Supreme Court of Florida ____________
No. SC2023-0915 ____________
JJJTB, INC., Petitioner,
vs.
STEPHEN V. SCHMIDT, et al., Respondents.
July 17, 2025
LABARGA, J.
This case is before the Court for review of the decision of the
Second District Court of Appeal in Schmidt v. JJJTB, Inc., 357 So.
3d 208 (Fla. 2d DCA 2023). In Schmidt, the Second District held
that the trial court’s lack of case jurisdiction required the reversal of
a foreclosure judgment entered against the mortgagor. 1 In reaching
its decision, the district court rejected the mortgagee’s argument
that the mortgagor waived case jurisdiction, and it certified conflict
1. Case jurisdiction is also referred to as continuing jurisdiction or procedural jurisdiction. on the issue of waiver with the Fourth District Court of Appeal’s
decision in MCR Funding v. CMG Funding Corp., 771 So. 2d 32 (Fla.
4th DCA 2000). We have jurisdiction. See art. V, § 3(b)(4), Fla.
Const.
To resolve the conflict, we must address whether case
jurisdiction is waivable. In Schmidt, the Second District answered
no; the Fourth District in MCR Funding answered yes. For the
reasons expressed below, we hold that case jurisdiction is waivable,
and that a party seeking to raise the issue must timely object to the
trial court’s lack of case jurisdiction, or waive the objection. In light
of this holding, we quash the Second District’s decision in Schmidt
and approve the Fourth District’s decision in MCR Funding.
FACTS AND PROCEDURAL POSTURE
In April 2011, JJJTB initiated a foreclosure action in
Hillsborough County against Stephen Schmidt and Schmidt Farms,
Inc. (collectively, “Schmidt”). Schmidt, 357 So. 3d at 210. In 2015,
the Thirteenth Judicial Circuit entered a final order denying a
judgment of foreclosure. Id. JJJTB appealed, and the final order
was per curiam affirmed by the Second District. JJJTB, Inc. v.
Schmidt, 197 So. 3d 50 (Fla. 2d DCA 2016).
-2- More than two years after the affirmance, JJJTB sought and
was granted leave to amend its foreclosure complaint, adding a
cause of action based on new and separate defaults. 2 Schmidt, 357
So. 3d at 210. Schmidt moved to dismiss the amended complaint
but did not argue that the trial court lacked case jurisdiction. Id.
The trial court denied the motion to dismiss, after which Schmidt
filed an answer including eighteen affirmative defenses and a
counterclaim seeking affirmative relief. However, Schmidt’s answer
also failed to argue a lack of case jurisdiction. In February 2021,
following a three-day bench trial, the court entered a final judgment
of foreclosure against Schmidt. Schmidt unsuccessfully moved for
rehearing, asserting that the trial court had lacked subject matter
jurisdiction. Id.
Schmidt appealed the foreclosure judgment to the Second
District, arguing that the trial court lacked “subject matter
jurisdiction or other legal authority to proceed on JJJTB’s amended
complaint.” Id. at 211. The Second District agreed and reversed
the foreclosure judgment. The district court held that the trial
2. JJJTB also alleged a cause of action on the promissory note, which the trial court dismissed. Id.
-3- court lacked case jurisdiction over the foreclosure action—this is
despite the fact that in the two years of trial court litigation, neither
party raised the issue of case jurisdiction. Id. at 210, 213.
Nonetheless, the Second District concluded that, as is the case with
objections to subject matter jurisdiction, objections to case
jurisdiction cannot be waived. Id. at 213 (“Due to the lack of case
jurisdiction, however, the trial court was powerless to proceed.”).
The district court certified conflict with the Fourth District’s
decision in MCR Funding, and this Court granted JJJTB’s petition
for discretionary review.
ANALYSIS
As a threshold matter, case jurisdiction and subject matter
jurisdiction are not interchangeable terms. While a party cannot
waive a challenge to subject matter jurisdiction, the Second District
erred by rejecting JJJTB’s argument that Schmidt waived its
objection to case jurisdiction when it “participat[ed] below and
fail[ed] to timely raise the issue in the trial court.” Schmidt, 357 So.
3d at 212.
Subject matter jurisdiction is uniquely unwaivable because it
concerns a court’s constitutional or statutory authority to hear a
-4- certain type of case, and the parties cannot confer such authority
on a court. MCR Funding, 771 So. 2d at 35; see Polk County v.
Sofka, 702 So. 2d 1243, 1245 (Fla. 1997); see also Cunningham v.
