Jodie Scribner v. Pollack & Rosen, P.A.

District Court, E.D. California·Decided December 15, 2025·No. 2:25-cv-01487·Unknown

Opinion

JODIE SCRIBNER, No. 2:25-cv-01487-CKD Plaintiff, v. ORDER DENYING PLAINTIFF’S MOTION FOR DEFAULT JUDGMENT Defendant. (ECF No. 9)

Plaintiff Jodie Scribner moves the Court for default judgment against defendant Pollack & Rosen, P.A. (“Pollack & Rosen).1 (ECF No. 9.) Specifically, plaintiff seeks a default judgment against defendant for violations of the Fair Debt Collection Practices Act (15 U.S.C. § 1692 et seq.) and the Rosenthal Fair Debt Collection Practices Act under California law. Plaintiff appears to seek $2,000 in statutory damages, “judgment interest as provided by law,” $3,035.00 in attorney’s fees and costs, and “actual damages in an amount supported by Plaintiff’s declaration,” however, plaintiff does not clearly specify an amount of damages sought. Defendant has neither appeared nor opposed the motion. The Court previously ordered this motion submitted without appearance and argument pursuant to Local Rule 230(g). (ECF No. 1 This motion is referred to the undersigned pursuant to Local Rule 302(c)(19) and 28 U.S.C. § 636(b)(1)(A). 10.) For the reasons set forth below, plaintiff’s motion for default judgment should be denied without prejudice. On May 28, 2025, plaintiff filed a complaint against defendant for violations of the Fair Debt Collections Practices Act (“FDCPA”) (15 U.S.C. § 1692 et seq.) and the Rosenthal Fair Debt Collection Practices Act (“Rosenthal Act”) (Cal. Civ. Code § 1788). (ECF No. 1.) Plaintiff alleges defendant is a law firm specializing in debt collection, headquartered in Coral Gables, Florida. (Id. ¶ 5.) Plaintiff incurred an outstanding consumer obligation to eBay, Inc. totaling $3,696. (Id. ¶ 7.) Defendant acquired the right to collect on this debt. (Id. ¶ 8.) On or around March 18, 2025, defendant sent a digital communication to plaintiff in an attempt to collect on the debt but did not include their debt collection license number. (Id. ¶¶ 9, 10.) Plaintiff did not know if she was being contacted by a legitimate business. (Id. ¶ 11.) Plaintiff alleges this “misleading conduct” has severely disrupted plaintiff’s daily life and general well-being. (Id. ¶ 12.) Plaintiff seeks “statutory and actual damages in an amount to be determined at trial” for violations of the FDCPA, “actual damages, pursuant to Cal. Civ. Code § 1788.30(a),” statutory damages up to $1,000 pursuant to Cal. Civ. Code § 1788.30(b), and reasonable costs and attorney’s fees.” (Id. at 5, 6.) In the motion for default judgment, plaintiff requests that the Court enter judgment against defendant, and seeks statutory damages totaling $2,000, “actual damages in an amount supported by Plaintiff’s declaration,” reasonable attorney’s fees and costs,” and judgment interest as provided by law. (ECF No. 9 at 3.) On June 24, 2025, plaintiff filed a proof of service indicating that defendant was served via its registered agent on June 9, 2025. (ECF No. 4.) On September 2, 2025, plaintiff requested a Clerk’s Entry of Default as to defendant (ECF No. 5), and on September 4, 2025, the Clerk entered default against defendant (ECF No. 6). Plaintiff’s motion for default judgment filed October 17, 2025 (ECF No. 9) is now before the Court. ///// ///// Pursuant to Federal Rule of Civil Procedure 55, default may be entered against a party against whom a judgment for affirmative relief is sought if that party fails to plead or otherwise defend against the action. See Fed. R. Civ. P. 55(a). The decision to grant or deny an application for default judgment lies within the sound discretion of the district court. Aldabe v. Aldabe, 616 F.2d 1089, 1092 (9th Cir. 1980). As a general rule, once default is entered, well-pleaded factual allegations in the operative complaint are taken as true except for the allegations relating to damages. TeleVideo Sys., Inc. v. Heidenthal, 826 F.2d 915, 917-18 (9th Cir. 1987) (per curiam) (citing Geddes v. United Fin. Grp., 559 F.2d 557, 560 (9th Cir. 1977) (per curiam)); accord Fair Housing of Marin v. Combs, 285 F.3d 899, 906 (9th Cir. 2002). “[N]ecessary facts not contained in the pleadings, and claims which are legally insufficient, are not established by default.” Cripps v. Life Ins. Co. of N. Am., 980 F.2d 1261, 1267 (9th Cir. 1992). Where the pleadings are insufficient, the court may require the moving party to produce evidence in support of the motion for default judgment. See TeleVideo Sys., 826 F.2d at 917-18. Default judgments are ordinarily disfavored. Eitel v. McCool, 782 F.2d 1470, 1472 (9th Cir. 1986). In making the determination whether to grant a motion for default judgment, the court considers the following factors: (1) the possibility of prejudice to the plaintiff, (2) the merits of plaintiff’s substantive claim, (3) the sufficiency of the complaint, (4) the sum of money at stake in the action; (5) the possibility of a dispute concerning material facts; (6) whether the default was due to excusable neglect, and (7) the strong policy underlying the Federal Rules of Civil Procedure favoring decisions on the merits. Id. at 1471-72. III. DISCUSSION A. Jurisdiction 1. Subject Matter Jurisdiction When default judgment is sought, the “district court has an affirmative duty to look into its jurisdiction over both the subject matter and the parties.” In re Tuli, 172 F.3d 707, 712 (9th Cir. 1999) (citations omitted). The Court has subject matter jurisdiction over this action pursuant to 29 U.S.C. § 1331 because it arises under the FDCPA. The Court has supplemental jurisdiction over the state law Rosenthal Act claim under 28 U.S.C. § 1367, given the relatedness of the claims. The Court’s jurisdiction analysis is not a finding that the claims were sufficiently pled. 2. Personal Jurisdiction To enter default judgment, the court must have a basis for the exercise of personal jurisdiction over the defendants in default. In re Tuli, 172 F.3d at 712. “Without a proper basis for [personal] jurisdiction, or in the absence of proper service of process, the district court has no power to render any judgment against the defendant’s person or property unless the defendant has consented to jurisdiction or waived the lack of process.” S.E.C. v. Ross, 504 F.3d 1130, 1138-39 (9th Cir. 2007). In order to subject a non-resident defendant to personal jurisdiction, that defendant must have enough minimum contacts with the forum state t

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Jodie Scribner v. Pollack & Rosen, P.A., (E.D. Cal. 2025).

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