J.K., by His Parents/Next Friends, Monte and Ginger Kuligowski v. Trustgard Insurance Company

CourtCourt of Appeals of Virginia
DecidedNovember 5, 2025
Docket1427241
StatusUnpublished

This text of J.K., by His Parents/Next Friends, Monte and Ginger Kuligowski v. Trustgard Insurance Company (J.K., by His Parents/Next Friends, Monte and Ginger Kuligowski v. Trustgard Insurance Company) is published on Counsel Stack Legal Research, covering Court of Appeals of Virginia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

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J.K., by His Parents/Next Friends, Monte and Ginger Kuligowski v. Trustgard Insurance Company, (Va. Ct. App. 2025).

Opinion

COURT OF APPEALS OF VIRGINIA

Present: Judges Callins, White and Bernhard UNPUBLISHED

Argued at Williamsburg, Virginia

J.K., BY HIS PARENTS/NEXT FRIENDS, MONTE AND GINGER KULIGOWSKI MEMORANDUM OPINION* BY v. Record No. 1427-24-1 JUDGE DAVID BERNHARD NOVEMBER 5, 2025 TRUSTGARD INSURANCE COMPANY

FROM THE CIRCUIT COURT OF THE CITY OF HAMPTON Tonya Henderson-Stith, Judge

Monte E. Kuligowski (Monte E. Kuligowski, P.C., on briefs), for appellant.

(Barrett Enix; Michael L. AtLee, Guardian ad litem for the infant child; Kalbaugh, Pfund & Messersmith, P.C.; Hall, Fox, and AtLee, P.C., on brief), for appellee. Appellee and Guardian ad litem submitting on brief.

This appeal presents the question of first impression whether parents possess a

fundamental constitutional right to control the personal injury settlement proceeds of their minor

child, free from judicial oversight. This Court holds, they do not.

The case arises from the Circuit Court of the City of Hampton’s order approving a

compromise settlement for J.K., a minor, and directing that the settlement funds be held by the

clerk of the court until J.K. reaches the age of majority. Monte and Ginger Kuligowski (“the

parents”)1 argue that Code § 8.01-424 unconstitutionally infringes upon their fundamental right,

as fit parents, to manage their child’s settlement proceeds absent a finding of unfitness.

* This opinion is not designated for publication. See Code § 17.1-413(A). 1 Monte Kuligowski (“counsel”), an attorney, appears before this Court representing the parents in this appeal. Although the parental rights recognized in Troxel v. Granville, 530 U.S. 57 (2000), and in Code

§ 1-240.1 extend to a child’s upbringing, education, and care, they do not include control of

settlement proceeds free from court oversight. By conflating these distinct areas, the parents

assert a novel right unsupported by precedent or statute. Because no fundamental right is

implicated, strict scrutiny does not apply. Instead, under rational basis review, Code § 8.01-424

readily withstands constitutional scrutiny. The statute reflects the Commonwealth’s

longstanding parens patriae authority to protect minors, whose legal disabilities prevent them

from safeguarding their own property. It grants courts discretion to preserve settlement funds in

neutral custody until majority, ensuring that such funds are neither dissipated nor mismanaged.

Code § 8.01-424 therefore does not infringe on parental liberty but rather represents the

Commonwealth’s measured protective role toward minors.

Finding no constitutional infirmity and no abuse of discretion in the application of the

statute, this Court affirms the judgment of the circuit court.

BACKGROUND

On August 21, 2022, J.K. and his father sustained life-threatening injuries in an automobile

accident, when one of two drivers racing against each other, lost control, hit a curb, and collided

with father’s vehicle. The drivers were uninsured. The parents filed a claim under their

uninsured/underinsured motorist policy issued by Trustgard Insurance Company (“Trustgard”). The

parties exchanged no offers or counteroffers, and the parents did not file suit. Trustgard agreed to

pay the full policy limits to J.K., totaling $250,000.

Trustgard then petitioned the court to approve the compromise settlement pursuant to Code

§ 8.01-424, and a guardian ad litem was appointed. At the ensuing May 28, 2024 hearing, the

-2- parents expressed their desire, as noted in the petition,2 to invest the settlement amount into a

certificate of deposit (“CD”) minor trust account for J.K. Counsel proffered that “CD interest

rates had been fluctuating from 4.5% APR to over 5% APR, for quite some time. At 5% APR,

the funds (if disbursed immediately) would have already earned $22,810.97 for [J.K.’s] benefit

as of the court hearing date.”

Counsel argued that fit parents have a fundamental right to manage the financial affairs of

their children unless such rights are waived or lost. The record3 references that the parents

“presented themselves as fit parents . . . unified in their fundamental liberty interest, [and]

without objection by counsel or the court.” The court reserved its ruling on the distribution of

the settlement proceeds. Counsel filed a supporting brief “to assist the court in understanding the

constitutionality of § 8.01-424(E).”4

On July 2, 2024, the trial court delivered an oral ruling, approving the infant settlement

and ordering that the proceeds be paid to the Clerk of the Circuit Court of the City of Hampton,

to be held for J.K. until his 18th birthday. Counsel objected, renewing his constitutional

challenge. The court held that § 8.01-424(E) was not “overly broad” and that its ruling was in

J.K.’s “best interests.” The trial court issued a final order on July 26, 2024, wherein it noted that

the parents presented no proposals for a structured settlement or other trust account, available

options under Code §§ 8.01-424 and 8.01-600. The parents appealed.

2 Under the petition, the settlement proceeds would have been distributed to J.K.’s father “to deposit in an interest-bearing CD account in [J.K.’s] name established with Chartway Federal Credit Union.” 3 Monte Kuligowski submitted, and the court accepted, a written statement of facts in lieu of a transcript on October 7, 2024. 4 Counsel argued that Code § 8.01-424(E) is unconstitutional because it authorizes courts to manage the settlement funds awarded to a child, over the judgment of the parents, without consideration of whether the fundamental rights of the parents are intact. -3- ANALYSIS

The parents contend that Code § 8.01-424 is unconstitutional, both facially and as applied,

because it infringes upon a fundamental constitutional right. Their description of the asserted

right, however, has shifted across their filings. Before the circuit court, the parents maintained they

“have the fundamental right to make the decision of how to best invest the payment at hand for

the benefit of their child without a court deciding for them.” In their opening brief, they state that

“[p]arents have a fundamental liberty interest to manage the financial affairs of their children.” In

their reply brief, they argue “that fit parents have a fundamental right to manage the property of

their minor child.” This Court evaluates the assertion that parents have a fundamental right to

manage the settlement proceeds (property) belonging to their minor child.

Questions of statutory constitutionality are reviewed de novo. Toghill v. Commonwealth,

289 Va. 220, 227 (2015). “[I]f a statute is constitutional as applied to a litigant, he or she lacks

standing to assert a facial constitutional challenge . . . because it has at least one constitutional

application.” Id. at 228. “All actions of the General Assembly are presumed to be constitutional.”

Hess v. Snyder Hunt Corp., 240 Va. 49, 52 (1990). “Thus, courts will declare an enactment

unconstitutional only when it clearly is repugnant to some provision of either the state or federal

constitution.” Id. at 52-53. Contrary to the position of the parents that the circuit court had the duty

to first make a determination of parental fitness to apply the statute constitutionally, “[t]he part[ies]

challenging the enactment [have] the burden of proving its unconstitutionality, and if a reasonable

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