Standard Guar. Ins. Co., 630 So. 2d 179, 181 (Fla. 1994). As such,
“[t]he defense of lack of jurisdiction of the subject matter may be
raised at any time.” See Fla. R. Civ. P. 1.140(h)(2). For this reason,
appellate courts correct defects in the trial court’s subject matter
jurisdiction sua sponte. E.g., Johnson v. State, 218 So. 3d 957, 960
(Fla. 5th DCA 2017).
Case jurisdiction, however, refers to a trial court’s jurisdiction
to act in a case over which it has subject matter jurisdiction. Allen
v. Helms, 293 So. 3d 572, 577-78 (Fla. 1st DCA 2020); MCR
Funding, 771 So. 2d at 35; U.S. Bank Nat. Ass’n v. Anthony-Irish,
204 So. 3d 57, 60 (Fla. 5th DCA 2016). Unlike subject matter
jurisdiction, a trial court’s case jurisdiction may fluctuate
depending on the case’s procedural posture. For example, when a
court enters a final order in an action, it loses its case jurisdiction
but maintains its subject matter jurisdiction over the action.
Trerice v. Trerice, 250 So. 3d 695, 698 (Fla. 4th DCA 2018); T.D. v.
K.D., 747 So. 2d 456, 457 n.2 (Fla. 4th DCA 1999). In such cases,
-5- the parties must timely notify the trial court that it lacks case
jurisdiction or the objection is waived. See Fla. R. Civ. P.
1.140(h)(1) (“A party waives all defenses and objections that the
party does not present either by motion . . . or . . . in a responsive
pleading except as provided in subdivision (h)(2).”).
Here, the trial court lost its case jurisdiction over the
foreclosure action when it entered the final judgment denying
foreclosure in 2015, but it always maintained its subject matter
jurisdiction over the action pursuant to section 26.012(2)(g), Florida
Statutes. 3 When JJJTB sought leave to amend its complaint,
Schmidt was on notice that the court lacked case jurisdiction to
hear the amended complaint due to its previous entry of a final
judgment in the matter.
However, Schmidt did not raise the issue and instead sought
affirmative relief, assuring the trial court that “[t]his Court has
jurisdiction pursuant to Fla. Stat.
Free access — add to your briefcase to read the full text and ask questions with AI
Supreme Court of Florida ____________
No. SC2023-0915 ____________
JJJTB, INC., Petitioner,
vs.
STEPHEN V. SCHMIDT, et al., Respondents.
July 17, 2025
LABARGA, J.
This case is before the Court for review of the decision of the
Second District Court of Appeal in Schmidt v. JJJTB, Inc., 357 So.
3d 208 (Fla. 2d DCA 2023). In Schmidt, the Second District held
that the trial court’s lack of case jurisdiction required the reversal of
a foreclosure judgment entered against the mortgagor. 1 In reaching
its decision, the district court rejected the mortgagee’s argument
that the mortgagor waived case jurisdiction, and it certified conflict
1. Case jurisdiction is also referred to as continuing jurisdiction or procedural jurisdiction. on the issue of waiver with the Fourth District Court of Appeal’s
decision in MCR Funding v. CMG Funding Corp., 771 So. 2d 32 (Fla.
4th DCA 2000). We have jurisdiction. See art. V, § 3(b)(4), Fla.
Const.
To resolve the conflict, we must address whether case
jurisdiction is waivable. In Schmidt, the Second District answered
no; the Fourth District in MCR Funding answered yes. For the
reasons expressed below, we hold that case jurisdiction is waivable,
and that a party seeking to raise the issue must timely object to the
trial court’s lack of case jurisdiction, or waive the objection. In light
of this holding, we quash the Second District’s decision in Schmidt
and approve the Fourth District’s decision in MCR Funding.
FACTS AND PROCEDURAL POSTURE
In April 2011, JJJTB initiated a foreclosure action in
Hillsborough County against Stephen Schmidt and Schmidt Farms,
Inc. (collectively, “Schmidt”). Schmidt, 357 So. 3d at 210. In 2015,
the Thirteenth Judicial Circuit entered a final order denying a
judgment of foreclosure. Id. JJJTB appealed, and the final order
was per curiam affirmed by the Second District. JJJTB, Inc. v.
Schmidt, 197 So. 3d 50 (Fla. 2d DCA 2016).
-2- More than two years after the affirmance, JJJTB sought and
was granted leave to amend its foreclosure complaint, adding a
cause of action based on new and separate defaults. 2 Schmidt, 357
So. 3d at 210. Schmidt moved to dismiss the amended complaint
but did not argue that the trial court lacked case jurisdiction. Id.
