Jeton Lita v. Experian Information Solutions Inc., Equifax Inc., and TransUnion

District Court, E.D. New York·Decided March 4, 2026·No. 2:25-cv-01165·Unknown

Opinion

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF NEW YORK we KX JETON LITA,

Plaintiff, REPORT AND RECOMMENDATION Vv. 25-cv-01165 (NJC) (ST) EXPERIAN INFORMATION SOLUTIONS INC., EQUIFAX INC., and TRANSUNION,

Defendants. we KX TISCIONE, United States Magistrate Judge: On February 25, 2025, Plaintiff Jeton Lita (‘Plaintiff’) sued Defendants Experian Information Solutions Inc., Equifax Inc., and TransUnion LLC (collectively “Defendants’). Before this Court is Defendants’ Motion to Dismiss (the “Motion’”), filed July 11, 2025. For the reasons discussed below, this Court respectfully recommends that the District Court GRANT the Motion and DISMISS the Complaint.

LEGAL STANDARD Defendants move to dismiss the Complaint for failure to comply with Fed. R. Civ. P. 8(a) and for failure to state a cause of action under Fed. R. Civ. P. 12(b)(6). Fed. R. Civ. P. 8(a)(2) requires that a complaint set forth “a short and plain statement of the claim showing that the pleader is entitled to relief.” Moreover, “[e]ach averment of a pleading shall be simple, concise, and direct.” Fed. R. Civ. P. 8(e)(1). These requirements are designed to compel a plaintiff to identify the relevant circumstances which he claims entitle him to relief in such a manner that the defendant is provided with fair notice so as to enable him to answer and prepare for

trial. See Salahuddin v. Cuomo, 861 F.2d 40, 42 (2d Cir.1988); see generally 5 Wright & Miller, Federal Practice & Procedure: Civil, § 1217, at 166-78 (2d ed. 1990). However, “[c]omplaints which ramble, which needlessly speculate, accuse and condemn, and which contain circuitous diatribes far removed from the heart of the claim do not comport with these goals and this system” and must be dismissed. Prezzi vy. Berzak,57 FR.D. 149, 151 (S.D.N.Y.1972); accord Prezzi v. Schelter, 469 F.2d 691, 692 (2d Cir.1972) (per curiam), cert. denied, 411 U.S. 935, 93 S.Ct. 1911, 36 L.Ed.2d 396 (1983); Chodos v. F.B.I., 559 F.Supp. 69, 71-72 (S.D.N.Y.), aff'd, 697 F.2d 289 (2d Cir.1982), cert. denied, 459 U.S. 1111, 103 S.Ct. 741, 74 L.Ed.2d 962 (1983). Under Rule 12(b)(6), a defendant may move to dismiss a complaint for failure to state a claim. Fed. R. Civ. P. 12. To survive such a motion, a complaint must contain sufficient facts that, when accepted as true, state “a claim to relief that is plausible on its face.” Aschroft v. Iqbal, 556 U.S. 662, 678 (2009) (citing Bell Atl. Corp. v. Twombly, 550 U.S. 544, 570 (2007)). A claim is facially plausible when the factual allegations allow “the court to draw the reasonable inference that the defendant is liable for the misconduct alleged.” Jd. Determining whether a complaint states a plausible claim for relief is “a context-specific task that requires the reviewing court to draw on its judicial experience and common sense.” /d. at 679. In doing so, the Court must accept the complaint’s well-pleaded factual allegations as true and draw all reasonable inferences in the plaintiff's favor. See Gamm y. Sanderson Farms, Inc., 944 F.3d 455, 458 (2d Cir. 2019). However, allegations that “are no more than conclusions are not entitled to the assumption of truth.” Hayden v. Paterson, 594 F.3d 150, 161 (2d Cir. 2010); see Iqbal, 556 U.S. at 663 (“the tenet that a court must accept a complaint’s allegations as true 1s inapplicable to threadbare recitals of a cause of action’s elements, supported by mere conclusory statements.”); Larsen v. Berlin Bd.

of Educ., 588 F.Supp.3d 247, 256 (D. Conn. 2022) (“a court need not credit conclusory or contradictory allegations.”). DISCUSSION The Court recommends that Defendants’ Motion be granted as Plaintiff's Complaint both fails to comply with Fed. R. Civ. P. 8(a) and fails to state a cause of action under Fed. R. Civ. P. 12(b)(6). Plaintiff's Complaint is virtually incomprehensible, riddled with arbitrary legal references, and lacks sufficient factual allegations to state a claim. As many Courts have held, “sovereign-citizen type theories and ideology . . . are frivolous, irrational, unintelligible, and ungrounded in American law.” United States v. Herbert, No. 22-CR-141S (1), 2024 WL 2972043, at *3 (W.D.N.Y. June 13, 2024). Plaintiff's complaint is frivolous, in that “it lacks an arguable basis either in law or in fact.” Neitzke v. Williams, 490 U.S. 319, 325 (1989). Indeed, dismissal is warranted based on Plaintiffs fanciful and unfounded legal theories alone. see, e.g., Fitzgerald v. First East Seventh St. Tenants Corp., 221 F.3d 362, 363-64 (2d Cir. 2000) (per curiam) (“district courts may dismiss a frivolous complaint sua sponte even when the plaintiff has paid the required filing fee”); Bayne v. Health Ins. Portability & Accountability Act, 2012 WL 119617, at *4 (E.D.N.Y. Jan. 17, 2012) (collecting cases).

The Court, in attempting to discern Plaintiff's Complaint, finds that Plaintiff's Complaint appears to claim that Defendants committed “Consumer Credit Reporting Agency Violations upon Plaintiff.” Compl. at § 1, ECF No. 1. The factual details supporting such a claim are virtually nonexistent. Plaintiff also claims that Defendants are liable for “aggravated identity theft pursuant to 18 U.S. Code § 1028A.” /d. at ¥ 10. Plaintiff, in support of such an assertion provides that: Plaintiff informed Defendants, that Plaintiff is aware consumer reporting agencies may furnish consumer reports in accordance with the written instructions from the consumer to whom it relates. Plaintiff demanded Defendants provide the written instructions that Defendants received from Plaintiff which has authorized the

furnishing of these reports. If Defendants cannot provide these written instructions by the Plaintiff prior to this notice then this has been a fraudulently made consumer report using Plaintiff's identifying information, and that this shows proof of 15 U.S. Code § 1681 b(a)(2) being violated by Defendants, which constitutes aggravated identity theft pursuant to 18 U.S. Code§ 1028A.

Id. The Court, in examining such factual allegations in good faith, is unable to discern what Plaintiff is saying at all. In fact, viewed in its best light, Plaintiff's Complaint contains little more than incessant assertions that Plaintiff informed Defendants of some arbitrary constitutional provision or agency code, without any sort of factual reference to how Defendants may have violated such provisions or codes. See generally Compl. Plaintiff's Complaint provides only conclusory, vague, and general factual allegations and thus provides the Court with no adequate basis to make out the nature of Plaintiff's claims.

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Jeton Lita v. Experian Information Solutions Inc., Equifax Inc., and TransUnion, (E.D.N.Y. 2026).

Jeton Lita v. Experian Information Solutions Inc., Equifax Inc., and TransUnion (Jeton Lita v. Experian Information Solutions Inc., Equifax Inc., and TransUnion) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

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