAUQUIER COUNTY Douglas L. Fleming, Jr., Judge

Rachel L. Yates (Yates Appellate Law, on briefs), for appellant. Wm. Tyler Shands (Kerrigan O’Malley; Carter & Shands, PC, on brief), for appellee.

MEMORANDUM OPINION BY

JUDGE LISA M. LORISH

Joe Miller, owner of Village Body & Paint Shop, sued Progressive Gulf Insurance Company to recover storage fees for a vehicle that was left in the parking lot of Miller’s small automobile repair business for nearly a year. Miller argues that the circuit court erred by granting partial summary judgment to Progressive after concluding Miller alleged an unjust enrichment claim, not a quantum meruit claim, and that the damages in the case were limited to the salvage value of the vehicle. Because Miller alleged facts to support a quantum meruit claim, and facts material to that claim remain in dispute, we vacate the judgment and remand the case for further proceedings.

*

This opinion is not designated for publication. See Code § 17.1-413(A).

BACKGROUND

The undisputed facts relevant to the summary judgment motion follow.1 On June 19, 2023, Meredith Blair Bearov brought her car to Miller’s shop for a repair estimate after an accident. Her car was insured by Progressive. Miller estimated that the cost of repairs would be approximately $16,300.

On July 6, 2023, a Progressive representative visited Miller’s shop to inspect the car. The representative was unable to open the hood of the car because neither he nor Miller had a key to it. Progressive then prepared an estimate and sent it to Miller on July 24, 2023. Progressive estimated the repair costs at approximately $5,000.

Miller then suggested that Progressive needed to reinspect the car and adjust its estimate because its representative had performed the first inspection without opening the hood. Sometime in late August, Progressive sent another representative to inspect the car, after which Progressive declared the car a total loss. Progressive paid Bearov for the value of her car, and Bearov sent Progressive the car’s title.

A dispute then arose between Progressive and Miller over storage fees. Progressive contacted Miller on September 19, 2023 to learn how much it owed Miller in storage fees for the time the car had been in his lot. Miller informed Progressive the cost was $120 per day. Rather than pay that amount, Progressive offered to transfer Miller title to the car in settlement of the storage fees. Miller refused. Progressive never picked up the car.

1 A grant of summary judgment must be based upon undisputed facts established by “the pleadings, the orders . . . made at a pretrial conference, [or] the admissions . . . in the proceedings.” Rule 3:20; see Corriveau v. State Farm Mut. Auto. Ins. Co., 298 Va. 273, 278 (2019). The circuit court may also “consider the stipulations of the parties, answers to interrogatories and deposition testimony if the parties agree.” Andrews v. Ring, 266 Va. 311, 318 n.2 (2003). Complaints and answers, of course, are pleadings. See Baylor v. Commonwealth, 190 Va. 116, 121 (1949). “All motions in writing . . . are pleadings” as well. Rule 3:18(a). And “[t]he mention in a pleading of an accompanying exhibit, of itself and without more, makes such exhibit a part of the pleading.” Rule 1:4(i).

Miller filed this claim in April 2024, seeking to recover the storage fees, which he alleged were still accruing. In response to a request for admission stating that $120 per day for storage of a vehicle at an auto body repair shop is a usual and customary storage fee, Progressive responded, “It is admitted that some shops charge over $100 per day in the Northern Virginia, Charlottesville and Richmond areas, but most charge closer to $75 per day.”

Progressive moved for partial summary judgment, arguing that Miller’s claim is for unjust enrichment and that his recovery is thus limited to the vehicle’s salvage value in accordance with T. Musgrove Construction Co. v. Young, 298 Va. 480, 486 (2020). Progressive further argued that Code § 46.2-644.01 limits Miller’s recovery to the vehicle’s value. Miller responded that his claim is for quantum meruit, but also that even if it is for unjust enrichment, his recovery should not be limited to the vehicle’s salvage value.

After a hearing, the circuit court ruled in Progressive’s favor. The court concluded that Miller’s claim is for unjust enrichment, not quantum meruit, because Miller did not allege that the parties contracted for the storage of the customer’s vehicle. The court also concluded that Miller’s recovery was limited to the vehicle’s salvage value. The court did not rule, however, on Progressive’s Code § 46.2-644.01 argument.

The parties stipulated that the salvage value of the vehicle was $1,600 and asked the court to enter judgment for Miller, preserving Miller’s objection to the ruling on the motion for partial summary judgment. Miller appeals.

ANALYSIS

Miller argues that the circuit court erred by finding his claim was for unjust enrichment rather than quantum meruit and by limiting his recovery to the car’s salvage value under an unjust enrichment theory. Miller also argues that the court should not have granted summary judgment where there was a material fact genuinely in dispute—whether Progressive “requested” the services such that quantum meruit recovery would be justified. In addition to generally opposing Miller’s arguments, Progressive argues that Miller did not preserve his argument that there was a material fact in dispute and urges, as an alternative ground for affirming the court’s decision, that Code § 46.2-644.01 limits Miller’s recovery to the vehicle’s value. I. Miller stated a limited claim for quantum meruit and there are disputed facts about that claim.

“[S]ummary judgment shall not be entered unless no material fact is genuinely in dispute . . .

and the moving party is entitled to such judgment as a matter of law.” Oreze Healthcare LLC v. E. Shore Cmty. Servs. Bd., 302 Va. 225, 230 (2023) (first alteration in original) (quoting La Bella Dona Skin Care, Inc. v. Belle Femme Enters., LLC, 294 Va. 243, 253 (2017)); see also Rule 3:20 (“Summary judgment may not be entered if any material fact is genuinely in dispute.”). “[T]he trial court’s determination that no genuinely disputed material facts exist and its application of law to the facts present issues of law subject to de novo review.” Oreze Healthcare LLC, 302 Va. at 230 (quoting La Bella Dona, 294 Va. at 253).

On appeal of a summary judgment decision, we review the record applying the same standard the circuit court was required to adopt, “accepting as true those inferences from the facts that are most favorable to the nonmoving party, unless the inferences are forced, strained, or contrary to reason.” Stahl v. Stitt, 301 Va. 1, 8 (2022) (quoting Fultz v. Delhaize Am., Inc., 278 Va. 84, 88 (2009)). “[I]f the evidence is conflicting on a material point or if reasonable persons may draw different conclusions from the evidence, summary judgment is not appropriate.”

Fultz, 278 Va. at 88. And a genuine dispute of material fact could arise “not only from the facts asserted but also from the reasonable inferences arising from those facts.” AlBritton v. Commonwealth, 299 Va. 392, 403 (2021).

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Joe Miller, d/b/a Village Body & Paint Shop v. Progressive Gulf Insurance Company, (Va. Ct. App. 2026).

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