The trial court denied the motion to dismiss, after which Schmidt
filed an answer including eighteen affirmative defenses and a
counterclaim seeking affirmative relief. However, Schmidt’s answer
also failed to argue a lack of case jurisdiction. In February 2021,
following a three-day bench trial, the court entered a final judgment
of foreclosure against Schmidt. Schmidt unsuccessfully moved for
rehearing, asserting that the trial court had lacked subject matter
jurisdiction. Id.
Schmidt appealed the foreclosure judgment to the Second
District, arguing that the trial court lacked “subject matter
jurisdiction or other legal authority to proceed on JJJTB’s amended
complaint.” Id. at 211. The Second District agreed and reversed
the foreclosure judgment. The district court held that the trial
2. JJJTB also alleged a cause of action on the promissory note, which the trial court dismissed. Id.
-3- court lacked case jurisdiction over the foreclosure action—this is
despite the fact that in the two years of trial court litigation, neither
party raised the issue of case jurisdiction. Id. at 210, 213.
Nonetheless, the Second District concluded that, as is the case with
objections to subject matter jurisdiction, objections to case
jurisdiction cannot be waived. Id. at 213 (“Due to the lack of case
jurisdiction, however, the trial court was powerless to proceed.”).
The district court certified conflict with the Fourth District’s
decision in MCR Funding, and this Court granted JJJTB’s petition
for discretionary review.
ANALYSIS
As a threshold matter, case jurisdiction and subject matter
jurisdiction are not interchangeable terms. While a party cannot
waive a challenge to subject matter jurisdiction, the Second District
erred by rejecting JJJTB’s argument that Schmidt waived its
objection to case jurisdiction when it “participat[ed] below and
fail[ed] to timely raise the issue in the trial court.” Schmidt, 357 So.
3d at 212.
Subject matter jurisdiction is uniquely unwaivable because it
concerns a court’s constitutional or statutory authority to hear a
-4- certain type of case, and the parties cannot confer such authority
on a court. MCR Funding, 771 So. 2d at 35; see Polk County v.
Sofka, 702 So. 2d 1243, 1245 (Fla. 1997); see also Cunningham v.
Standard Guar. Ins. Co., 630 So. 2d 179, 181 (Fla. 1994). As such,
“[t]he defense of lack of jurisdiction of the subject matter may be
raised at any time.” See Fla. R. Civ. P. 1.140(h)(2). For this reason,
appellate courts correct defects in the trial court’s subject matter
jurisdiction sua sponte. E.g., Johnson v. State, 218 So. 3d 957, 960
(Fla. 5th DCA 2017).
Case jurisdiction, however, refers to a trial court’s jurisdiction
to act in a case over which it has subject matter jurisdiction. Allen
v. Helms, 293 So. 3d 572, 577-78 (Fla. 1st DCA 2020); MCR
Funding, 771 So. 2d at 35; U.S. Bank Nat. Ass’n v. Anthony-Irish,
204 So. 3d 57, 60 (Fla. 5th DCA 2016). Unlike subject matter
jurisdiction, a trial court’s case jurisdiction may fluctuate
depending on the case’s procedural posture. For example, when a
court enters a final order in an action, it loses its case jurisdiction
but maintains its subject matter jurisdiction over the action.
Trerice v. Trerice, 250 So. 3d 695, 698 (Fla. 4th DCA 2018); T.D. v.
K.D., 747 So. 2d 456, 457 n.2 (Fla. 4th DCA 1999). In such cases,
-5- the parties must timely notify the trial court that it lacks case
jurisdiction or the objection is waived. See Fla. R. Civ. P.
1.140(h)(1) (“A party waives all defenses and objections that the
party does not present either by motion . . . or . . . in a responsive
pleading except as provided in subdivision (h)(2).”).
Here, the trial court lost its case jurisdiction over the
foreclosure action when it entered the final judgment denying
foreclosure in 2015, but it always maintained its subject matter
jurisdiction over the action pursuant to section 26.012(2)(g), Florida
Statutes. 3 When JJJTB sought leave to amend its complaint,
Schmidt was on notice that the court lacked case jurisdiction to
hear the amended complaint due to its previous entry of a final
judgment in the matter.
However, Schmidt did not raise the issue and instead sought
affirmative relief, assuring the trial court that “[t]his Court has
jurisdiction pursuant to Fla. Stat. § 26.012(2)(g).” Schmidt
petitioned the court to remove the cloud from the title and to
3. “Circuit courts shall have exclusive original jurisdiction . . . [i]n all actions involving the title and boundaries of real property.”
-6- declare the mortgages attaching to the property unenforceable.
Schmidt never raised the issue of case jurisdiction in the trial court.
“[H]aving willingly submitted itself, and the dispute, to the court’s
authority, [a party] may not for the first time on appeal challenge
the court’s power to decide the issue.” MCR Funding, 771 So. 2d at
35. Because case jurisdiction was not an issue in this case until
Schmidt appealed the adverse final judgment to the Second District,
Schmidt waived its objection to the trial court’s lack of case
jurisdiction.
Thus, the Second District improperly relieved Schmidt from an
adverse final judgment due to a lack of case jurisdiction that was
never brought to the trial court’s attention. By reversing the
foreclosure judgment after the case was litigated to its conclusion
on the merits, the Second District rewarded Schmidt’s untimely
challenge to case jurisdiction and essentially gave the adversely
affected party a veto power over the trial court’s adverse final
judgment.
The unintended consequence of the district court’s decision is
that it could encourage attorneys to strategically conceal errors of
case jurisdiction when seeking affirmative relief and secure the
-7- reversal of adverse final judgments by untimely objecting to the trial
court’s lack of case jurisdiction for the first time on appeal. This
scenario illustrates why it is incumbent on the parties to timely
notify the trial court of defects in case jurisdiction, or else the
objection is waived.
CONCLUSION
Schmidt’s failure to timely object to the trial court’s lack of
case jurisdiction resulted in a waiver of the issue. Thus, the Second
District erred in rejecting JJJTB’s waiver argument and reversing
the judgment of foreclosure. For these reasons, we quash the
Second District’s decision in Schmidt and approve the Fourth
District’s decision in MCR Funding to the extent that it is consistent
with this opinion.
It is so ordered.
MUÑIZ, C.J., and CANADY, GROSSHANS, FRANCIS, and SASSO, JJ., concur. COURIEL, J., concurs with an opinion, in which CANADY, GROSSHANS, and SASSO, JJ., concur.
NOT FINAL UNTIL TIME EXPIRES TO FILE REHEARING MOTION AND, IF FILED, DETERMINED.
-8- COURIEL, J., concurring.
I concur with today’s decision because I agree that objections
to a trial court’s procedural authority to act—what in Florida we
have called its case jurisdiction—are waived if they are not timely
made. I write to explain why some jurisdictional arguments can be
waived and others cannot.
Jurisdiction refers to “[a] court’s power to decide a case or
issue a decree.” Jurisdiction, Black’s Law Dictionary (12th ed.
2024); see also Malone v. Meres, 109 So. 677, 683 (Fla. 1926)
(“ ‘Jurisdiction,’ in the strict meaning of the term, as applied to
judicial officers and tribunals, means no more than the power
lawfully existing to hear and determine a cause.”). We have said
that “[e]very judgment must contain three jurisdictional elements:
namely, jurisdiction of the subject matter; jurisdiction of the
person; and the power or authority to render the judgment.”
Arcadia Citrus Growers Ass’n v. Hollingsworth, 185 So. 431, 433
(Fla. 1938). That third kind of jurisdiction—the waiver of which is
at issue here—we have referred to as “procedural,” “case,” or
“continuing” jurisdiction, and we have meant by it not the power of
the court to deal with a class of cases to which a particular case
-9- belongs (that is, subject matter jurisdiction), but rather, the power
of the court to act on a case given its procedural posture. Paulucci
v. Gen. Dynamics Corp., 842 So. 2d 797, 801 n.3 (Fla. 2003); Judge
Scott Stephens, Florida’s Third Species of Jurisdiction, Fla. B.J.,
Mar. 2008, at 11, 12, 14.
As the majority explains, subject matter jurisdiction concerns
a court’s judicial authority to hear a case. Because subject matter
jurisdiction concerns the scope of judicial power, it isn’t a matter for
the parties to waive, although they may contest whether the court,
in any case, has it. Without subject matter jurisdiction, a court’s
“proceedings are absolutely void in the strictest sense of the term.”
Roberts v. Seaboard Sur. Co., 29 So. 2d 743, 748 (Fla. 1947)
(citation omitted). So a court looks after it at every step of its work,
and “[t]he defense of lack of jurisdiction of the subject matter may
be raised at any time.” See Fla. R. Civ. P. 1.140(h)(2).
“Personal jurisdiction refers to whether the actions of an
individual or business entity as set forth in the applicable statutes
permit the court to exercise jurisdiction in a lawsuit brought
against the individual or business entity in this state.” Borden v.
E.-Eur. Ins. Co., 921 So. 2d 587, 591 (Fla. 2006). It exists where a
- 10 - “defendant’s conduct and connection with the forum State are such
that he should reasonably anticipate being haled into court there.”
World-Wide Volkswagen Corp. v. Woodson, 444 U.S. 286, 297
(1980). Because the requirement of personal jurisdiction “protect[s]
a defendant’s liberty interests,” its absence, when raised as a
defense, is a matter of “personal right.” Babcock v. Whatmore, 707
So. 2d 702, 704 (Fla. 1998) (quoting Gen. Contracting & Trading Co.,
LLC v. Interpole, Inc., 940 F.2d 20, 22 (1st Cir. 1991)). Like other
similar rights, its enjoyment “may be obviated by consent or
otherwise waived [and a] defendant may manifest consent to a
court’s in personam jurisdiction in any number of ways, from failure
seasonably to interpose a jurisdictional defense, to express
acquiescence in the prosecution of a cause in a given forum, to
submission implied from conduct.” Id. (quoting Interpole, 940 F.2d
at 22); see also Fla. R. Civ. P. 1.140(b), (h).
Case jurisdiction, by contrast, refers to a trial court’s power to
act in a case given its procedural posture. As far back as 1926, this
Court implicitly recognized a difference between subject matter
jurisdiction and this type of procedural jurisdiction. See Malone,
109 So. at 685 (“Jurisdiction of the subject-matter does not mean
- 11 - jurisdiction of the particular case but of the class of cases to which
the particular case belongs, and does not depend upon the
sufficiency of the pleadings nor the rightfulness of the decision.”
(citations omitted)). The Arcadia Court framed this procedural
jurisdictional element as “the power or authority to render the
judgment.” 185 So. at 433. So, for example, a court may not enter
an order on a case in which no pleading has been filed, in a case
that has been voluntarily dismissed, as to an issue that is under
review by an appellate court of competent jurisdiction—or, as the
majority says, after entry of a final judgment. Stephens, supra, at
14 (collecting cases).
This kind of jurisdiction does not depend on a court’s
constitutional or statutory authority to act—which the parties’
actions do not control—but on the litigation choices of the parties
and their effect on where a case stands procedurally. This Court
has repeatedly recognized that procedural defects do not deprive a
court of subject matter jurisdiction. See, e.g., Malone, 109 So. at
686 (“If the court has jurisdiction over the subject-matter of
equitable rights, interests, and remedies, its jurisdiction does not
depend upon its deciding correctly as to the existence of such
- 12 - rights, or as to the granting of such remedies. The jurisdiction itself
exists independently of the particular case over which it is
exercised . . . .”); Cunningham v. Standard Guar. Ins. Co., 630 So. 2d
179, 181 (Fla. 1994) (“[D]eficiencies in the pleading invoking the
jurisdiction of the trial court did not deprive the court of
jurisdiction.” (quoting Fla. Power & Light Co. v. Canal Auth., 423 So.
2d 421, 425 (Fla. 5th DCA 1982))). But such procedural defects
can deprive the court of the ability to act on a case. In this sense,
case jurisdiction is within the power of the parties to control, and
therefore waive, in a way that differs from subject matter
Most of the time we hold parties to their choices about such
things. See Fla. R. Civ. P. 1.140(h)(1) (“A party waives all defenses
and objections that the party does not present either by motion . . .
or . . . in a responsive pleading except as provided in subdivision
(h)(2).”). Here, in two years of litigation after entry of a final
judgment that deprived the court of case jurisdiction, neither party
raised the issue. That sure looks like waiver to me, so I concur.
CANADY, GROSSHANS, and SASSO, JJ., concur.
- 13 - Application for Review of the Decision of the District Court of Appeal Certified Direct Conflict of Decisions/Direct Conflict of Decisions
Second District - Case Nos. 2D21-1213 & 2D21-2752
(Hillsborough County)
Nicholas R. Consalvo of Boyd & Jenerette, P.A., Boca Raton, Florida, and Sophia Bernard of Taylor Nelson, P.L., Winter Haven, Florida; and Daniel E. Nordby of Shutts & Bowen LLP, Tallahassee, Florida,
for Petitioner
Jesse L. Ray of Jesse Lee Ray Attorney at Law, P.A., Tampa, Florida; and Edward William Collins of The Law Office of William Collins, P.A., Tampa, Florida, for Respondent
- 14 -